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Insurance quote from The General

Originally Posted by Compdoc777 Check out Allstate as well. I have very low rates with them and never any problems. Me I have had the same policy since 1982 with

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Old 01-05-2013, 09:40 AM   #1 (permalink)
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Quote:
Originally Posted by Compdoc777 View Post
Check out Allstate as well. I have very low rates with them and never any problems.

Me I have had the same policy since 1982 with Allstate and never any problems with being dropped. I have had tickets, wrecks, boat and house repairs due to damage. They did not raise my rates or drop me. When Katrina, Ike and they rest you did not hear them denying claims and dropping people for no reason.
Almost itentical story here. Had Allstate since my learner's permit in '82. All the growing pains later, wrecked two cars at 18 and 21, speeding tickets in my Mitsu Starion, etc. still with them today.

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Originally Posted by LiquidCrewZ View Post
That's who I have now and pay about $100 a month with the z and a liability only beater Honda civic. Thought about looking at other options though.
That's pretty good. I'm at $70/mo. comprehensive everything for the Z and '12 Accord. Homeowner with them too though. I'm sure with enough searching, I could find something a few bucks cheaper but am afraid of the fine print. At least this way I know if the house burns down with the cars in the garage along with it, everything will be covered.

As for the OP, if I got pulled over, I'd rather hand the cop my plastic Allstate card rather than a "General" card I just printed on my inkjet last night.
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Old 01-05-2013, 03:13 PM   #2 (permalink)
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Nationwide chanrges me ordinary rates for my Z---$60.00 for full coverage. But I have a clean record and I'm old.
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Old 01-05-2013, 10:43 AM   #3 (permalink)
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Originally Posted by edub370 View Post
geico is terrible. the general is cheap for a reason.

progressive is, by far, the most helpful and lowest price company out there when i got my insurance (23, non-homeowner, single)
Rates are all relative to location as well, not just driving record, age, etc. I've lived in a half a dozen different states and have seen rates fluctuate significantly after updating policy zip code. I had progressive for 8 years and have had 0 speeding tickets and 0 claims on my record. Recently (last few months), a good friend of mine said I should look into Geico, as his rates were cut nearly in half. If I hadn't heard it from a guy i trust, I wouldn't even have checked into it. I called Geico and was given a rate quote with the identical policy specifications nearly 40% less then progressive. Being a loyal customer, I contacted progressive to see if they could stay competitive. The CSR was very professional, but informed me that they do not match rates. I had no choice but to switch to Geico.
I am sure many folks out there have had similar situation with various insurance companies. Moral of the story, dont assume you are getting the best. When we get comfortable, we get lazy. Nothing wrong with challenging the status quo. It's good for business and development.

Happy New Year Everyone!
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Old 01-09-2013, 04:01 PM   #4 (permalink)
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Originally Posted by edub370 View Post
geico is terrible. the general is cheap for a reason.

progressive is, by far, the most helpful and lowest price company out there when i got my insurance (23, non-homeowner, single)
FYI. Geico has high levels of turn over because they treat there staff like crap. They go as far as limiting the time you can use the restroom. Its what we experts call a "turn and burn" company.
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Old 01-09-2013, 06:09 PM   #5 (permalink)
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Will treat customers badly. One of the few things this hard head has learned in 50 plus years is to not do business with people who mistreat their employees or their family.
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Old 01-05-2013, 08:13 AM   #6 (permalink)
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Lol!!!
I thought this thread was going to be you asking us if your quote from the General was good... And my only response was going to be, please stop driving, you can't afford a Z if you can afford proper insurance


Go with State Farm, they have been AMAZING to me... Post up on your local region to find someone who works for an insurance company... I bet there is SOMEONE in Florida who can hook you up
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Old 01-05-2013, 08:24 AM   #7 (permalink)
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I wouldn't skimp on insurance. I figure that I'm paying for the feeling I get every time I press the start button that no matter what happens from that moment on, whether my fault ot an uninsured ricer's fault that I'm comprehensively protected. And my gap insurance makes me feel that much better on top of it all.

It's kind of like the feeling I get when I have a lottery ticket in my wallet. I know I'm not going to win but it feels good just having a chance so I figure $1 is a cheap price for that feeling. Same goes for good insurance.
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Old 01-05-2013, 08:27 AM   #8 (permalink)
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I wouldn't skimp on insurance. I figure that I'm paying for the feeling I get every time I press the start button that no matter what happens from that moment on, whether my fault ot an uninsured ricer's fault that I'm comprehensively protected. And my gap insurance makes me feel that much better on top of it all.

It's kind of like the feeling I get when I have a lottery ticket in my wallet. I know I'm not going to win but it feels good just having a chance so I figure $1 is a cheap price for that feeling. Same goes for good insurance.
Awesome, and agreed!
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Old 01-05-2013, 10:29 AM   #9 (permalink)
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Old 01-05-2013, 10:36 AM   #10 (permalink)
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Never ever skimp on insurance especially if you have a lot of assets. The General is the type of insurance you get if you are driving a $1500 car and you have 2 DUIs and no one else can insure you. Maybe you should have priced good insurance before you purchased a 38k+ 2 door sports car.
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Old 01-05-2013, 11:05 AM   #11 (permalink)
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Never ever skimp on insurance especially if you have a lot of assets. The General is the type of insurance you get if you are driving a $1500 car and you have 2 DUIs and no one else can insure you. Maybe you should have priced good insurance before you purchased a 38k+ 2 door sports car.
Insurance seems like a needless drain on your pocketbook ... until you need it. I carry at least twice the required minimum liability on my vehicles. I also have $500K personal liability with my home insurance in case you get hurt while visiting.
Sue me. I'm insured!

I'm in my mid-50s, decent driving record (only a speeding ticket every 4-5 years until my wreck about a 8 months ago), get multi-policy and multi-car discounts and I still called and checked the rates before buying my Z.
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Old 01-05-2013, 11:12 AM   #12 (permalink)
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I'm getting owned by insurance companies in Las Vegas. $160 per month and I have a clean record. I do have about $25 in additional coverage. This is with USAA as well.
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Old 01-05-2013, 11:42 AM   #13 (permalink)
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Originally Posted by SS_Firehawk View Post
I'm getting owned by insurance companies in Las Vegas. $160 per month and I have a clean record. I do have about $25 in additional coverage. This is with USAA as well.
I have USAA also. I'm 24 and married but I pay $110/mth.....but it all depends on state too. I'm in Hawaii now paying $110/mth. In Texas I was paying $185/mth. BIG difference but I'm not gonna complain lol.
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Old 01-05-2013, 11:15 AM   #14 (permalink)
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The General is ballin' though

http://www.youtube.com/watch?v=hSM9j81X0g4

I have Geico myself, but Progressive is cheaper by a lot in my area. However, someone I know of sent me this link regarding Progressive, so I've been wary to change to Progressive.

PREMIUM FISHER | My Sister Paid Progressive Insurance to Defend Her...

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My Sister Paid Progressive Insurance to Defend Her Killer In Court
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Old 01-05-2013, 11:15 AM   #15 (permalink)
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Interesting comments about state farm, been with them since I was 16, 59 now, never a problem on car insurance. Did get dropped on home owners for a year and when I talked to the agent, they told me it was a mistake somewhere and signed me back up. I pay about 75.00 a month for the Z with couple of multi-discounts. Will be interesting to see what happens... Thanks for the info...
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