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-   -   Who Do You Insure Through (http://www.the370z.com/nissan-370z-general-discussions/70944-who-do-you-insure-through.html)

Minsu 05-07-2013 01:12 PM

Who Do You Insure Through
 
Just Curious, going to see the car maybe this week or next week, last thing on my agenda for the car is insurance. im probably looking at 400+ monthly with the addition of the Z. 22 years of age will be insured under my parents. Any insurers you would recommend? Any known to give a cheap monthly payment for two door coupes? last things i need to work out before i sign papers.
Thanks for the help

DEpointfive0 05-07-2013 01:16 PM

I have State Farm, 23, no accidents (kinda), totaled a car last year, speeding ticket on my record and I pay $140/month ;-)
Yes, a LOT of people hate me for that

kenchan 05-07-2013 01:17 PM

i insure through bearded guy with glasses. he's good.

Minsu 05-07-2013 01:21 PM

Quote:

Originally Posted by DEpointfive0 (Post 2304577)
I have State Farm, 23, no accidents (kinda), totaled a car last year, speeding ticket on my record and I pay $140/month ;-)
Yes, a LOT of people hate me for that

How is that even possible!? Are you single insurer? or are you under your parents!? If I can do the same with insurance i wouldnt have to sweat over it!?
tell me your ways

Minsu 05-07-2013 01:21 PM

Quote:

Originally Posted by kenchan (Post 2304579)
i insure through bearded guy with glasses. he's good.

The General?

Santa Claus?

Gay Father?

My Scrotum?

jayl 05-07-2013 01:22 PM

generally when I call the person says this is peggy...

Discover Card - Peggy Customer Service #1 - YouTube

FPenvy 05-07-2013 01:24 PM

i got Erie insurance. 26 no accidents and mine is like $90-100 a month and only $100 deductible :tup:

edit: i have full coverage. everything you can think of is covered.

Minsu 05-07-2013 01:26 PM

Quote:

Originally Posted by FPenvy (Post 2304596)
i got Erie insurance. 26 no accidents and mine is like $90-100 a month and only $100 deductible :tup:

are you under your parents or are you single insurer.

the only numbers im seeing when i do online quotes is over 500...

DEpointfive0 05-07-2013 01:26 PM

Quote:

Originally Posted by Minsu (Post 2304586)
How is that even possible!? Are you single insurer? or are you under your parents!? If I can do the same with insurance i wouldnt have to sweat over it!?
tell me your ways

LOL, yes, single insurer. No parents. I really don't know what or how, all I know is that when I looked for insurance about two and half years ago I called 30+ places including some State Farms, and I was getting quotes of $300+ across the board (21, 2009 Maxima) until I called this random State Farm and they quoted me $140~/month and I asked them if their system was broken.

But I have full coverage, no sneaky crap, and now I have my deductible at $250, and rental coverage at $35/day and something else that I upgraded...

Minsu 05-07-2013 01:27 PM

so the idea here is to call individual offices and see what i can get?

enkei2k 05-07-2013 01:28 PM

I have Geico. Used to have Progressive.

Shop around the major insurance companies' websites.

Check this link out:

http://www.the370z.com/nissan-370z-p...on-thread.html

FPenvy 05-07-2013 01:29 PM

Quote:

Originally Posted by Minsu (Post 2304602)
are you under your parents or are you single insurer.

the only numbers im seeing when i do online quotes is over 500...

i got the same agent as my parents but i'm on my own. i do put my Z on "lay up" for dec-march since i dont drive it in winter and put my tahoe on instead. Z is still fully insured for that period as long as it's on my property.

kenchan 05-07-2013 01:32 PM

forgot to post price.... my insurance is under leisure car coverage and paying no more than 285-290 for 6months.

DEpointfive0 05-07-2013 01:42 PM

You know what... I lied... Just recently...they upped my insurance to $170 a month due to a second ticket. So what I did was lie and I told them that my car is a weekend driver, and god bless them, they don't ask about mileage

Drex 05-07-2013 01:49 PM

insurance premiums vary depending on a number of factors including location (state), deductible, coverage, yearly mileage, age, driving history, etc.

just stating your insurance co. and monthly premium doesn't give enough to compare by.

NickTurnon 05-07-2013 01:53 PM

22 ---
No tickets. Clean Record. School GPA discount & maybe a full time work discount? Idk..
I only pay $128 for insurance thru State Farm each month. I have full coverage..
$500 Deductible on everything I believe..

I have 3 others on the same profile for multi-car discount. Step brother & 2 sisters.

CDepp 05-07-2013 01:54 PM

ABECU - $138/month for full on the 2008 C300 Sport and the 2011 Z Base+Sports.

I was going to troll and say "The General".

Minsu 05-07-2013 01:55 PM

Quote:

Originally Posted by Drex (Post 2304639)
insurance premiums vary depending on a number of factors including location (state), deductible, coverage, yearly mileage, age, driving history, etc.

just stating your insurance co. and monthly premium doesn't give enough to compare by.

it helps though atleast it helps me get a general idea. has anyone in NJ tried NJ manufacturers insurance?

Minsu 05-07-2013 01:58 PM

Quote:

Originally Posted by NickTurnon (Post 2304644)
22 ---
No tickets. Clean Record. School GPA discount & maybe a full time work discount? Idk..
I only pay $128 for insurance thru State Farm each month. I have full coverage..
$500 Deductible on everything I believe..

I have 3 others on the same profile for multi-car discount. Step brother & 2 sisters.

Did you go directly to a office or did you do it online?

MarkGideon 05-07-2013 01:59 PM

Quote:

Originally Posted by Drex (Post 2304639)
insurance premiums vary depending on a number of factors including location (state), deductible, coverage, yearly mileage, age, driving history, etc.

just stating your insurance co. and monthly premium doesn't give enough to compare by.

:iagree:

Way too many variables.

And for an older, married, homeowner with multiple polices with State Farm, it is almost as cheap to insure my Z as my Altima--the premium for 6 months on the Z is less than $1 more than the Atlima and works out to less than $50 per month.

Minsu 05-07-2013 02:00 PM

single 22 if i go under my parents we have 5 cars. if i go alone only the z would be my car. No accidents that were my fault, no moving violations.

Minsu 05-07-2013 02:06 PM

did some quotes online. nothing under 500 yet. yay me

Chuck33079 05-07-2013 02:08 PM

It's your age. Expect rape until you turn 25.

kidkotic2001 05-07-2013 02:08 PM

All State
 
Your in Good Hands

Minsu 05-07-2013 02:15 PM

Quote:

Originally Posted by NickTurnon (Post 2304644)
22 ---
No tickets. Clean Record. School GPA discount & maybe a full time work discount? Idk..
I only pay $128 for insurance thru State Farm each month. I have full coverage..
$500 Deductible on everything I believe..

I have 3 others on the same profile for multi-car discount. Step brother & 2 sisters.

sry to quote you twice in the same thread but holy cow your the same age as me and ur getting in the 1's. wtffff i have a 3.9 gpa junior in college im in the national society of collegiate scholars and im dashingly handsome. no tickets no accidents that were my fault. why are our numbers so different

Chuck33079 05-07-2013 02:17 PM

Quote:

Originally Posted by Minsu (Post 2304672)
why are our numbers so different

Location. Isn't NJ the car theft capital of the US?

Minsu 05-07-2013 02:18 PM

thats ny lol

Minsu 05-07-2013 02:19 PM

locations gonna make it go from 128 to 638? that wetawded

red2010z 05-07-2013 02:22 PM

USAA- 27.6 No Tickets, 1 totaled 350Z.(Weather)

2 Cars full Coverage/Renters Insurance

143 a month.

red2010z 05-07-2013 02:22 PM

El Paso- Where pedro loves to steals rides and take em across the border.

Chuck33079 05-07-2013 02:24 PM

Location makes a big difference. Maybe not $510 difference, but it's really hard to compare insurance rates across the country.

Minsu 05-07-2013 02:24 PM

lawl this is making me sad. the numbers im getting quoted for seem not real after seeing these numbers. Is there ANYONE paying over 500 a month...

red2010z 05-07-2013 02:25 PM

If your getting quoted for over 500 a month. You better get on the parents policy or get a bicycle.

Chuck33079 05-07-2013 02:25 PM

How's your credit? Many companies take that into account as well.

kenchan 05-07-2013 02:26 PM

Quote:

Originally Posted by Drex (Post 2304639)
insurance premiums vary depending on a number of factors including location (state), deductible, coverage, yearly mileage, age, driving history, etc.

just stating your insurance co. and monthly premium doesn't give enough to compare by.

my point exactly! :iagree:

Minsu 05-07-2013 02:26 PM

started building that bad boi 3 months ago.
Havent missed a payment xD

Minsu 05-07-2013 02:26 PM

Quote:

Originally Posted by kenchan (Post 2304705)
my point exactly! :iagree:

ok fine does anyone IN THE EAST COAST pay over 200 bucks for insurance

Chuck33079 05-07-2013 02:30 PM

Quote:

Originally Posted by Minsu (Post 2304706)
started building that bad boi 3 months ago.

Ok, that's part of your problem. That's a really short time to have a payment history. You're young, buying a high risk category of car, in a high theft area with little credit of your own. If I was looking at having to spend $6k+ a year on insurance, I'd be buying a different car. In 5 years, you've paid the cost of the car in insurance.

Minsu 05-07-2013 02:31 PM

Quote:

Originally Posted by Chuck33079 (Post 2304714)
Ok, that's part of your problem. That's a really short time to have a payment history. You're young, buying a high risk category of car, in a high theft area with little credit of your own. If I was looking at having to spend $6k+ a year on insurance, I'd be buying a different car. In 5 years, you've paid the cost of the car in insurance.

Would any two door coupe be high risk?

kenchan 05-07-2013 02:31 PM

guy1: i drive a car with 4 tires. i paid $20K :woot:

guy2: dooood, you got a super deal! my car with 4 tires cost $40K. :mad:


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