Thinkin about getting a Z

nmjaxx9

Yeah maybe getting a second cheaper car may solve your problem?

mhcoss

I think I probably will do that after I pay off the Z. (with my down payment i'll have her paid off in 18 months.) In the meantime I could jus tmake my girlfriend drive me around in her 03 honda civic when the roads get toooo bad

nmjaxx9

There you go problem solved! lol

mhcoss

HAha, I'll have to see how that goes over. "Babe part of my plan for buying my sports car I absolutly don't need involves you driving me half the year." HAHA. Better wait till it actually happens

alcheng

Dude, I fixed it for ya.

HaaHaaaaHaaaaaaaaa

mhcoss

Yes I love it. Mom can ride in the hatch

alcheng

A used civic could cost as low as around $3000 or less, it could be quite old but if you have luck or know some mechanics, sometimes they can find you some good deal. My friend got a Mazda 323 for $2700, low kms.

If you can afford that, then store the Z through summer, terminate the insurance or take the minimum one. It could work out.

But if you can only have one car for now, as many of us here say, get a set of very good snow tires for Winter, you'll be fine. I used to drive the 350z the whole year around in Toronto, and sometimes we have one or two nasty snowstorms too.

mhcoss

Good to know man! I have a beautiful 2011 honda accord right now. I am trading her in for the Z, she is so practical but does not excite my primal sports car needs. Wish I could keep both but my wallet couldn't handle it right now

alcheng

I missed the part "paid off in 18 months"

It seems you have a huge sum of money for down, why not use part of it to buy the Winter beater??

It might not affect the monthly that much.

mhcoss

I would do that only problem is I am an american citizen living and working in canada. The result is a credit nightmare. Long story short, I can't get any long term financing here in canada because of my lack of canadian credit. In the US I can't use a traditional auto loan since I will be driving the car here. That leaves me with an unsecured personal loan which we all know have #$$@ interest rates. So I could extend the term of that personal loan but i'd end up paying a ton of interest so I am just going to pay it down ASAP instead.