Insurance:(???
 

HEY forum I have a serious question that is literally between me getting a 370Z and not. So I am 15 and the driving age in New York has gone up to 18 ( With drivers ed). Now my uncle is a pretty keen racer and has a time attack car that within 24hrs can be put back from race spec to daily use and he said that if insurance wasn't a problem he would give it to me! I know crazy but his sponsors did get him a 458 Italia so i guess he doesn't need it. Now i havent gotten any quotes yet but I am curious if any 370z divers out there could tell me what the rate is for a 370z for a kid of 18yrs of age. I am also looking into a Evo X, STi, S2000, and a 135i. Even if you dont know could you try to give us a rough price point, that would be great. Thanks. This is my first post so i sure hope i get a good response,
Thanks for your time,
aston1236:driving:

If you are for real and I have my doubts. Why not go on to anyone of the insurance websites and type in your info. Progressive will even give you quotes from several other companies. Insurance Takes a lot of things inti account age, car, area, use, record, deductible, others on the insurance.

But if the driving age in new York is 18 I dint think anyone will insure you without a license.

18 year old, 370z... ny.... lol.

I'd guess anywhere from 300-400 a month depending on what company you use... and that might even be low.

Call up progressive or something and get a quote. Just say your 18 and see what they say. Just make sure your sitting down when they give you the quote.

So your uncle's time attack car is a 370z? :icon14:

How much money/allowance are you going to get? Contact the insurance company in new year. When I was 18 in 2003, my insurance for my 1991 Nissan 240sx (car valued at $3000) cost me $1800 a year, stayed mostly the same 2 years afterwards. Now that I'm 26, it only costs me barely $300. I did test try a quote for a 350z when it was brand new and got a quote nearly topping $4200 a year.

If you're 15, don't key in on material things. I used my money to travel 4 (not including Canada and Mexico) different countries within 6 years of college. The experience itself far outweighs getting a brand new car....cuz you know....you can ALWAYS get a new car when you're older.

Those are some pretty darn expensive cars for a first time drivers. Best thing to do is call insurance companies, and get quotes. But imo get yourself a w/e car and drive that for awhile. Im sure the Z will be waiting for you. Now thats me talking from experience, but I know if I were you I would say screw that and take the Z now lol

Expect it to be anywhere from 2000-4000/year. Depending on your area it may go up even more.

When I was 18 I bought a brand new RSX-S and my insurance on it alone was about 1800 a year. But I also started driving since 16 with no points on my record. I remember my cousins when they turned 16 their dads bought them new 30k+ sports car. One of them had a s2000 and his rate was more than 2000.

I know a couple kids back home in brooklyn with sports cars and they are paying $6k a year in insurance. You won't see any real discounts till your 22ndbday. Something to consider.

You have 3 years until you get a license. When you do, come back and talk about cars. In the meantime, post up some pics of this "time attack" 370.

I currently have ALL STATE insurance and they are quoting me 150 a month.

:iagree:

I want pics of the Uncle's 458 Italia and the name of his sponsor.

I am 28, and USAA is quoting me 105/month full coverage for a 2011 370z. Then again I have another vehicle on the policy so its a bit cheaper with the multiple vehicle discount.

OP, hate to say it but insurance is going to kill you. I would guess you are going to be looking at least 200-300/month if not more.

I don't understand why all these young drivers feel like they need to get their dream car for their first vehicle. Why don't you just get a cheap decent looking car that runs good and when you finish school or get a career going then concentrate on buying an expensive sports car.

Yeah, just wait until your uncle wants to give you his Ferrari

Please stay away from Progressive, im currently fighting them now...

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