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I'd get all your quotes together, then call your insurance company and ask them directly that if you have them pay for it, how much are they going to raise
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I'd get all your quotes together, then call your insurance company and ask them directly that if you have them pay for it, how much are they going to raise your rates by and for how long. I had a little headlight damage on a previous vehicle, and through this method decided it wold be best to not use insurance.
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