comment about insurance rates

kenchan · 08-08-2011, 12:25 PM

Quote:

Originally Posted by cossie1600

Got to love profiling

yah but you're a white guy, no?

it's the other types (like me) that get hit.

my rate was like 325 or something for 6months.

gurneyeagle · 08-08-2011, 01:08 PM

Quote:

Originally Posted by Vaughanabe13

Agreed - one of the perks of living in the midwest. Everything is cheaper here.

I saw a 35% drop in all of my insurance with the move to Houston from New Orleans.

DJ-of-E · 08-08-2011, 05:56 PM

I live in California...unless I'm driving a beater...INSURANCE IS BUTT EXPENSIVE!

sonic370 · 08-08-2011, 09:26 PM

yeah but bad credit doesn't make you a crappy driver...........

just another insurance scam.............

Red__Zed · 08-08-2011, 09:30 PM

Quote:

Originally Posted by sonic370

yeah but bad credit doesn't make you a crappy driver...........

just another insurance scam.............

it's about likelihood to file a claim, not driving skill. People doing well financially will replace stuff on their own dime, rather than file a claim (to avoid the increased premium)

theDreamer · 08-08-2011, 09:32 PM

Quote:

Originally Posted by sonic370

yeah but bad credit doesn't make you a crappy driver...........

just another insurance scam.............

Tell that to your insurance company, been doing it for 5-10 years already.

ProfessorDave · 08-08-2011, 10:27 PM

Just got my renewal. About $690 per year, which includes a "curb weight to horsepower surcharge" of $105.

I have the last laugh...with my mods I should be paying a surcharge of around $125!

theDreamer · 08-08-2011, 10:28 PM

Quote:

Originally Posted by ProfessorDave

Just got my renewal. About $690 per year, which includes a "curb weight to horsepower surcharge" of $105.

I have the last laugh...with my mods I should be paying a surcharge of around $125!

Glad my insurance does not charge me on that.

Red__Zed · 08-08-2011, 10:30 PM

Quote:

Originally Posted by ProfessorDave

Just got my renewal. About $690 per year, which includes a "curb weight to horsepower surcharge" of $105.

I have the last laugh...with my mods I should be paying a surcharge of around $125!

Who do you have?

Thank god they didn't charge that on my last car

ProfessorDave · 08-09-2011, 09:35 PM

Quote:

Originally Posted by Red__Zed

Who do you have?

Thank god they didn't charge that on my last car

Erie Insurance. Overall, I can't complain about them. Been with them for probably close to 20 years.

ImportConvert · 08-10-2011, 12:47 AM

Quote:

Originally Posted by sonic370

This is not a rant just a comment........
Renewed my coverage Friday 6 months for 605.00.
But its just basic coverage with uninsured added and towing.
Does this seem about right. And why do they run
a credit check on you when its the law to carry insurance anyway.
You have to make the payments or its a fine big time here.

They run a credit check because people with good credit are historically better at life in every way. Driving included.

That isn't bad. My Infiniti G20 costs me about $80 a month for about the same coverage. 25/m/unmarried. I do live in La though, which is the #1 most expensive state to insure a car in.

poorazn · 08-10-2011, 09:11 AM

Quote:

Originally Posted by ImportConvert

I do live in La though, which is the #1 most expensive state to insure a car in.

Hurray for judicial elections!

Punk86 · 08-10-2011, 01:00 PM

Well if it makes any of you feel better, I was paying 400 a month until real recently. Now im paying 190 a month.

Moral of story: Dont live in new orleans.

08-08-2011, 05:56 PM	#18 (permalink)
DJ-of-E Track Member Join Date: Apr 2011 Location: Garden Grove, CA Posts: 676 Drives: 00 Toyota Celica 040 Rep Power: 15	I live in California...unless I'm driving a beater...INSURANCE IS BUTT EXPENSIVE! __________________

08-08-2011, 10:27 PM	#22 (permalink)
ProfessorDave A True Z Fanatic Join Date: Jul 2010 Location: Scranton, PA Posts: 1,580 Drives: In the fairway Rep Power: 19	Just got my renewal. About $690 per year, which includes a "curb weight to horsepower surcharge" of $105. I have the last laugh...with my mods I should be paying a surcharge of around $125! __________________ Rain, snow, sleet, hail: 2009 Mazda 3 sGT HB Everything else: 2009 370z, PW Touring 6MT

08-10-2011, 01:00 PM	#28 (permalink)
Punk86 Enthusiast Member Join Date: Aug 2010 Location: New Orleans, Louisiana Posts: 467 Drives: a neck breaker Rep Power: 15	Well if it makes any of you feel better, I was paying 400 a month until real recently. Now im paying 190 a month. Moral of story: Dont live in new orleans. __________________ BC Racing Coilovers \|\| Stillen G3s \|\| Invidia CBE \|\| Work VS-XX \|\| Full Lip Kit Riding Low and Slow My Journal Thread!

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08-08-2011, 09:26 PM	#19 (permalink)
sonic370 A True Z Fanatic Join Date: May 2010 Location: Orange Texas Posts: 1,574 Drives: 09 370Z Sports PGK Rep Power: 18	yeah but bad credit doesn't make you a crappy driver........... just another insurance scam.............