Z Totaled yesterday - Pics inside - Please advise! :(

mspaun3

Was driving home from work yesterday in heavy rain when my Z hit a pool of water and hydroplaned. The car ended up swerving off the road and hit a pole. The driver's side airbag went off (no passenger). No other cars were involved.

I was looking to get your opinions on whether or not the car is totaled. It is a 2009 Touring/Sport/Nav with basically every option installed. Mileage = 29k. There is ~$8,500 left on the loan from the bank.

Damage...

-Front completely smashed (obviously). You can see that the pole hit the dead center of my car. Don't know how far into my engine damage got.
-Both quarter panels smashed
-Driver's airbag deployed
-Front wheels are not in sync. One was pointed at a 45 degree angle while the other was straight.
-One front and one back tire are flat
-Not sure if the doors were affected, but the back of the car is unaffected (I think).

It's my preference that the car be totaled, simply because of the loss of value the Z would take if it was fixed. On the accident report, the police officer put down $9,000 as the estimated damage, but I think that is definitely too little. Just looking to get your opinion on whether you think it will be considered a total loss, and any advice you could give in dealing with this situation. FYI my car insurance is through Geico. Thanks!!

Attached Images

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