Originally Posted by PapoZalsa I don't know what companies some of you guys have, but I'm guesing some of them are those $hitty ones. I'm guessing the ones that takes
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09-24-2011, 11:05 PM | #31 (permalink) | |
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Obviously, if one says they are saving 1k by going to a 2k deductible with company A over a $500 deductible with company B, that doesn't give us enough information to know if it is a good bet -- the two companies may be very different with respect customer service, timeliness of claims, etc. So the question is -- given you are comfortable with the service provided by your insurance company -- how much would you need to save in premiums a year to move to a higher deductible.
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09-24-2011, 11:29 PM | #32 (permalink) |
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I'm pretty sure every insurance company offers different deductible levels, and the higher the deductible the lower the premiums. I personally know USAA Geico and Allstate all do.
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09-26-2011, 10:48 AM | #33 (permalink) |
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I got some really good rates from esurance
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09-26-2011, 01:03 PM | #36 (permalink) | |
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All other things being equal, I would think that having a higher deductible would make them pay faster -- they have less to pay ...
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09-26-2011, 02:04 PM | #37 (permalink) | |
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09-26-2011, 02:14 PM | #38 (permalink) | |
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09-26-2011, 02:17 PM | #39 (permalink) | |
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09-26-2011, 03:32 PM | #40 (permalink) |
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Never had a problem with esurance on a claim. Having a good body shop of my choice deal with the insurance adjuster has been the key to success for me with any claim. A so-so body shop that won't argue with the adjuster to get things repaired right is one to be avoided. I never use the body shop suggested by the adjuster.
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09-26-2011, 03:44 PM | #41 (permalink) | |
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Short run doesn't matter unless you are low on cash. In the long run you'll save more than your short term loss.
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09-26-2011, 07:57 PM | #43 (permalink) | |
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