so i got a call from my dealer today.

UNKNOWN_370 · 02-17-2012, 02:53 PM

A salesguy called me eager to lower my Z car payment and get me in an updated 2012. I told him not interested. There aren't enough updates in the 2012 to warrant the update. So we began talking about the 2013. I told him, if he could lower my payment with the 2013 then he's saying something. I have 2.5 yrs left on my loan.

He seemed pretty eager to want the business and he kept me on file for 2013 Z. He said he will try to get me to be the first to be in one... let's see guys? I'm pretty happy with mine but if the 2013 pans out to be a more responsive and higher quality vehicle. I may jump??? If there is a last minute power boost???I will jump.

m4a1mustang · 02-17-2012, 02:55 PM

Don't you just end up spending more money by jumping to a newer MY even though you are "lowering" your payment. Bad way to think about it, IMO. Total cost is important, not monthly payment.

ImportConvert · 02-18-2012, 06:10 PM

Quote:

Originally Posted by m4a1mustang

Don't you just end up spending more money by jumping to a newer MY even though you are "lowering" your payment. Bad way to think about it, IMO. Total cost is important, not monthly payment.

Not if that allows someone to knock out high-interest debt when the car-loan is 0% or near it.

m4a1mustang · 02-18-2012, 09:44 PM

Quote:

Originally Posted by ImportConvert

Not if that allows someone to knock out high-interest debt when the car-loan is 0% or near it.

That would have to be a lot of high interest debt.

shadoquad · 02-17-2012, 02:58 PM

Plus term of the loan is important. If you go from paying 300 bucks a month (made up figure) for 2.5 years, then owning it outright, it's a better situation than paying 275 a month for the next 6 years for roughly the same car. I'm betting the added cost will be more expensive than aftermarket parts to perform the same power bump.

kenchan · 02-17-2012, 03:07 PM

Quote:

Originally Posted by UNKNOWN_370

A salesguy called me eager to lower my Z car payment and get me in an updated 2012. I told him not interested. There aren't enough updates in the 2012 to warrant the update. So we began talking about the 2013. I told him, if he could lower my payment with the 2013 then he's saying something. I have 2.5 yrs left on my loan.

He seemed pretty eager to want the business and he kept me on file for 2013 Z. He said he will try to get me to be the first to be in one... let's see guys? I'm pretty happy with mine but if the 2013 pans out to be a more responsive and higher quality vehicle. I may jump??? If there is a last minute power boost???I will jump.

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

m4a1mustang · 02-17-2012, 03:08 PM

Quote:

Originally Posted by kenchan

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

RobMan · 02-17-2012, 03:11 PM

Quote:

Originally Posted by kenchan

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

PapoZalsa · 02-17-2012, 03:11 PM

Quote:

Originally Posted by kenchan

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

I believe I saw a comment of that nature....search time.

pedZ · 02-17-2012, 03:11 PM

Quote:

Originally Posted by kenchan

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

UNKNOWN_370 · 02-17-2012, 03:14 PM

Quote:

Originally Posted by kenchan

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

Nonono... my wifes altima is cash so I took my Z in payments. I couldn't afford to do both. And before that I had bought my G in cash.

If you recall. I sold my G cuz I had medical bills. Then I traded my altima for a Z. I had an accident with that Z and had payments with the Z. Then I bought the Z and the altima. The altima I paid cash and put no money down.except for Gap and taxes. When the first bill came in I made a lump sum payment and restructured payment method to keep interest down.

Now I have a paid altima and making pauyments on the Z.

m4a1mustang · 02-17-2012, 03:15 PM

Quote:

Originally Posted by UNKNOWN_370

Nonono... my wifes altima is cash so I took my Z in payments. I couldn't afford to do both.

Verified.

kenchan · 02-17-2012, 03:16 PM

Quote:

Originally Posted by UNKNOWN_370

Nonono... my wifes altima is cash so I took my Z in payments. I couldn't afford to do both. And before that I had bought my G in cash.

Quote:

Originally Posted by UNKNOWN_370

So was my wifes 2012 2.5s altima that I bought along with my 2011. 370z... lol.

oh ok..

(not that it really matters...just thought that was kinda werd).

selected4car · 02-20-2012, 02:42 AM

Quote:

Originally Posted by kenchan

hey on the other thread you mentioned you paid for your Z and your wife's altima cash.

what's the situation?

m4a1mustang · 02-17-2012, 03:13 PM

Ooo, it's there.

02-17-2012, 02:53 PM	#1 (permalink)
UNKNOWN_370 A True Z Fanatic Join Date: Jul 2009 Location: ny'r livn in tx Posts: 8,687 Drives: well over 130m.p.h. Rep Power: 14858	so i got a call from my dealer today. A salesguy called me eager to lower my Z car payment and get me in an updated 2012. I told him not interested. There aren't enough updates in the 2012 to warrant the update. So we began talking about the 2013. I told him, if he could lower my payment with the 2013 then he's saying something. I have 2.5 yrs left on my loan. He seemed pretty eager to want the business and he kept me on file for 2013 Z. He said he will try to get me to be the first to be in one... let's see guys? I'm pretty happy with mine but if the 2013 pans out to be a more responsive and higher quality vehicle. I may jump??? If there is a last minute power boost???I will jump.

02-17-2012, 02:55 PM	#2 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6963	Don't you just end up spending more money by jumping to a newer MY even though you are "lowering" your payment. Bad way to think about it, IMO. Total cost is important, not monthly payment. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

02-17-2012, 03:13 PM	#15 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6963	Ooo, it's there. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

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02-17-2012, 02:58 PM	#5 (permalink)
shadoquad A True Z Fanatic Join Date: Apr 2010 Location: . Posts: 42,608 Drives: . Rep Power: 3886	Plus term of the loan is important. If you go from paying 300 bucks a month (made up figure) for 2.5 years, then owning it outright, it's a better situation than paying 275 a month for the next 6 years for roughly the same car. I'm betting the added cost will be more expensive than aftermarket parts to perform the same power bump.