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your lease pmts are a lot higher than my pmt straight up buying the car. buy buy buy!
plus, if u buy the car and then get a lil money saved up, u can refinance for an even lower pmt instead of paying to re-up a lease. thats what i did. i only ut $1500 down then waited a few months and dropped a large lump sum on the car and refinanced it. lowered my pmts almost $100 a month just my :twocents: |
I will never lease a car!
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got my last car as a lease, then ended up buying it when the lease was up. never again.
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wow $37K ? WOW
base model with sport package i paid $30K (BRAND NEW) i took all the plastics myself with 0.0 miles on it. plus I'm paying $390 a month. was supposed to be cheaper but i messed up my credit a few months back. |
A lease is great if you want a new car ever few years, dont plan on modding, always want a warranty and dont expect to put a ridiculous amount of miles on the vehicle. If one or more of these dont apply wait to purchase.
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you got totally r*ped on your lease... i pick my new 2012 up this weekend. Touring 6spd with nav and that stuff and my lease is only 375 a month for nissans 39 month program. That was my second dealer going to, the first one had the same options and was still only at $390 a month. Im putting a little more down, at 2500 but that only covers my taxes and bank/dmv fees and first payment. You can totally get the car leased for under 400, just stand strong.
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I'm always amazed at people who only look at monthly payment, and not overall cost.
$32K sport Z, $1k down, 7% tax, lease for 36 mo = $400 / month and you turn the car back in, maybe with lease end fees. So you're out net $15k. $32K sport Z, $1k down, 7% tax, 0% loan for 60 mo = $550/month and you own a Z worth resale $27 based on current '07 resale prices. So you're out a net $7k. If you can't afford the monthly payments on a 36 mo loan, you should consider a less expensive ride. If you can't afford the monthly payments on a 60 mo loan, you're living beyond your means. Why pay lease payments that are almost the same as loan payments, and you end up with no car at the end? |
If it helps I can let you know what I just negotiated on my lease..
I just leased a 2012 Z touring with sport package sticker was around 42k negotiated the price of the car to around 39.5k. Then we began to work on lease prices and it turned out to be 39 months 2500 down 419/month first month was included in the down payment and ttl was separate. Im expecting to have kids in the next few years and dont have a garage or else I would have considered financing the car, but I am going to need more room and a bigger ride in 3 years:) needless to say I love the car so far. Hope this helps you figure out more about your negotiations. I would have financed if I knew I would have time to actually use the car after having a newborn:P |
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Inwardly don't care what I'm spending at the end of it (to certain extent) my happiness is a priority to me. As long as I'm happy I'm good really
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