Surprise Z costs

Huck · 02-05-2012, 10:01 AM

I was surprised when I insured my Z, I went from a 99 chevy S10 with 178,000 miles paying $230 every six months for full coverage. When I got the Z it went up $130 for the six months. For reference, we also have my wife's civic on the insurance, and I am a 29 year old guy with no tickets since '03.

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Huck · 02-05-2012, 10:02 AM

Oh, and I own a house, so I guess I get credibility hahaha.

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Mt Tam I am · 02-06-2012, 10:51 AM

I did a cost analysis of my tires. $1680/7250 miles = .23 cents per mile. Plus everything else may very well be 64 cents/mile.

I love my tires and will happily buy them again. Others might complain about the cost.

BigT · 02-06-2012, 11:32 AM

The only "American Dream" is with debt up to your ***. Or, both you and your spouse make 100k/year each. Don't believe in all the hype and not everyone can make 100k a year.

yaheard · 02-06-2012, 11:47 AM

Quote:

Originally Posted by BigT

The only "American Dream" is with debt up to your ***. Or, both you and your spouse make 100k/year each. Don't believe in all the hype and not everyone can make 100k a year.

Or you could just be smart with your money and not over step your limits.

kenchan · 02-06-2012, 11:58 AM

Quote:

Originally Posted by yaheard

Or you could just be smart with your money and not over step your limits.

true that.

i was quite amazed how some people have like $10K of credit card debt...and they consider that to be 'normal'???

i never have creditcard balance.

BigT · 02-06-2012, 12:10 PM

Quote:

Originally Posted by yaheard

Or you could just be smart with your money and not over step your limits.

This is very true. But, who is the person to question credibility? Smart budgeting can mean live in a nice apartment and drive a Z or own a home and drive a civic. Does one path make you a better person vs the other?

Living the "American Dream" is expensive. If you have the cash to do it without any debt, then more power to you. I'm happy for you, actually. But, it doesn't make you any more credible then me. I'm a single man in my 20's. I earn just shy of 70k a year. I rent and drive a brand new Z and have no credit card debt. Does that make the next guy better than me?

BigT · 02-06-2012, 12:13 PM

Quote:

Originally Posted by kenchan

true that.

i was quite amazed how some people have like $10K of credit card debt...and they consider that to be 'normal'???

i never have creditcard balance.

You started this topic. It seems like you're well off and I'm happy for you. And, while I agree that 10k credit card debt is way too much, don't bring anyone else down for it. No one on this board could understand what the next guy is going through. As long as they are not cheating, lying, or hurting anyone, fugg it.

kenchan · 02-06-2012, 12:31 PM

Quote:

Originally Posted by BigT

Living the "American Dream" is expensive.

hummm... i dont think it has to be though.

and i will end it there.

hahaha.

BigT · 02-06-2012, 12:34 PM

Quote:

Originally Posted by kenchan

hummm... i dont think it has to be though.

and i will end it there.

hahaha.

Sure. I plan on getting there myself. But, buying a Z before my house has nothing to do with it.

christian370z · 02-06-2012, 12:37 PM

Quote:

Originally Posted by BigT

You started this topic. It seems like you're well off and I'm happy for you. And, while I agree that 10k credit card debt is way too much, don't bring anyone else down for it. No one on this board could understand what the next guy is going through. As long as they are not cheating, lying, or hurting anyone, fugg it.

So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.

kenchan · 02-06-2012, 12:43 PM

Quote:

Originally Posted by christian370z

So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.

woaah, pulling back the lid of canned wormed even further are ya?

hahaha.

BigT · 02-06-2012, 12:46 PM

Quote:

Originally Posted by christian370z

So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.

Hey dude, slow down, I'm on your side. lol I'm arguing credibility here, not major debt.

DLSTR · 02-06-2012, 01:09 PM

Quote:

Originally Posted by christian370z

So would you consider the financial meltdown that was largely caused by consumer debt hurt people? It's one thing to owe debt, which is ok as long as you have the means to pay it back in a timely and risk averse manner, but a large percentage of people who consistently run large credit balances cannot and that is wrong and hurtful to themselves and the economy in general.

With no indictment of the institutions that enabled and overtly encouraged it. Cuts both ways with the consumer and the bankers! Cant have 1 without the other. Oh and the banks making loans for short term gain in fee's to people with little or no documented means.

Yep thats just good business eh? Sorry but the banks could say no. They actually chose not to. End of story. Ask the Fed and the minutes that proved the working of the banking industry. Based on that it was about 60/40 bank to consumer. Ultimately we bailed out the banks for making BAD LOANS. Go figure.

mantella87 · 02-06-2012, 01:19 PM

If I was a millionaire, I'd still have a 370Z in my garage.

02-05-2012, 10:01 AM	#91 (permalink)
Huck A True Z Fanatic Join Date: Jan 2012 Location: Cocoa, Florida Age: 41 Posts: 5,075 Drives: Pantydropper machine Rep Power: 33	I was surprised when I insured my Z, I went from a 99 chevy S10 with 178,000 miles paying $230 every six months for full coverage. When I got the Z it went up $130 for the six months. For reference, we also have my wife's civic on the insurance, and I am a 29 year old guy with no tickets since '03. --- I am here: http://maps.google.com/maps?ll=28.368695,-80.699377 Sent from my iPhizzle __________________ VLEDS \| Evo-R \| Moddiction \| CF Hood Struts \| F.I. CF CBE & LTH \| Stillen CAI \| NST Pulleys \| UpRev \| Z1 \| M7 \| Status \| Forgestar \| PSS \| Whiteline \| SPL \| SPC \| Kenwood \| Zenclosure \| Kicker \| Alpine Type R

02-05-2012, 10:02 AM	#92 (permalink)
Huck A True Z Fanatic Join Date: Jan 2012 Location: Cocoa, Florida Age: 41 Posts: 5,075 Drives: Pantydropper machine Rep Power: 33	Oh, and I own a house, so I guess I get credibility hahaha. --- I am here: http://maps.google.com/maps?ll=28.368674,-80.699481 Sent from my iPhizzle __________________ VLEDS \| Evo-R \| Moddiction \| CF Hood Struts \| F.I. CF CBE & LTH \| Stillen CAI \| NST Pulleys \| UpRev \| Z1 \| M7 \| Status \| Forgestar \| PSS \| Whiteline \| SPL \| SPC \| Kenwood \| Zenclosure \| Kicker \| Alpine Type R

02-06-2012, 10:51 AM	#93 (permalink)
Mt Tam I am A True Z Fanatic Join Date: Jun 2010 Location: California Posts: 10,709 Drives: 370Z T/S/N 6MT & XKE Rep Power: 3843	I did a cost analysis of my tires. $1680/7250 miles = .23 cents per mile. Plus everything else may very well be 64 cents/mile. I love my tires and will happily buy them again. Others might complain about the cost. __________________ "Does the carpet match the drapes? NO!!! I don't date bald women." Nissan Motorsports 34R Oil Cooler. Stillen CBE. Hotchkis Sport Sway Bars. KW Variant 3 Coilover System. Stillen Gen3 CAI. Michelin Pilot Super Sport. Stillen Brake Ducts. Carbotech™ XP10/XP8 Pads. Z1 Front Rotors. Z1 Stainless Brake Lines. Two degrees of camber

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02-06-2012, 11:32 AM	#94 (permalink)
BigT Enthusiast Member Join Date: Jan 2012 Location: NJ Posts: 469 Drives: 98 2g DSM Rep Power: 13	The only "American Dream" is with debt up to your ***. Or, both you and your spouse make 100k/year each. Don't believe in all the hype and not everyone can make 100k a year.

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