Who Do You Insure Through

MJB · 05-07-2013, 04:40 PM

Quote:

Originally Posted by Minsu

yea thats what i was afraid of. too everyone in this thread what are ur premiums. ive been quoting for 100,000/300,000.

I wouldn't get to wrapped up on this, best bet is just to call around. Like mentioned before, way too many variables. Some of these young 20 years old that claim they are only paying 100/month full coverage might only have the bare minimum coverage required for that state, like maybe only 10k for bodily injury.. Just throwing that out for an example but that would basically pay for a band aid.. See my point ?

enkei2k · 05-07-2013, 04:56 PM

Quote:

Originally Posted by MJB

I wouldn't get to wrapped up on this, best bet is just to call around. Like mentioned before, way too many variables. Some of these young 20 years old that claim they are only paying 100/month full coverage might only have the bare minimum coverage required for that state, like maybe only 10k for bodily injury.. Just throwing that out for an example but that would basically pay for a band aid.. See my point ?

Seriously. OP, just go to the insurer's websites and put in all the info they ask and they'll give you ACCURATE quoted prices, it's a lot faster.

Geico
Progressive
State Farm
Allstate
esurance
USAA

etc..to name a few.

Do some research yourself because if you ask here, everybody's rates are different.

DEpointfive0 · 05-07-2013, 04:56 PM

Quote:

Originally Posted by Minsu

sry for my ignorance is scottsdale in AZ?

Yes

Chuck33079 · 05-07-2013, 05:22 PM

Quote:

Originally Posted by enkei2k

Seriously. OP, just go to the insurer's websites and put in all the info they ask and they'll give you ACCURATE quoted prices, it's a lot faster.

Geico
Progressive
State Farm
Allstate
esurance
USAA

etc..to name a few.

Do some research yourself because if you ask here, everybody's rates are different.

This. Nothing we can tell you about what we pay will have any bearing on your situation.

red2010z · 05-07-2013, 06:03 PM

Don't waste your time with USAA if you have no connection with military. They will not entertain you.

And I have had USAA since I was stationed in Germany when I had a BMW and they have always treated me right.

But I have heard people I work with mention Geico and progressive is cheaper.

mhill0425 · 05-07-2013, 07:24 PM

26-Iowa
Totaled 3 cars(over 7 years ago, 1st was weather, 2nd not my fault, 3rd was my fault) and have had 1 speeding ticket. Had some other tickets associated with said car accidents.
I have Progressive, pay like 85 bucks a month full coverage 500 deductible. I was lucky, I had a snapshot in my old car, I got my Z about 2 weeks before the snapshot period ended AND it was cold out in these parts when I got my Z(February) so I wasn't driving around too much.

Nailzs · 05-07-2013, 07:28 PM

63, single male.
No tickets, no accidents, ever.
$93 per month for full coverage through Amica.

3.7 ZPA · 05-07-2013, 08:48 PM

New York and New Jersey, kid. You have to pay to play here. I'm 29 with one measly ticket from 3 years ago in my last car. Never been in so much as a fender-bender. I had Geico in the Si, and they raised my premium for the Z by 40%

Not even my guy that insures the vehicles in my company could help me out. I eventually went with Allstate, as an old family friend runs a location. After the alumni discount, I'm paying $230 a month for full coverage with a $500 deductible.

I need to buy a house in the midwest and insure there. New York is outrageous for everything. Tired of it.

nmjaxx9 · 05-07-2013, 09:39 PM

AllState

Minsu · 05-07-2013, 10:49 PM

Quote:

Originally Posted by 3.7 ZPA

New York and New Jersey, kid. You have to pay to play here. I'm 29 with one measly ticket from 3 years ago in my last car. Never been in so much as a fender-bender. I had Geico in the Si, and they raised my premium for the Z by 40%

Not even my guy that insures the vehicles in my company could help me out. I eventually went with Allstate, as an old family friend runs a location. After the alumni discount, I'm paying $230 a month for full coverage with a $500 deductible.

I need to buy a house in the midwest and insure there. New York is outrageous for everything. Tired of it.

i hear ya old man. but if i canget 230 i would still do it...500-700 is a bit much imo. almost twice the amount for the lease payment lol might as well finance at that point and not get caught with no insurance xD

Mrmaasta · 05-07-2013, 10:50 PM

40, Single Male, $65/month, Canada

You really need to think of the costs.....you may end up buying a car you cannot afford to drive. Still have fuel costs, regular maintenance etc.

Anyway good luck on a hard choice!

bdavis89 · 05-07-2013, 11:18 PM

~$200/mth with Geico for the Z and my wife's '13 Mazda CX-5, we're 24 and 22 respectively. Not sure what "full coverage" means, but I went over it with my parents to see what we needed/should have. We'll be moving to USAA once I turn 25 hopefully, as that's what I was on with my parents. They're not the cheapest, but they don't skimp, aren't cheap, and treat you right. $500/MTH for car insurance is INSANE, I'd wait on the Z or get something else. Check every possibility first obviously, but at some point you may have to change what car you're wanting.

nmjaxx9 · 05-07-2013, 11:34 PM

Insurance has full coverage on the Z

Insurance rates are high, but understandable 21, red racecar sports car and tickets.

NOFATCHX · 05-07-2013, 11:44 PM

228 a month for full coverage and 500 dollar deductible in NY. I'm 29! My insurance has never gone down! Have 2 comprehensive claims which shouldn't effect amount but who knows. I thought for sure by this time in my life I'd he paying half that! I'm with Progressive.

Erie insurance? Never heard of but at that price I'm going to look into them.

IndieRyanZ · 05-07-2013, 11:51 PM

SoCal State Farm, $70 / month. Comp deductible $0, Collision deductible $100, BIPD 100k/300k/100k, UM 100/300. Multiple policies discount. Single male, 26 years driving experience, no tickets / accidents.

05-07-2013, 06:03 PM	#65 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 39 Posts: 587 Drives: '10 Red B/S/M Rep Power: 13	Don't waste your time with USAA if you have no connection with military. They will not entertain you. And I have had USAA since I was stationed in Germany when I had a BMW and they have always treated me right. But I have heard people I work with mention Geico and progressive is cheaper. CDepp likes this. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

05-07-2013, 08:48 PM	#68 (permalink)
3.7 ZPA Enthusiast Member Join Date: Sep 2012 Location: Connecticut Posts: 352 Drives: '09 370Z 6MT Rep Power: 13	New York and New Jersey, kid. You have to pay to play here. I'm 29 with one measly ticket from 3 years ago in my last car. Never been in so much as a fender-bender. I had Geico in the Si, and they raised my premium for the Z by 40% Not even my guy that insures the vehicles in my company could help me out. I eventually went with Allstate, as an old family friend runs a location. After the alumni discount, I'm paying $230 a month for full coverage with a $500 deductible. I need to buy a house in the midwest and insure there. New York is outrageous for everything. Tired of it. NOFATCHX likes this.

05-07-2013, 11:18 PM	#72 (permalink)
bdavis89 Track Member Join Date: Oct 2011 Location: Jacksonville FL Posts: 586 Drives: '10 370Z PW Auto Rep Power: 15	~$200/mth with Geico for the Z and my wife's '13 Mazda CX-5, we're 24 and 22 respectively. Not sure what "full coverage" means, but I went over it with my parents to see what we needed/should have. We'll be moving to USAA once I turn 25 hopefully, as that's what I was on with my parents. They're not the cheapest, but they don't skimp, aren't cheap, and treat you right. $500/MTH for car insurance is INSANE, I'd wait on the Z or get something else. Check every possibility first obviously, but at some point you may have to change what car you're wanting. __________________ 2010 Pearl White Touring Sport Package \| Navigation \| 7 Speed Automatic

05-07-2013, 11:44 PM	#74 (permalink)
NOFATCHX Track Member Join Date: Apr 2011 Location: New York Posts: 532 Drives: 2011 370Z Rep Power: 15	228 a month for full coverage and 500 dollar deductible in NY. I'm 29! My insurance has never gone down! Have 2 comprehensive claims which shouldn't effect amount but who knows. I thought for sure by this time in my life I'd he paying half that! I'm with Progressive. Erie insurance? Never heard of but at that price I'm going to look into them. __________________ 20x10.5 Vossen CV3s, Falken, Stillen, AAM, Topspeed, BC Racing, ICHIBA, 180 CUSTOM, Satin Pearl White and Carbon wrapped Instagram: 10acious_Z

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05-07-2013, 07:24 PM	#66 (permalink)
mhill0425 Base Member Join Date: Apr 2012 Location: Cedar Rapids, Iowa Posts: 36 Drives: 09 370z Silver B+S Rep Power: 13	26-Iowa Totaled 3 cars(over 7 years ago, 1st was weather, 2nd not my fault, 3rd was my fault) and have had 1 speeding ticket. Had some other tickets associated with said car accidents. I have Progressive, pay like 85 bucks a month full coverage 500 deductible. I was lucky, I had a snapshot in my old car, I got my Z about 2 weeks before the snapshot period ended AND it was cold out in these parts when I got my Z(February) so I wasn't driving around too much.

05-07-2013, 07:28 PM	#67 (permalink)
Nailzs Enthusiast Member Join Date: Aug 2012 Location: Florida Posts: 395 Drives: 13 370Z 7at Sp Tour Rep Power: 13	63, single male. No tickets, no accidents, ever. $93 per month for full coverage through Amica.

05-07-2013, 09:39 PM	#69 (permalink)
nmjaxx9 A True Z Fanatic Join Date: Jul 2011 Location: Middletown, Ct Posts: 5,853 Drives: 2011 Nissan 370z Rep Power: 26	AllState

05-07-2013, 10:50 PM	#71 (permalink)
Mrmaasta Base Member Join Date: Feb 2013 Location: Medicine Hat Posts: 44 Drives: 2011 370Z 6M Sport Rep Power: 12	40, Single Male, $65/month, Canada You really need to think of the costs.....you may end up buying a car you cannot afford to drive. Still have fuel costs, regular maintenance etc. Anyway good luck on a hard choice!

05-07-2013, 11:34 PM	#73 (permalink)
nmjaxx9 A True Z Fanatic Join Date: Jul 2011 Location: Middletown, Ct Posts: 5,853 Drives: 2011 Nissan 370z Rep Power: 26	Insurance has full coverage on the Z Insurance rates are high, but understandable 21, red racecar sports car and tickets.

05-07-2013, 11:51 PM	#75 (permalink)
IndieRyanZ Base Member Join Date: May 2013 Location: In My Dreams Posts: 70 Drives: FairladyZ Rep Power: 12	SoCal State Farm, $70 / month. Comp deductible $0, Collision deductible $100, BIPD 100k/300k/100k, UM 100/300. Multiple policies discount. Single male, 26 years driving experience, no tickets / accidents.