Progressive Snapshot

ImportConvert · 02-29-2012, 10:13 PM

Quote:

Originally Posted by frost

My coworker used it and had a pretty significant savings. $50 a month I want to say (although, they had a total of 3 cars insured.)

That's not the way it was originally advertised. They originally advertised it as a no risk kind of thing.

That's how most things start. Harmless and benign.

Nick911sc · 02-29-2012, 10:14 PM

This is directly from the Progressive website.. Just part of the paragraph but yea..

Snapshot Pricing. Snapshot data will be used in determining your rate for each enrolled vehicle. This may result in a discount or, in some cases (in certain states), a surcharge.

Here are the terms and conditions where that is located

http://www.progressive.com/auto/snap...onditions.aspx

ImportConvert · 02-29-2012, 10:18 PM

Quote:

Originally Posted by Nick911sc

This is directly from the Progressive website.. Just part of the paragraph but yea..

Snapshot Pricing. Snapshot data will be used in determining your rate for each enrolled vehicle. This may result in a discount or, in some cases (in certain states), a surcharge.

Here are the terms and conditions where that is located

The Progressive Corporation — Snapshot Terms & Conditions

Surcharge...is that like a...rate hike?

Nick911sc · 02-29-2012, 10:19 PM

Quote:

Originally Posted by ImportConvert

Surcharge...is that like a...rate hike?

Insurance lingo for charge you a fee above what you're base premium is. So yea, I guess you could sort of say a rate hike.

frost · 02-29-2012, 10:21 PM

Quote:

Originally Posted by ImportConvert

That's how most things start. Harmless and benign.

True story.

frost · 02-29-2012, 10:27 PM

Quote:

Originally Posted by ImportConvert

That's how most things start. Harmless and benign.

PS, the more people jump on the bandwagon and allow them to do that stuff, the shorter the time before we all HAVE to do it just to get insurance.

KillerBee370 · 02-29-2012, 11:42 PM

Big brother. No thank you.

gbrettin · 03-01-2012, 12:16 AM

Import - I'm going to need diagrams and flow charts to properly understand your hatred.

I thought they were a pretty reputable company?

KillerBee - I'm with you on that. It makes me feel a little dirty considering it. Maybe that's my conscious trying to tell me something.

Next month I'm going to ride my bike quite a bit so I was thinking of installing it then. It doesn't lock me into anything so it shouldn't hurt to atleast try I guess. If there was fine print somewhere where required it to be the car for the "savings" then I would tell them to blow it out their a$$.

ImportConvert · 03-01-2012, 12:29 AM

Quote:

Originally Posted by frost

PS, the more people jump on the bandwagon and allow them to do that stuff, the shorter the time before we all HAVE to do it just to get insurance.

Yep. Pretty soon they will enact some sort of homeland security law that allows them to mail you a ticket through some legal back-door that took another right from you.

ImportConvert · 03-01-2012, 12:35 AM

Quote:

Originally Posted by gbrettin

Import - I'm going to need diagrams and flow charts to properly understand your hatred.

I thought they were a pretty reputable company?

KillerBee - I'm with you on that. It makes me feel a little dirty considering it. Maybe that's my conscious trying to tell me something.

Next month I'm going to ride my bike quite a bit so I was thinking of installing it then. It doesn't lock me into anything so it shouldn't hurt to atleast try I guess. If there was fine print somewhere where required it to be the car for the "savings" then I would tell them to blow it out their a$$.

Better?

frost · 03-01-2012, 12:35 AM

Brilliant.

Vbp6US · 03-01-2012, 03:59 AM

Quote:

Originally Posted by ImportConvert

That's how most things start. Harmless and benign.

Very true. Anyone else notice ATT's little trick on Uverse? They start you off with a nice low introductory rate. Over a years term however, they will increase that rate multiple times, up until you want to say

. I do miss the fiber to street internet speeds. I <3 dedicated 20mbs.

DWG · 03-01-2012, 08:06 AM

Quote:

Originally Posted by poorazn

Is there a minimum number of miles you have to drive?

Not that I'm aware of. I guess I'll know in 75 days.

DWG · 03-01-2012, 08:11 AM

Quote:

Originally Posted by ImportConvert

Screw them. Get some real coverage. Progressive is a joke that preys on people who are looking to save a buck. Good luck when you are liable for anything you do in a parkinglot. Ding an AMG car and owe $5K for a headlight, hood, and paint? Hope you saved a few bucks with your cutrate ghetto insurance company, because that's coming out of YOUR savings.

Sorry for the rant, but seriously. **** Progressive.

I'm sorry you had a bad experience with them, but I've had them for several years and they have been very good. I was backed into in a parking lot by someone else covered by Progressive and there was no problem whatsoever. Another time my wife's S2000 was damaged in a parking lot and the driver left without leaving a note. Again the coverage was very good, the only problem was they tried to fix the plastic bumper instead of replacing it. After I pointed out to poor quality or repair everything was taken care of.

I had State Farm coverage for over 20 years until I bought a Ford Lightning and they tried to charge double over a standard F150. My experience with Progressive has been at least as satisfying as with State Farm.

David

vividracing · 03-01-2012, 11:46 AM

It's really hard to make blanket statements about insurance companies on the internet because laws vary state by state. For example, in Imports state they may be legally allowed to not pay out for something on private property but in your state, they're legally obligated to.

With that said, I had a towing company damage my VW during towing. Once I finally got the insurance info from the towing company, Progressive was great.

02-29-2012, 11:42 PM	#22 (permalink)
KillerBee370 A True Z Fanatic Join Date: Mar 2009 Location: So Cal baby! Age: 51 Posts: 5,964 Drives: with passion Rep Power: 321	Big brother. No thank you. 6spd and PaulZ370 like this.

03-01-2012, 11:46 AM	#30 (permalink)
vividracing The370Z.com Sponsor Join Date: Jun 2009 Location: Gilbert, AZ Age: 38 Posts: 7,306 Drives: 350Z,370Z,GTR Rep Power: 39	It's really hard to make blanket statements about insurance companies on the internet because laws vary state by state. For example, in Imports state they may be legally allowed to not pay out for something on private property but in your state, they're legally obligated to. With that said, I had a towing company damage my VW during towing. Once I finally got the insurance info from the towing company, Progressive was great. __________________ Rocky @ Vivid ♦ 480.966.3040 x236 ♦ Rocky@vividracing.com Email, PM, or call me directly for aggressive The370Z.com member pricing!!!

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02-29-2012, 10:14 PM	#17 (permalink)
Nick911sc A True Z Fanatic Join Date: Feb 2009 Location: Long Island, New York Posts: 1,698 Drives: 2010 Nissan GT-R Rep Power: 20	This is directly from the Progressive website.. Just part of the paragraph but yea.. Snapshot Pricing. Snapshot data will be used in determining your rate for each enrolled vehicle. This may result in a discount or, in some cases (in certain states), a surcharge. Here are the terms and conditions where that is located http://www.progressive.com/auto/snap...onditions.aspx

03-01-2012, 12:16 AM	#23 (permalink)
gbrettin A True Z Fanatic Join Date: Oct 2010 Location: Portage, MI Posts: 2,282 Drives: Tricycle Rep Power: 589151	Import - I'm going to need diagrams and flow charts to properly understand your hatred. I thought they were a pretty reputable company? KillerBee - I'm with you on that. It makes me feel a little dirty considering it. Maybe that's my conscious trying to tell me something. Next month I'm going to ride my bike quite a bit so I was thinking of installing it then. It doesn't lock me into anything so it shouldn't hurt to atleast try I guess. If there was fine print somewhere where required it to be the car for the "savings" then I would tell them to blow it out their a$$.