F@@k Nissan! (VERY VERY pissed!)

Sashimi

I have a very similar story, but with a happy ending.

The 370z is my 7th car, but all my previous cars were bought cash only so I never put up a loan. Also since I'm very young I didn't think I'd get a good rate at all

First I went to Infiniti of Oakland to get a G37, I was planning on putting 15,000 down and the rest on a loan over 6 years. They approved me but gave me 18.9% APR. So I said screw that I'm not going to buy this.

After a few weeks I fell in love with the 370z so I was interested in buying that. I finally found the one I want and offered to buy this at VPP pricing and place 15K down. After a good week of talking to this salesman who "Guaranteed" that I would get the car for 9% APR, he calls me and says "Sorry we can't approve your loan unless you put 19K down"

This is ridiculous, if I put over 30% down on a car I should get approved no matter what. So the numbers came down to 19K down and 14.99 APR. I wouldn't take it. My credit score is 730 I make more than enough a month I should get approved for something better.

I decide, talking on the phone isn't going to get anything done, so I drove there (1hr 30 min trip) to talk to them in person. The guy still gave me the same quote 19K down at 14.99% APR. There was no way I would do that, I have the money but I feel like I'm getting suckered in so many ways if I accept this.

So the dealer asked to see my pay stub, so I called my work and had them fax over a copy to the dealer. About 5 minutes later they came back saying I was approved for 15K down and 6.59 APR (WAY better than what I was expecting for a 22year old first time buyer)

So I'm now at home with my Z Parked in front of my house. good luck to all of ya