so i got a call from my dealer today.

shadoquad · 02-17-2012, 04:42 PM

Quote:

Originally Posted by UNKNOWN_370

Yeah... but the next Z is supposedly going to have a tranny cooler on the auto, oil cooler, more efficient intakes and have a lot of prep that will cost me the difference anyway. It comes out your azz one way or another. And honestly I rather have my coolers covered than me install one and get voided if something goes wrong. That leavess me a couple extra grand toward my turbo. I have a feeling we don't know everything. And this new Z will just be a better tuner car than ours right now. I'm really praying for better brake cooling.

I know I'm going off prediction? But I haven't been wrong with anything nissan has done in the past. I predicted the 12 cooler and mild enhancements. But went against my own judgement and bought the 11. My prediction is the next Z will be worth the investment. I bet the exhaust note will even probably get better. Lol

Then you might as well wait for the 2013 to hit stores before you move on it, or at least wait for official details.

I doubt it will be worth the investment over your 2011 by the thousands extra it will cost you, but it's your money, do with it what you will. I wouldn't do it unless there was a substantial performance bump, and I don't see that coming. And I really, sincerely doubt they'll do anything about brake cooling.

kenchan · 02-17-2012, 04:42 PM

Quote:

Originally Posted by UNKNOWN_370

Yeah... but the next Z is supposedly going to have a tranny cooler on the auto, oil cooler, more efficient intakes and have a lot of prep that will cost me the difference anyway. It comes out your azz one way or another. And honestly I rather have my coolers covered than me install one and get voided if something goes wrong. That leavess me a couple extra grand toward my turbo. I have a feeling we don't know everything. And this new Z will just be a better tuner car than ours right now. I'm really praying for better brake cooling.

I know I'm going off prediction? But I haven't been wrong with anything nissan has done in the past. I predicted the 12 cooler and mild enhancements. But went against my own judgement and bought the 11. My prediction is the next Z will be worth the investment. I bet the exhaust note will even probably get better. Lol

are you currently having issues with your tranny overheating or engine?

ive not had engine oil temp issues on my 2009 without cooler...so i dont plan on having one come out my anus.

UNKNOWN_370 · 02-17-2012, 04:44 PM

Quote:

Originally Posted by Zeek

Bad idea in my opinion. Salesmen love people who are only interested in a monthly payment and not the overall cost of what they want to do. You'll find yourself in a situation where you owe a lot more than the new car will ever be worth. When that next new, hot car comes out that you lust over you'll find the only way you can get it is to have the dealer pay your loan, deduct what the car is worth and add the remainder into a new loan and you'll sink further into debt and pay several thousand dollars more than the car is worth. If the car is ever repossessed for some reason they will sell it cheap and you'll wind up paying the remainder. Double up on your car payments if you can and pay it off to save a few bucks on interest.

I start on price and work down to payment. I have patience. I will sit there 8 hours to get the right payment. Then I pay down and cut my interest in half... Its hard to hustle a hustler. I walk away from anything that won't benefit me. There's a loss in everything we do. The art is keeping thatt loss minimal.

I know the monthly payment isn't the only thing to look at. Finance charge structure is where they eat you. That's the first thing I tackle.

007MI6 · 02-17-2012, 04:45 PM

Quote:

Originally Posted by m4a1mustang

Don't you just end up spending more money by jumping to a newer MY even though you are "lowering" your payment. Bad way to think about it, IMO. Total cost is important, not monthly payment.

Couldn't have said it better.

Quote:

Originally Posted by shadoquad

Plus term of the loan is important. If you go from paying 300 bucks a month (made up figure) for 2.5 years, then owning it outright, it's a better situation than paying 275 a month for the next 6 years for roughly the same car. I'm betting the added cost will be more expensive than aftermarket parts to perform the same power bump.

Quote:

Originally Posted by kenchan

unless you REALLY want the 2013's new facia, wheels, suspension, etc it would be smarter to keep your current one. you'll end up paying a lot.

Of course, the salesman is excited. You are nearing the end of paying Nissan payments, and they want to do is keep you there. The salesman gets his comp and Nissan gets to keep collecting from you. Pay it off and then mod it to keep it new. Then you are not stuck to a payment if things get tight.

"The borrower is slave to the lender."

UNKNOWN_370 · 02-17-2012, 04:46 PM

Quote:

Originally Posted by kenchan

are you currently having issues with your tranny overheating or engine?

ive not had engine oil temp issues on my 2009 without cooler...so i dont plan on having one come out my anus.

I'm going FI and I have an auto. If you have a manual?

There is no tranny cooler needed....

UNKNOWN_370 · 02-17-2012, 04:52 PM

Guys do we really have DISSECT the logic of the sale. My payments are structured in 6 years for the lower rates and then I pay down to 3. Its the smartest way to go. I structue it that I make the pyment on my middle of the month check and pay an equal payment 2 weeks later.(principle-only).
They tell you you pay more but get a better rate when you do short-term loans. But if you do the math. The 6 yr is best. Then make double payments. 2.5 is an approx. The second payment is purely to the principle so I'm sure it will pay down in less.

shadoquad · 02-17-2012, 04:54 PM

Quote:

Originally Posted by UNKNOWN_370

Guys do we really have DISSECT the logic of the sale. My payments are structured in 6 years for the lower rates and then I pay down to 3. Its the smartest wat to go. They tell you you pay more but get a better rate when you do short. But if you do the math. The 6 yr is best. Then make double payments. 2.5 is an approx. The second payment is purely to the principle so I'm sure it will pay down in less.

I thought this thread was about the logic of the sale

kenchan · 02-17-2012, 04:55 PM

Quote:

Originally Posted by UNKNOWN_370

I'm going FI and I have an auto. If you have a manual?

There is no tranny cooler needed....

yah, no tranny cooler on the MT. i was referring to the engine oil cooler that i dont really need.

FI and tranny cooler sounds right, but not sure if id be buying a new car for that and a few other minor things. GL with your decision.

kenchan · 02-17-2012, 04:57 PM

Quote:

Originally Posted by 007MI6

uhhh, why are you quoting my post as being werd? care to elaborate?

UNKNOWN_370 · 02-17-2012, 05:06 PM

Quote:

Originally Posted by shadoquad

Then you might as well wait for the 2013 to hit stores before you move on it, or at least wait for official details.

I doubt it will be worth the investment over your 2011 by the thousands extra it will cost you, but it's your money, do with it what you will. I wouldn't do it unless there was a substantial performance bump, and I don't see that coming. And I really, sincerely doubt they'll do anything about brake cooling.

I don't know bruh... like I said, let's see what happens. My get says yeah. Your gut says no. I just know I been like the great carnac for the Z and gencoupe. Everything that's happening with the gen I said would happen. People said hyundai will need 10 years to be where they are now. They did it in 2. My prediction is Japan is TOO proud to let some Koreans show them up. If you know anything about the japanese? They consider themselves more intelligent and civilized han any other asians. They don't like koreans and they don't respect the gencoupe. Lol.

Look at the G37. In 2 years the price skyrocketed. Materials doubled in quality and the IPL is a smack in hyundais face. Its saying, you can never be this. The quality of the ipl is incredible.

Nissan won't let it happen.

Racism and elitism will make the Z a better car in june.

kenchan · 02-17-2012, 05:09 PM

Quote:

Originally Posted by UNKNOWN_370

I don't know bruh... like I said, let's see what happens. My get says yeah. Your gut says no. I just know I been like the great carnac for the Z and gencoupe. Everything that's happening with the gen I said would happen. People said hyundai will need 10 years to be where they are now. They did it in 2. My prediction is Japan is TOO proud to let some Koreans show them up. If you know anything about the japanese? They consider themselves more intelligent and civilized han any other asians. They don't like koreans and they don't respect the gencoupe. Lol.

Nissan won't let it happen.

Racism and elitism will make the Z a better car in june.

wooah now... lol!

UNKNOWN_370 · 02-17-2012, 05:11 PM

Quote:

Originally Posted by kenchan

wooah now... lol!

Lol... read the edit

I'm not generalizing the people as a whole. But there business drive runs deeply on there own personal perception of superiority. I love the japanese and I don't mean this in a away to make them look bad. But the car game is like a boxing match... when a black and a hispanic fight. There's sudden division. Same thing with the car game.

shadoquad · 02-17-2012, 05:17 PM

If Nissan didn't budge in 2011 when the Mustang offered that much more performance at the same price point, what makes you think they'll shift to address Hyundai's RWD sporty coupe?

Zeek · 02-17-2012, 05:26 PM

Quote:

Originally Posted by UNKNOWN_370

I start on price and work down to payment. I have patience. I will sit there 8 hours to get the right payment. Then I pay down and cut my interest in half... Its hard to hustle a hustler. I walk away from anything that won't benefit me. There's a loss in everything we do. The art is keeping thatt loss minimal.

I know the monthly payment isn't the only thing to look at. Finance charge structure is where they eat you. That's the first thing I tackle.

Sounds like you have it all under control. Sorry if I came across as a lecture, I was a little misled by your post.

Mt Tam I am · 02-17-2012, 05:32 PM

OP: Own the car you bought on terms. When it is paid off think about another. Lowering the payment just keeps you in debt longer.

02-17-2012, 04:52 PM	#21 (permalink)
UNKNOWN_370 A True Z Fanatic Join Date: Jul 2009 Location: ny'r livn in tx Posts: 8,687 Drives: well over 130m.p.h. Rep Power: 14858	Guys do we really have DISSECT the logic of the sale. My payments are structured in 6 years for the lower rates and then I pay down to 3. Its the smartest way to go. I structue it that I make the pyment on my middle of the month check and pay an equal payment 2 weeks later.(principle-only). They tell you you pay more but get a better rate when you do short-term loans. But if you do the math. The 6 yr is best. Then make double payments. 2.5 is an approx. The second payment is purely to the principle so I'm sure it will pay down in less. Last edited by UNKNOWN_370; 02-17-2012 at 04:55 PM.

02-17-2012, 05:32 PM	#30 (permalink)
Mt Tam I am A True Z Fanatic Join Date: Jun 2010 Location: California Posts: 10,709 Drives: 370Z T/S/N 6MT & XKE Rep Power: 3843	OP: Own the car you bought on terms. When it is paid off think about another. Lowering the payment just keeps you in debt longer. __________________ "Does the carpet match the drapes? NO!!! I don't date bald women." Nissan Motorsports 34R Oil Cooler. Stillen CBE. Hotchkis Sport Sway Bars. KW Variant 3 Coilover System. Stillen Gen3 CAI. Michelin Pilot Super Sport. Stillen Brake Ducts. Carbotech™ XP10/XP8 Pads. Z1 Front Rotors. Z1 Stainless Brake Lines. Two degrees of camber

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02-17-2012, 05:17 PM	#28 (permalink)
shadoquad A True Z Fanatic Join Date: Apr 2010 Location: . Posts: 42,608 Drives: . Rep Power: 3886	If Nissan didn't budge in 2011 when the Mustang offered that much more performance at the same price point, what makes you think they'll shift to address Hyundai's RWD sporty coupe?