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Crashed the 370z on Test Drive..

So what happens? Is it their insurance that covers it or yours? I feel like all they do when I test drive is just get ahold of my driver's license.

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Old 07-05-2009, 11:04 AM   #1 (permalink)
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So what happens? Is it their insurance that covers it or yours? I feel like all they do when I test drive is just get ahold of my driver's license.
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Old 07-05-2009, 11:40 AM   #2 (permalink)
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So what happens? Is it their insurance that covers it or yours? I feel like all they do when I test drive is just get ahold of my driver's license.
The dealership plates are there because they have insurance coverage for test drives. The customer can be on the hook for the deductible however.
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Old 07-05-2009, 12:55 PM   #3 (permalink)
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So what happens? Is it their insurance that covers it or yours? I feel like all they do when I test drive is just get ahold of my driver's license.
Here is my understanding...
In the US, the car carries the insurance, not the driver. So be mindful of who you let drive your car. That said...

the car's insurance company can go after the driver's insurance company for the claim. The most you will likely be out is your dedectible, but can count as a claim against you.
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Old 07-05-2009, 11:15 PM   #4 (permalink)
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Originally Posted by Island_370 View Post
Here is my understanding...
In the US, the car carries the insurance, not the driver. So be mindful of who you let drive your car. That said...

the car's insurance company can go after the driver's insurance company for the claim. The most you will likely be out is your dedectible, but can count as a claim against you.
I think some states it matters.

That, and your insurance always protects the other car/driver/passengers/property...not yours...

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