I picked up a 2012 Z Sports for $30,400 last week with 0%. I would say go with 2012's before the deal ends...
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07-01-2012, 08:01 AM | #17 (permalink) | |
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In the end... Does the nismo look better to you in its 2013 Nismo guise? Do you want to effect your cars value by powdercoating and painting OEM parts? Is better brake safety and pedal feel negligible when considering its factory OG? My advice would be... configure the Nismo of your dreams. If it turns out to be a 2013? Make an offer on it that you think is fair, considering . Then compare your accepted offer to a potential deal on the 12. My guess is the 12 will be $40k with 0% vs around 41k with 3.9% from a bank on a 13. You. save about $1000 over the set years of financing + 1600 cash sticking with the 12. Throw in powdercoating your12 nismo. You lose $3000 altering the cars OEM appearance. So after saving 2k; now you're down a 1k in value from altering the car. Now factor in your car is a year older off the bat, so you can strike off another $1500 in natural depreciation. So with your investment 2012 $40k x 0% + ($3000+$1500 dep val from being older model) (-$3000 in dep val powdercoating.) You're instant 12 Nismo value =$32,500 after first mods to look like a 13. 2013 $41k x3.9% (-3000 instant dep) (+$1600 in interest) Your 2013 NISMO value is $35000 plus a stronger appreciation over time for not disturbing the OEM look.. The only way to really save money is to buy the 12 and leave it stock. And just the fact your buying a 12 in a 13 model year cycle makes your 12 instantly worth less in resale. So either way you cut it... your gonna spend the cash. Buy what you like. Last edited by UNKNOWN_370; 07-01-2012 at 08:05 AM. |
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07-01-2012, 11:24 AM | #18 (permalink) |
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Much of this argument is balanced with finance charges included in the equation vs outright purchase. Fair. Yet some may be struggling in their heads about this, mixed with current value and resale in the future.
I keep thinking how long do you (OP) plan on owning it. So many factors. Good luck. Just remember, you can not track either safely, without some modification first.
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07-01-2012, 11:42 AM | #19 (permalink) | |
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Also, you better check that math on what 3.9% costs over 5 years on $40k. You are a million miles off. $40,000 at 3.9% for 5 years is $4091 in interest. How does that work into your calculation?
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07-01-2012, 12:31 PM | #20 (permalink) | |
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Sketchy math or not. The reality is you lose some value buying the 12. There's no way around that. And I stick by buying with what you want because you pay out somewhere regardless when you buy on the cusp of 2 model years. The best deal is the one you can make on the car you really want. Cuz if you regret later? You will lose regardless... that was my real point in the math. |
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07-01-2012, 01:07 PM | #21 (permalink) | |
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I agree he should get what he wants. OP's the one that's going to be stuck with the car for X amount of years he might as well like. You can't really put a price on buyer's remorse. Be honest with yourself and know what you're willing to live with and give up on vs. the cost saving benefits. |
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07-02-2012, 01:14 AM | #23 (permalink) |
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Why not have your current calipers painted $50 for paint. Wheels Powdercoated, get the gtr brake lines or similar ss break lines, and if you feel the need to buy a new stereo, speakers, amp, sub. All this could be had for well under the difference in price from the 12-13
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07-02-2012, 01:42 AM | #24 (permalink) | |
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