Progressive Snapshot

gbrettin

Has anyone used Progressive's Snapshot ODB2 reader in their Z for better insurance rates? Was their noticeable savings in the insurance quote by using it?

Nick911sc

Progressive is one of the companies I have to offer my clients in the office. I have yet to see anyone use this feature. To be honest it sort of scares me lol

Liquid_G

Ya i'm sorry, but f*ck everything about that thing.

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ImportConvert

Progressive, too. Ever since some guy hit my car in Texas and Progressive refused to pay for it even though he AND the state trooper said it was his fault 100% and I was PARKED PUMPING GAS when he hit my car, f*ck their cheap ****. They didn't "eventually" pay, either, and his entire company dropped them (He owned an electric company), and thank god, he wrote me a check because he was a stand-up guy.

It was at a gas station off of HWY 59 outside of Houston. Private property. Not liable.

Screw them. Get some real coverage. Progressive is a joke that preys on people who are looking to save a buck. Good luck when you are liable for anything you do in a parkinglot. Ding an AMG car and owe $5K for a headlight, hood, and paint? Hope you saved a few bucks with your cutrate ghetto insurance company, because that's coming out of YOUR savings.

Sorry for the rant, but seriously. **** Progressive.

DWG

I'm sorry you had a bad experience with them, but I've had them for several years and they have been very good. I was backed into in a parking lot by someone else covered by Progressive and there was no problem whatsoever. Another time my wife's S2000 was damaged in a parking lot and the driver left without leaving a note. Again the coverage was very good, the only problem was they tried to fix the plastic bumper instead of replacing it. After I pointed out to poor quality or repair everything was taken care of.

I had State Farm coverage for over 20 years until I bought a Ford Lightning and they tried to charge double over a standard F150. My experience with Progressive has been at least as satisfying as with State Farm.

David

vividracing

It's really hard to make blanket statements about insurance companies on the internet because laws vary state by state. For example, in Imports state they may be legally allowed to not pay out for something on private property but in your state, they're legally obligated to.

With that said, I had a towing company damage my VW during towing. Once I finally got the insurance info from the towing company, Progressive was great.

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cdoxp800

My neighbors saw $20 bucks over 6 months. that is all.

I switch to Allstate an save over $500 bucks ever 6 months.

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2011 Brilliant Silver NISMO 370z. #: 0046.
PPE LTH | MillSpec Cats | F.I Exhaust | Akuma Intakes | Rotora 6/4 Brakes

BlackZeda

Progressive would probably send the police to my house if I attached that thing to my Z...

Nick911sc

CC_370z

+1

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Mods: Redline Synthetic Motor oil (5W30) - K&N Oil Filter HP - K&N Drop-Ins - Lumar CTX Tints - F.I. HFC - F.I. TDX CBE SS /w 18" Resonated.

DWG

I have one now on my wife's Z and my Expedition. After 30 days our initial discount saves us about $90 over 6 months. We received a 8% discount on the Expy and 13% on the Z.

FYI, the parameters that matter are total miles driven, number of hard stops (>7 mph decrease per second) and time of day the car is driven. Driving late at night or very early morning is considered dangerous and can influence your discount. Speed driven is tracked but does not affect your discount! My wife forgot it was installed and took the car up to about 90 on a empty toll road before remembering the snapshot was installed. I checked out the Progressive website afterwards and it showed the maximum speed but further research showed it did not affect the discount calculation.

We have to leave the snapshots installed for a minimum of 75 days. Since my wife rarely drives her car she is only averaging 26.3 miles per week so far and I'm sure that is where most of here discount comes from. As for my truck, it seems I have a penchant for hard stops.

poorazn

Is there a minimum number of miles you have to drive?

DWG

Not that I'm aware of. I guess I'll know in 75 days.

kidkotic2001

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ThAt WaS a CrAzY nIgHt

nutoz

I had the snap shot on 2 of my vehicles. 1 on the Z and 1 on F-150 DD. it lower my premium 15 % on my DD and lowered 30 % on the Z. I do not drive the Z as DD. it also reflected that on my renewal since I had it on for 8 weeks.
after that time frame I returned the snap shot.you can view your driving habit on line.