Good deals on extended warranty?

Zaggeron · 10-16-2011, 03:45 PM

Quote:

Originally Posted by dirtrat

Not at all! He's not asking for options, it's very clear he is looking for the cheapest price on the dealership warranty. Why not stay on topic?

So if the topic was "I got an email saying I'd get $100K if I sent $5k to Nigeria. Should I use Western Union or Bank of America to transfer the money", then the only proper response would be to give the original poster your preference on wire transfer companies?

UNKNOWN_370 · 10-15-2011, 11:29 PM

Quote:

Originally Posted by dirtrat

This has been talked about and debated to death in the warranty forum where it really belongs. Both sides have merit and he's not asking for opinions on if he should get an extended warranty. FWIW I also bought my warranty from Nissan of Santa Rosa and they have VERY GOOD prices.

Well if you want to take it there I can tell you right now that Care Guard warranty supercedes nissans standard warranty. Not only do they repeat every legality in your standard oem warranty, they flip the script and add things like roadside assistance. Something nissan won't cover, they will wrap around your warranty to extend into another bumper to bumper coverage for 5/60 where nissan will only honor another extended warranty for half the years and the same miles. Careguard gap pays accident claims within 10 days and the comprehensive maintenence plans are just as good as any dealer and the overall cost to features of the CareGuard warranty supercede nissans offerings. Honestly, nissans overall warranty amenities are a weak point compared to some other OEM and private plans that offer more.

dirtrat · 10-16-2011, 03:44 PM

I'm confused about what you are talking about? Do you mean Quality Guard? That is for Pre-owned vehicles. The 3 levels of warranty for Nissan is:

Gold Preferred
Gold Plan
Silver Preferred

Many people go for the Gold preferred and it does cover unlimited roadside assistance. Seriously IMHO it's a mistake to buy a third party warranty but that's your choice. The Gold preferred even covers belts and hoses.

Quote:

Originally Posted by UNKNOWN_370

Well if you want to take it there I can tell you right now that Care Guard warranty supercedes nissans standard warranty. Not only do they repeat every legality in your standard oem warranty, they flip the script and add things like roadside assistance. Something nissan won't cover, they will wrap around your warranty to extend into another bumper to bumper coverage for 5/60 where nissan will only honor another extended warranty for half the years and the same miles. Careguard gap pays accident claims within 10 days and the comprehensive maintenence plans are just as good as any dealer and the overall cost to features of the CareGuard warranty supercede nissans offerings. Honestly, nissans overall warranty amenities are a weak point compared to some other OEM and private plans that offer more.

KillerBee370 · 10-16-2011, 02:57 AM

"Good deal" and "extended warranty" in the same sentence is an oxymoron.

cc370z · 10-16-2011, 03:15 AM

Just remember that you can wheel and deal on warranties. The finance guys have a quota to hit. I know when I was selling cars a couple of the the guys in finance would give me a kick back for pushing the warranty during the sales process. When I bought mine I was able to work a good deal and play a couple of dealerships against one another. So don't be afraid to work numbers

USMCASA · 10-16-2011, 08:29 AM

...why would you ever need one? i have 76k on the odo and no issues. i blew a fuse putting led's in yesterday but other than that no issues

cc370z · 10-16-2011, 09:56 AM

Quote:

Originally Posted by USMCASA

...why would you ever need one? i have 76k on the odo and no issues. i blew a fuse putting led's in yesterday but other than that no issues

I'm on my 2nd transmission dealership billed Nissan for $7k on that one. Also a cam sensor and fuel pump. So the $1.2k I paid for my warranty is worth the piece of mind.

Zaggeron · 10-16-2011, 11:15 AM

^^ This was covered by the existing factory warranty. This is exactly why the extended warranty retailers make a killing. Most major $ issues show up while the car is still under factory warranty. I guess it's funny how that "piece of mind" aspect factors into the cost/benefit analysis -- nobody would take those odds at a casino.

KillerBee370 · 10-16-2011, 12:12 PM

Quote:

Originally Posted by Zaggeron

^^ This was covered by the existing factory warranty. This is exactly why the extended warranty retailers make a killing. Most major $ issues show up while the car is still under factory warranty. I guess it's funny how that "piece of mind" aspect factors into the cost/benefit analysis -- nobody would take those odds at a casino.

I usually do

( Click to show/hide )

cc370z · 10-16-2011, 12:33 PM

I also play roulette. So I not good with odds. But it's still fun.

mjg · 10-16-2011, 02:10 PM

I had the dealer give me an extended warranty, after going through a lot of grief. I would of never purchased it, and would never recommend it. Extended warranties are upsell only, and Nissan is one of the worst dealer service experiences pretty much. You will be paying $50 deductibles, and really, do you feel the car will disintegrate after 2 years of ownership?

Zaggeron · 10-17-2011, 12:57 PM

^^ You're right. Individual experiences and comfort level may vary. My point is that most people, in the long run, will pay out more in premiums for extended warranties than they'll ever save in warranty repairs.

It's just like insurance in that most people will pay more in premiums than they will have saved in covered claims. That's how the companies make their money. The difference between a warranty and standard house/car insurance is that the consequences of not being insured can be much worse than not having an extended warranty.

That said, people should decide based on a thorough evaluation of the costs and benefits and what they could comfortable shell out if something did go wrong.

SS66 · 10-18-2011, 03:23 PM

I bought the premium gold prefered at 5 yrs 100000 miles for 975.00 dollars. To me that is a drop in the bucket.

Last car warranty I bought was 5 yr at 1200.00 dollars. With that vehicle I had 2 repairs that covered 2300.00 in repairs plus a free rental on one occasion. Money well spent.

Look I am not big on warranties but if or when it comes to large ticket item purchases I will listen. If I can get a great price, AKA: 5yr 100000 for 975.00 I am possibly in. I might not ever need it but I know most people will piss away that amount of money easily in a year. To each there own on warranties.

10-16-2011, 11:15 AM	#8 (permalink)
Zaggeron A True Z Fanatic Join Date: Jan 2010 Location: Austin, TX Posts: 1,951 Drives: '10 370ZR '13 BRZ Rep Power: 19	^^ This was covered by the existing factory warranty. This is exactly why the extended warranty retailers make a killing. Most major $ issues show up while the car is still under factory warranty. I guess it's funny how that "piece of mind" aspect factors into the cost/benefit analysis -- nobody would take those odds at a casino. __________________ 2010 Platinum Graphite 370z Roadster:Touring/Sport 2013 Subaru BRZ Limited

10-17-2011, 12:57 PM	#12 (permalink)
Zaggeron A True Z Fanatic Join Date: Jan 2010 Location: Austin, TX Posts: 1,951 Drives: '10 370ZR '13 BRZ Rep Power: 19	^^ You're right. Individual experiences and comfort level may vary. My point is that most people, in the long run, will pay out more in premiums for extended warranties than they'll ever save in warranty repairs. It's just like insurance in that most people will pay more in premiums than they will have saved in covered claims. That's how the companies make their money. The difference between a warranty and standard house/car insurance is that the consequences of not being insured can be much worse than not having an extended warranty. That said, people should decide based on a thorough evaluation of the costs and benefits and what they could comfortable shell out if something did go wrong. __________________ 2010 Platinum Graphite 370z Roadster:Touring/Sport 2013 Subaru BRZ Limited

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10-16-2011, 02:57 AM	#4 (permalink)
KillerBee370 A True Z Fanatic Join Date: Mar 2009 Location: So Cal baby! Age: 52 Posts: 5,964 Drives: with passion Rep Power: 322	"Good deal" and "extended warranty" in the same sentence is an oxymoron.

10-16-2011, 03:15 AM	#5 (permalink)
cc370z Enthusiast Member Join Date: Jan 2010 Location: AZ Posts: 467 Drives: 09 370z Rep Power: 16	Just remember that you can wheel and deal on warranties. The finance guys have a quota to hit. I know when I was selling cars a couple of the the guys in finance would give me a kick back for pushing the warranty during the sales process. When I bought mine I was able to work a good deal and play a couple of dealerships against one another. So don't be afraid to work numbers

10-16-2011, 08:29 AM	#6 (permalink)
USMCASA A True Z Fanatic Join Date: Nov 2009 Location: NC Posts: 1,152 Drives: 09 370z CY M6 Rep Power: 18	...why would you ever need one? i have 76k on the odo and no issues. i blew a fuse putting led's in yesterday but other than that no issues

10-16-2011, 12:33 PM	#10 (permalink)
cc370z Enthusiast Member Join Date: Jan 2010 Location: AZ Posts: 467 Drives: 09 370z Rep Power: 16	I also play roulette. So I not good with odds. But it's still fun.

10-16-2011, 02:10 PM	#11 (permalink)
mjg Base Member Join Date: Aug 2011 Location: nyc Posts: 243 Drives: 13' GT 500 Rep Power: 16	I had the dealer give me an extended warranty, after going through a lot of grief. I would of never purchased it, and would never recommend it. Extended warranties are upsell only, and Nissan is one of the worst dealer service experiences pretty much. You will be paying $50 deductibles, and really, do you feel the car will disintegrate after 2 years of ownership?

10-18-2011, 03:23 PM	#13 (permalink)
SS66 Base Member Join Date: Apr 2011 Location: Overland Park, Kansas Posts: 165 Drives: 2011 370Z SP m6 Rep Power: 15	I bought the premium gold prefered at 5 yrs 100000 miles for 975.00 dollars. To me that is a drop in the bucket. Last car warranty I bought was 5 yr at 1200.00 dollars. With that vehicle I had 2 repairs that covered 2300.00 in repairs plus a free rental on one occasion. Money well spent. Look I am not big on warranties but if or when it comes to large ticket item purchases I will listen. If I can get a great price, AKA: 5yr 100000 for 975.00 I am possibly in. I might not ever need it but I know most people will piss away that amount of money easily in a year. To each there own on warranties.