HEY forum I have a serious question that is literally between me getting a 370Z and not. So I am 15 and the driving age in New York has gone
|
|
LinkBack | Thread Tools | Display Modes |
09-11-2011, 03:00 AM | #1 (permalink) |
Base Member
Join Date: Sep 2011
Location: New York
Posts: 1
Drives: none
Rep Power: 14 |
Insurance:(???
HEY forum I have a serious question that is literally between me getting a 370Z and not. So I am 15 and the driving age in New York has gone up to 18 ( With drivers ed). Now my uncle is a pretty keen racer and has a time attack car that within 24hrs can be put back from race spec to daily use and he said that if insurance wasn't a problem he would give it to me! I know crazy but his sponsors did get him a 458 Italia so i guess he doesn't need it. Now i havent gotten any quotes yet but I am curious if any 370z divers out there could tell me what the rate is for a 370z for a kid of 18yrs of age. I am also looking into a Evo X, STi, S2000, and a 135i. Even if you dont know could you try to give us a rough price point, that would be great. Thanks. This is my first post so i sure hope i get a good response,
Thanks for your time, aston1236 |
09-11-2011, 03:44 AM | #2 (permalink) |
A True Z Fanatic
Join Date: Mar 2010
Location: Izmir, Turkey
Posts: 15,371
Drives: 2012 Traverse LTZ
Rep Power: 52 |
If you are for real and I have my doubts. Why not go on to anyone of the insurance websites and type in your info. Progressive will even give you quotes from several other companies. Insurance Takes a lot of things inti account age, car, area, use, record, deductible, others on the insurance.
But if the driving age in new York is 18 I dint think anyone will insure you without a license.
__________________
2010 Black Cherry Touring/Sport/Nav Now - 2012 Travese LTZ until I leave for Turkey |
09-11-2011, 04:09 AM | #3 (permalink) |
Enthusiast Member
Join Date: Mar 2009
Location: Vermont
Posts: 379
Drives: 370z Touring | Sport
Rep Power: 16 |
18 year old, 370z... ny.... lol.
I'd guess anywhere from 300-400 a month depending on what company you use... and that might even be low. Call up progressive or something and get a quote. Just say your 18 and see what they say. Just make sure your sitting down when they give you the quote.
__________________
Stillen G3 Intakes | F. I TDX |
09-11-2011, 05:20 AM | #4 (permalink) | |
Track Member
Join Date: Apr 2011
Location: Garden Grove, CA
Posts: 676
Drives: 00 Toyota Celica 040
Rep Power: 15 |
Quote:
How much money/allowance are you going to get? Contact the insurance company in new year. When I was 18 in 2003, my insurance for my 1991 Nissan 240sx (car valued at $3000) cost me $1800 a year, stayed mostly the same 2 years afterwards. Now that I'm 26, it only costs me barely $300. I did test try a quote for a 350z when it was brand new and got a quote nearly topping $4200 a year. If you're 15, don't key in on material things. I used my money to travel 4 (not including Canada and Mexico) different countries within 6 years of college. The experience itself far outweighs getting a brand new car....cuz you know....you can ALWAYS get a new car when you're older.
__________________
|
|
09-11-2011, 05:58 AM | #5 (permalink) |
A True Z Fanatic
Join Date: Feb 2009
Location: Orange County, CA
Posts: 3,503
Drives: C63 AMG - LSD
Rep Power: 650 |
Those are some pretty darn expensive cars for a first time drivers. Best thing to do is call insurance companies, and get quotes. But imo get yourself a w/e car and drive that for awhile. Im sure the Z will be waiting for you. Now thats me talking from experience, but I know if I were you I would say screw that and take the Z now lol
__________________
|
09-11-2011, 09:14 AM | #6 (permalink) |
A True Z Fanatic
Join Date: Jan 2010
Location: Chicago
Posts: 1,449
Drives: A Garbage Truck
Rep Power: 21 |
Expect it to be anywhere from 2000-4000/year. Depending on your area it may go up even more.
When I was 18 I bought a brand new RSX-S and my insurance on it alone was about 1800 a year. But I also started driving since 16 with no points on my record. I remember my cousins when they turned 16 their dads bought them new 30k+ sports car. One of them had a s2000 and his rate was more than 2000. |
09-11-2011, 09:27 AM | #7 (permalink) |
A True Z Fanatic
Join Date: Jul 2009
Location: ny'r livn in tx
Posts: 8,687
Drives: well over 130m.p.h.
Rep Power: 14858 |
I know a couple kids back home in brooklyn with sports cars and they are paying $6k a year in insurance. You won't see any real discounts till your 22ndbday. Something to consider.
|
09-11-2011, 11:24 AM | #8 (permalink) |
A True Z Fanatic
Join Date: Mar 2009
Location: So Cal baby!
Age: 51
Posts: 5,964
Drives: with passion
Rep Power: 321 |
You have 3 years until you get a license. When you do, come back and talk about cars. In the meantime, post up some pics of this "time attack" 370.
|
09-11-2011, 03:53 PM | #11 (permalink) |
Track Member
Join Date: Aug 2010
Location: Austin, TX
Posts: 637
Drives: 10 370Z T/S M6
Rep Power: 16 |
I want pics of the Uncle's 458 Italia and the name of his sponsor.
__________________
Berk HFC & CBE, Stillen G3's, AMS Crank Pulley, JWT Flywheel, 4.08 Gears, UpRev, H&R Springs and 20mm Spacers, JDM Rear Fog, EVO-R Front Lip and CF Upper Cover, 305's |
09-11-2011, 03:54 PM | #12 (permalink) |
A True Z Fanatic
Join Date: Aug 2011
Location: Tacoma, WA
Age: 41
Posts: 1,498
Drives: a POS truck
Rep Power: 496 |
I am 28, and USAA is quoting me 105/month full coverage for a 2011 370z. Then again I have another vehicle on the policy so its a bit cheaper with the multiple vehicle discount.
OP, hate to say it but insurance is going to kill you. I would guess you are going to be looking at least 200-300/month if not more. I don't understand why all these young drivers feel like they need to get their dream car for their first vehicle. Why don't you just get a cheap decent looking car that runs good and when you finish school or get a career going then concentrate on buying an expensive sports car. |
09-11-2011, 04:06 PM | #13 (permalink) |
Track Member
Join Date: Aug 2010
Location: Austin, TX
Posts: 637
Drives: 10 370Z T/S M6
Rep Power: 16 |
Yeah, just wait until your uncle wants to give you his Ferrari
__________________
Berk HFC & CBE, Stillen G3's, AMS Crank Pulley, JWT Flywheel, 4.08 Gears, UpRev, H&R Springs and 20mm Spacers, JDM Rear Fog, EVO-R Front Lip and CF Upper Cover, 305's |
09-11-2011, 05:29 PM | #15 (permalink) |
A True Z Fanatic
Join Date: Nov 2009
Location: Not in Sunny Florida
Posts: 6,358
Drives: 16 Nismo w/Tech Pack
Rep Power: 4500 |
__________________
2009 370Z MB Base w/Sport Package 6MT Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs |
Bookmarks |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Insurance | supercwf | Southern California Region | 30 | 12-01-2010 06:32 PM |
How much is your Insurance | gumpy | Australia/New Zealand | 40 | 07-01-2010 07:57 AM |
Insurance what do you think? | sonic370 | Nissan 370Z General Discussions | 8 | 06-25-2010 02:02 AM |
NY Insurance | kielbasa16 | North East Region | 3 | 03-06-2010 08:05 PM |