Hit a deer tonight :(

RyanWest · 06-18-2012, 02:46 AM

So probably the worst night of my life. Hit a deer, front bumber and hood is jacked. The hood wont even open. the radiator has a hole in it because when i got out it was hissing. I was only two blocks from my house so i drove it home.

Does anyone know how insurance policies play out in this case in the state of florida. I have nation wide and im wodering if they will waive my deductible.

Beyond upset wont even sleep tonight!

DEpointfive0 · 06-18-2012, 02:53 AM

As long as YOU'RE ok, that's all you should care about... And I believe you'll have to pay the deductible...

I have almost hit a deer too... How bad did it feel? How fast were you going?

RyanWest · 06-18-2012, 02:55 AM

i was going the speedlimit because it was right by a cop station. This road is pretty famous for deer but never thought this would happen to me.

11Thumper · 06-18-2012, 04:00 AM

You're ok that's what counts.

I think in most states this is covered with insurance. Hope you're taken care of.

370Z Purist · 06-18-2012, 04:32 AM

This should most definitely be covered by insurance. I know some policies are very picky and will only pay for this under comprehensive (meaning a larger deductible) as opposed to collision, due to it being an animal and not necessarily another person in their car, or any of many other insurance-related reasons.

Since you said you were going the speed limit but managed to puncture your radiator, I'd guess 30-40 miles an hour?

That said, you're lucky the deer became lunchmeat and not you. A friend of mine hit a large buck and totaled the car completely. It was a small rural road with a 55 mph limit so the deer came in through the windshield and broke his arm.

Good to hear you're fine. Forgive the random story.

Zenki370 · 06-18-2012, 06:41 AM

Like others have said, the most important thing is that you are ok. I was in a car that hit a deer once, luckily it jumped and the car was low enough that the fender just clipped the legs so we didnt have the major impact of hitting one. Your insurance should cover it, but most likely under comprehensive. I hope there is nothing wrong structually. Make sure you take the car to a body shop that you know and trust. If you dont have one, ask the local nissan dealer who they use for their repairs as a start.

Versa_Drifter · 06-18-2012, 06:42 AM

Did u kill it?

Huck · 06-18-2012, 07:12 AM

That's probably a yes.

Sent from my iPhizzle using magic and new fangled science stuff

XwChriswX · 06-18-2012, 07:21 AM

A quick googling brings up:

Nationwide - Fender bender with a deer customer reviews - product reviews - read top consumer ratings

Nationwide insurance deductibles? - Yahoo! Answers

Glad to hear you're okay.

Couldn't help but posting this...

Quote:

Never take the deer home with you!

This is considered poaching in most states, especially if you do not have a hunting license and it is not deer season. If you want to take the deer home as a trophy and are caught you will be slapped with a huge fine, lose your hunting privileges and Fish and Game will seize your trophy. It’s just not worth the risk.

Dunno why but that just makes me laugh...

blackcherry20 · 06-18-2012, 07:48 AM

I have hit three deer (no damage-thank god!) and at least that many raccoons (stoopid coons) with several thousand dollars worth of damage-go figure. Never got any guff from insurance company. Did have to pay the deductible however...no breaks even if it's an animal. Glad you're OK- this could have been really bad.

kenchan · 06-18-2012, 08:10 AM

Sorry to hear. Glad ure OK though. Yes, insurance should cover that, talk to ur agent and file a claim.

PapoZalsa · 06-18-2012, 08:26 AM

Glad you are OK. The insurance should pay for it minus your deductible.

onzedge · 06-18-2012, 08:51 AM

Quote:

Originally Posted by DEpointfive0

As long as YOU'RE ok, that's all you should care about... And I believe you'll have to pay the deductible...

I have almost hit a deer too... How bad did it feel? How fast were you going?

Quote:

Originally Posted by 11Thumper

You're ok that's what counts.

I think in most states this is covered with insurance. Hope you're taken care of.

Quote:

Originally Posted by 370Z Purist

This should most definitely be covered by insurance. I know some policies are very picky and will only pay for this under comprehensive (meaning a larger deductible) as opposed to collision, due to it being an animal and not necessarily another person in their car, or any of many other insurance-related reasons.

Since you said you were going the speed limit but managed to puncture your radiator, I'd guess 30-40 miles an hour?

That said, you're lucky the deer became lunchmeat and not you. A friend of mine hit a large buck and totaled the car completely. It was a small rural road with a 55 mph limit so the deer came in through the windshield and broke his arm.

Good to hear you're fine. Forgive the random story.

Quote:

Originally Posted by Zenki370

Like others have said, the most important thing is that you are ok. I was in a car that hit a deer once, luckily it jumped and the car was low enough that the fender just clipped the legs so we didnt have the major impact of hitting one. Your insurance should cover it, but most likely under comprehensive. I hope there is nothing wrong structually. Make sure you take the car to a body shop that you know and trust. If you dont have one, ask the local nissan dealer who they use for their repairs as a start.

Quote:

Originally Posted by kenchan

Sorry to hear. Glad ure OK though. Yes, insurance should cover that, talk to ur agent and file a claim.

I am glad you are OK and your insurance should take care of it. Do you get to keep the meat? It is already tenderized courtesy of the Z.

GaleForce · 06-18-2012, 09:00 AM

Quote:

Originally Posted by onzedge

I am glad you are OK and your insurance should take care of it. Do you get to keep the meat? It is already tenderized courtesy of the Z.

Mmm venison

Glad to hear you're ok. The car can be fixed or replaced.

370Z Purist · 06-18-2012, 09:01 AM

Quote:

Originally Posted by onzedge

I am glad you are OK and your insurance should take care of it. Do you get to keep the meat? It is already tenderized courtesy of the Z.

As Chris mentioned before, taking the deer back with you is considered poaching... Living in Wisconsin for school, I asked a friend of mine what happens if he were to run over a deer.

Well, first, you call Fish and Game, who will either instruct you to shoot if if you're a hunter with a valid license, or they will shoot it themselves if the deer is still alive. At that point, various things happen, since you can technically only keep it if you've got a valid hunting license, but at the same time, only during the proper season and only if you've got a tag... the story was long and convoluted, and I'm sure any hunter will have a better idea, but long story short...

You can't keep the meat! TenderiZed as it is. Could go for a venison sausage for breakfast right now.

06-18-2012, 04:32 AM	#5 (permalink)
370Z Purist A True Z Fanatic Join Date: Jun 2009 Location: Zion, Illinois Posts: 1,873 Drives: '09 370Z-T BS M6 Rep Power: 19	This should most definitely be covered by insurance. I know some policies are very picky and will only pay for this under comprehensive (meaning a larger deductible) as opposed to collision, due to it being an animal and not necessarily another person in their car, or any of many other insurance-related reasons. Since you said you were going the speed limit but managed to puncture your radiator, I'd guess 30-40 miles an hour? That said, you're lucky the deer became lunchmeat and not you. A friend of mine hit a large buck and totaled the car completely. It was a small rural road with a 55 mph limit so the deer came in through the windshield and broke his arm. Good to hear you're fine. Forgive the random story. __________________ -Phil "Since one of my brake light bulbs just went out, the forum told me that my piston rings are about to blow."

06-18-2012, 07:12 AM	#8 (permalink)
Huck A True Z Fanatic Join Date: Jan 2012 Location: Cocoa, Florida Age: 42 Posts: 5,075 Drives: Pantydropper machine Rep Power: 33	That's probably a yes. Sent from my iPhizzle using magic and new fangled science stuff __________________ VLEDS \| Evo-R \| Moddiction \| CF Hood Struts \| F.I. CF CBE & LTH \| Stillen CAI \| NST Pulleys \| UpRev \| Z1 \| M7 \| Status \| Forgestar \| PSS \| Whiteline \| SPL \| SPC \| Kenwood \| Zenclosure \| Kicker \| Alpine Type R

06-18-2012, 07:48 AM	#10 (permalink)
blackcherry20 A True Z Fanatic Join Date: May 2012 Location: Southern Ohio Posts: 22,749 Drives: ‘17 badazz Z51 Rep Power: 240459	I have hit three deer (no damage-thank god!) and at least that many raccoons (stoopid coons) with several thousand dollars worth of damage-go figure. Never got any guff from insurance company. Did have to pay the deductible however...no breaks even if it's an animal. Glad you're OK- this could have been really bad. __________________ Grand Sport Corvette Arctic White

06-18-2012, 08:26 AM	#12 (permalink)
PapoZalsa A True Z Fanatic Join Date: Nov 2009 Location: Not in Sunny Florida Posts: 6,358 Drives: 16 Nismo w/Tech Pack Rep Power: 4500	Glad you are OK. The insurance should pay for it minus your deductible. __________________ 2009 370Z MB Base w/Sport Package 6MT Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs

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06-18-2012, 02:53 AM	#2 (permalink)
DEpointfive0 Premium Member Bitches Join Date: Jan 2012 Location: SoCal Posts: 14,824 Drives: a lot Rep Power: 17151	As long as YOU'RE ok, that's all you should care about... And I believe you'll have to pay the deductible... I have almost hit a deer too... How bad did it feel? How fast were you going?

06-18-2012, 02:55 AM	#3 (permalink)
RyanWest Track Member Join Date: Jan 2012 Location: Tamp, Fl Posts: 714 Drives: 2009 Nissan Rep Power: 33	i was going the speedlimit because it was right by a cop station. This road is pretty famous for deer but never thought this would happen to me.

06-18-2012, 04:00 AM	#4 (permalink)
11Thumper Track Member Join Date: Mar 2011 Location: Bay Area, CA Posts: 754 Drives: '11 370Z, '01 S2k Rep Power: 17	You're ok that's what counts. I think in most states this is covered with insurance. Hope you're taken care of.

06-18-2012, 06:41 AM	#6 (permalink)
Zenki370 Base Member Join Date: Apr 2012 Location: CT Posts: 226 Drives: 98 Civic, 09 370z Rep Power: 13	Like others have said, the most important thing is that you are ok. I was in a car that hit a deer once, luckily it jumped and the car was low enough that the fender just clipped the legs so we didnt have the major impact of hitting one. Your insurance should cover it, but most likely under comprehensive. I hope there is nothing wrong structually. Make sure you take the car to a body shop that you know and trust. If you dont have one, ask the local nissan dealer who they use for their repairs as a start.

06-18-2012, 06:42 AM	#7 (permalink)
Versa_Drifter Base Member Join Date: Mar 2012 Location: Vancouver Posts: 43 Drives: Model T Rep Power: 13	Did u kill it?

06-18-2012, 08:10 AM	#11 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	Sorry to hear. Glad ure OK though. Yes, insurance should cover that, talk to ur agent and file a claim.