Her hitting me was 20% my fault....

Nismodean · 08-01-2012, 09:59 PM

How the F**K is this possible? I pulled into the spot directly ahead of me in the parking lot, 15-20 seconds later she starts to pull out after I have parked and hits me by cutting her wheel too soon. So someone please explain to me how Liberty Mutual (her crappy scandalous insurance company) says it's 20 f**k**g percent my fault and they'll only pay for 80% of the damages.

Huckleberry · 08-01-2012, 10:04 PM

let them know you'll lawyer up if they cover it.

lawyer up anyway*

enkei2k · 08-01-2012, 10:08 PM

Because they knew that she was a crappy driver and that you shouldn't have been there in the first place? IDK.

GL with it all. Hope it wasn't too painful. Do you have actual pics of damage?

nmjaxx9 · 08-01-2012, 10:14 PM

if you didnt move I dont see how you would be at fault....

( Click to show/hide )

blackcherry20 · 08-01-2012, 10:17 PM

Because its an insurance company and thats what they do...20% x 10k customers is a lot of savings-
Sux-but i agree-Lawyer up...worth a small fee to make a phone call or two...and works- did for me anyway. GL

Red__Zed · 08-01-2012, 10:22 PM

I presume you have insurance that would cover this.

Call them, and tell them exactly what is happening.

They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do.

m4a1mustang · 08-01-2012, 10:24 PM

Quote:

Originally Posted by Red__Zed

I presume you have insurance that would cover this.

Call them, and tell them exactly what is happening.

They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do.

I agree

Sent from my Galaxy Nexus using Tapatalk 2

dmhenderson · 08-01-2012, 10:29 PM

If you have full collision coverage (which most states require), part of that money you pay every month goes towards their lawyers in situations like this. She is clearly at fault here and I guarantee her company won't argue with yours once they know you're not afraid to get them involved.

Contact your insurance company and tell them what happened and if hers contacts you again, tell them you no longer want to speak with them and give them the number of your agent. If they continue to harass you, notify your insurance company. I promise they'll stop with a quickness.

Right now they're hoping you're afraid to contact your insurance for some reason and that they can screw you over.

*Edit: Involving your insurance won't affect your premium and won't cost you a dime.

dmhenderson · 08-01-2012, 10:29 PM

ok EFB but I got fired up reading the OP because I had something like this happen to me once and it ended up in a reversal of fortune where they ended up paying me instead.

steveg78 · 08-01-2012, 10:37 PM

Arrrrggghhh I'm fired up just reading this. What bs. I would have lost it. Gl.

w0rM · 08-01-2012, 10:45 PM

This sucks...

8 years ago I came out of the mall to find my front bumper mangled and sitting on the ground in front of my car. The insurance company ended up saying the accident was my fault even though I was parked legally and nowhere near the car when it happened.

I know this is a bit different but the story just reminded me how much that pissed me off.

GL man

whoady4shoady · 08-01-2012, 10:48 PM

I hate parking lots, becasue you cant get police to come out a write a report.

ERZperformance · 08-01-2012, 10:51 PM

She need to get All state. It's not your fault since you already parked.

Thechidz · 08-01-2012, 10:53 PM

Let your insurance company send their lawyers after her and call i a day

themann1984 · 08-01-2012, 10:56 PM

Contact your state department of insurance and complain! Tell them that they should perform a claims audit on Liberty Mutual.

When all of this is finished switch insurance companies. Liberty Mutual is known for being a great workers compensation insurance company, not for being a great personal insurance company.

The 370Z is pure sex! It is hot, loud, and rough!

08-01-2012, 09:59 PM	#1 (permalink)
Nismodean Enthusiast Member Join Date: Oct 2010 Location: Washington Posts: 313 Drives: 2009 RIP Now 2012 Rep Power: 15	Her hitting me was 20% my fault.... How the FK is this possible? I pulled into the spot directly ahead of me in the parking lot, 15-20 seconds later she starts to pull out after I have parked and hits me by cutting her wheel too soon. So someone please explain to me how Liberty Mutual (her crappy scandalous insurance company) says it's 20 fkg percent my fault and they'll only pay for 80% of the damages. __________________ The Truth, it hurts sometimes.** FI LTH & FI CF CBE. This is a 370Z forum, if I want to fling poo at another brand of car and your feelings get hurt, then you're hanging out in the wrong forum (cry elsewhere).

08-01-2012, 10:04 PM	#2 (permalink)
Huckleberry Enthusiast Member Join Date: Apr 2012 Location: Los Angeles Age: 39 Posts: 410 Drives: Z Rep Power: 13	let them know you'll lawyer up if they cover it. lawyer up anyway* DEpointfive0 likes this. __________________

08-01-2012, 10:08 PM	#3 (permalink)
enkei2k A True Z Fanatic Join Date: Apr 2011 Location: NYC Posts: 6,365 Drives: '12 G41 B/S M6 Rep Power: 3716	Because they knew that she was a crappy driver and that you shouldn't have been there in the first place? IDK. GL with it all. Hope it wasn't too painful. Do you have actual pics of damage? DEpointfive0 likes this.

08-01-2012, 10:14 PM	#4 (permalink)
nmjaxx9 A True Z Fanatic Join Date: Jul 2011 Location: Middletown, Ct Posts: 5,853 Drives: 2011 Nissan 370z Rep Power: 26	if you didnt move I dont see how you would be at fault.... ( Click to show/hide ) wait its a woman? Okay def not your fault. DEpointfive0 likes this.

08-01-2012, 10:17 PM	#5 (permalink)
blackcherry20 A True Z Fanatic Join Date: May 2012 Location: Southern Ohio Posts: 22,749 Drives: ‘17 badazz Z51 Rep Power: 240459	Because its an insurance company and thats what they do...20% x 10k customers is a lot of savings- Sux-but i agree-Lawyer up...worth a small fee to make a phone call or two...and works- did for me anyway. GL DEpointfive0 likes this.

08-01-2012, 10:22 PM	#6 (permalink)
Red__Zed A True Z Fanatic Join Date: Jul 2010 Location: window seat Posts: 28,940 Drives: Mostly on two wheels Rep Power: 120	I presume you have insurance that would cover this. Call them, and tell them exactly what is happening. They will have lawyers on retainer for exactly this sort of situation, because they want to pay 20% even less than you do. IDZRVIT and DEpointfive0 like this.

08-01-2012, 10:29 PM	#8 (permalink)
dmhenderson A True Z Fanatic Join Date: Feb 2011 Location: Maryland Posts: 5,930 Drives: AWD TT 370z Rep Power: 26	If you have full collision coverage (which most states require), part of that money you pay every month goes towards their lawyers in situations like this. She is clearly at fault here and I guarantee her company won't argue with yours once they know you're not afraid to get them involved. Contact your insurance company and tell them what happened and if hers contacts you again, tell them you no longer want to speak with them and give them the number of your agent. If they continue to harass you, notify your insurance company. I promise they'll stop with a quickness. Right now they're hoping you're afraid to contact your insurance for some reason and that they can screw you over. Edit: Involving your insurance won't affect your premium and won't cost you a dime. DEpointfive0 and raymondo510 like this. __________________ Last edited by dmhenderson; 08-01-2012 at 10:34 PM.*

08-01-2012, 10:29 PM	#9 (permalink)
dmhenderson A True Z Fanatic Join Date: Feb 2011 Location: Maryland Posts: 5,930 Drives: AWD TT 370z Rep Power: 26	ok EFB but I got fired up reading the OP because I had something like this happen to me once and it ended up in a reversal of fortune where they ended up paying me instead. __________________

08-01-2012, 10:37 PM	#10 (permalink)
steveg78 Track Member Join Date: Apr 2009 Location: MD Posts: 569 Drives: 09 370Z PG M6 +Sport Rep Power: 17	Arrrrggghhh I'm fired up just reading this. What bs. I would have lost it. Gl.

08-01-2012, 10:45 PM	#11 (permalink)
w0rM A True Z Fanatic Join Date: May 2012 Location: Houston, TX Posts: 2,198 Drives: 2015 Corvette Z06 Rep Power: 36	This sucks... 8 years ago I came out of the mall to find my front bumper mangled and sitting on the ground in front of my car. The insurance company ended up saying the accident was my fault even though I was parked legally and nowhere near the car when it happened. I know this is a bit different but the story just reminded me how much that pissed me off. GL man __________________ \| SOLD September 14th, 2013 \| My Build Journal

08-01-2012, 10:51 PM	#13 (permalink)
ERZperformance A True Z Fanatic Join Date: May 2009 Location: Hayward Posts: 3,015 Drives: Nissan GTR Rep Power: 22	She need to get All state. It's not your fault since you already parked. __________________ http://www.cntracing.com http://www.ERZperformance.com 800-363-8599

08-01-2012, 10:53 PM	#14 (permalink)
Thechidz A True Z Fanatic Join Date: Sep 2011 Location: NY Posts: 1,009 Drives: Nissan 370z Monti Bl Rep Power: 16	Let your insurance company send their lawyers after her and call i a day __________________ I <3 my car

08-01-2012, 10:56 PM	#15 (permalink)
themann1984 Base Member Join Date: Apr 2009 Location: Overland Park, KS Posts: 100 Drives: 09 370Z Yellow M6 Rep Power: 16	Contact your state department of insurance and complain! Tell them that they should perform a claims audit on Liberty Mutual. When all of this is finished switch insurance companies. Liberty Mutual is known for being a great workers compensation insurance company, not for being a great personal insurance company. The 370Z is pure sex! It is hot, loud, and rough!

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