Z Totaled yesterday - Pics inside - Please advise! :(

mspaun3 · 07-01-2011, 11:28 AM

Was driving home from work yesterday in heavy rain when my Z hit a pool of water and hydroplaned. The car ended up swerving off the road and hit a pole. The driver's side airbag went off (no passenger). No other cars were involved.

I was looking to get your opinions on whether or not the car is totaled. It is a 2009 Touring/Sport/Nav with basically every option installed. Mileage = 29k. There is ~$8,500 left on the loan from the bank.

Damage...

-Front completely smashed (obviously). You can see that the pole hit the dead center of my car. Don't know how far into my engine damage got.
-Both quarter panels smashed
-Driver's airbag deployed
-Front wheels are not in sync. One was pointed at a 45 degree angle while the other was straight.
-One front and one back tire are flat
-Not sure if the doors were affected, but the back of the car is unaffected (I think).

It's my preference that the car be totaled, simply because of the loss of value the Z would take if it was fixed. On the accident report, the police officer put down $9,000 as the estimated damage, but I think that is definitely too little. Just looking to get your opinion on whether you think it will be considered a total loss, and any advice you could give in dealing with this situation. FYI my car insurance is through Geico. Thanks!!

m4a1mustang · 07-01-2011, 11:29 AM

That's a pretty big hit -- way more than $9k in damage. I'd say it's totaled. Glad you're OK.

Red__Zed · 07-01-2011, 11:31 AM

Ouch. Leo put down way too little. Probably totaled.

fillyv · 07-01-2011, 11:35 AM

I'm an estimator at a bodyshop. Thats no doubt a total loss. Ouch! Way over $9,000 worth of damage. i wouldn't doubt that will be over $20k worth.

fullmonty · 07-01-2011, 11:42 AM

IMO the cars a total loss. Glad you're OK though man

TypeOne · 07-01-2011, 11:44 AM

Total'd.

Glad you're ok but I would start planning on getting a new car...

BeachZTT · 07-01-2011, 11:59 AM

Sorry for your loss. Glad you are OK! I would be VERY surprised if it wasn't totaled.

TreeSemdyZee · 07-01-2011, 12:14 PM

I wouldn't let them NOT total it. With that much frame and front end damage, it's done. No fixing.

VaGntlmn · 07-05-2011, 02:29 PM

Quote:

Originally Posted by TreeSemdyZee

I wouldn't let them NOT total it. With that much frame and front end damage, it's done. No fixing.

And if they were to fix it, I don't think I'd want to drive it long term.
And I'm glad you're okay.

steveg78 · 07-01-2011, 12:15 PM

How can a police officer estimate damages?

frost · 07-01-2011, 12:17 PM

Quote:

Originally Posted by steveg78

How can a police officer estimate damages?

^--- this

I don't think what he writes is going to have any impact on how geico proceeds. It will be what their evaluator determines the damage is, which will be well over $9k.

Red__Zed · 07-01-2011, 12:22 PM

Quote:

Originally Posted by frost

^--- this

I don't think what he writes is going to have any impact on how geico proceeds. It will be what their evaluator determines the damage is, which will be well over $9k.

They always do, usually just for order of magnitude things. As long as he didn't write down $300, you're fine.

PapoZalsa · 07-01-2011, 03:09 PM

Quote:

Originally Posted by steveg78

How can a police officer estimate damages?

Correct, the estimator from the insurance and/or bodyshop will determine the amount of damage and if it is total loss.

The insurances company has a formula that is the amount of the damage against the current value of the car... that will determine if is total loss or not.

However I would not want my car fix after that type of damage.

Quote:

Originally Posted by FromG2Z

definitely totalled. how fast were you going? I guess this is the reason why we have high insurance rates.

glad you are okay

Well it is a sport car and the insurance will be higher depending of many factor...the % of accident will definetely be one of those factors.

mspaun3 · 07-01-2011, 03:42 PM

About 45ish. However, the road was really slick (It's been raining HARD the last 7-10 days here in Florida. It was really a shock that the car lost control, I wasn't driving crazy by any means. I really am
hoping they will total it. I read online that I may be able to buy the car back from Geico at a small price. I'm thinking that may be the thing to do as I could part out wheels, seats, etc. Adjuster is looking at it Wednesday post-teardown so we'll see.

Trips · 07-01-2011, 12:25 PM

Good to hear your OK
But it's a TOTAL LOSS!!!

07-01-2011, 11:29 AM	#2 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6963	That's a pretty big hit -- way more than $9k in damage. I'd say it's totaled. Glad you're OK. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

07-01-2011, 11:42 AM	#5 (permalink)
fullmonty A True Z Fanatic Join Date: Nov 2009 Location: Dirty Jersey Posts: 7,762 Drives: 370 Touring/Sport Rep Power: 34	IMO the cars a total loss. Glad you're OK though man __________________

07-01-2011, 11:59 AM	#7 (permalink)
BeachZTT Track Member Join Date: Jul 2009 Location: Colorado Posts: 746 Drives: '10 BC ZR T/S/Nav Rep Power: 17	Sorry for your loss. Glad you are OK! I would be VERY surprised if it wasn't totaled. __________________ '10 ZR Black Cherry Sport/Touring/Nav, Swift Springs, Stillen G3s, 15mm-F 20mm-R Spacers, SPC, Spoiler Solutions Rear Wing, Stubby Antenna

07-01-2011, 12:25 PM	#15 (permalink)
Trips Administrator Join Date: May 2009 Location: Disneyland, Ca Posts: 8,732 Drives: 🔰 Rep Power: 10	Good to hear your OK But it's a TOTAL LOSS!!! __________________

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07-01-2011, 11:31 AM	#3 (permalink)
Red__Zed A True Z Fanatic Join Date: Jul 2010 Location: window seat Posts: 28,940 Drives: Mostly on two wheels Rep Power: 120	Ouch. Leo put down way too little. Probably totaled.

07-01-2011, 11:35 AM	#4 (permalink)
fillyv Base Member Join Date: Nov 2008 Location: New Glarus, Wi Posts: 53 Drives: 2004 350Z Track Rep Power: 17	I'm an estimator at a bodyshop. Thats no doubt a total loss. Ouch! Way over $9,000 worth of damage. i wouldn't doubt that will be over $20k worth.

07-01-2011, 11:44 AM	#6 (permalink)
TypeOne A True Z Fanatic Join Date: Jul 2010 Location: Baton Rouge, LA Posts: 2,682 Drives: BSM 370 Rep Power: 1851	Total'd. Glad you're ok but I would start planning on getting a new car...

07-01-2011, 12:14 PM	#8 (permalink)
TreeSemdyZee Premium Member Join Date: Dec 2009 Location: Kentuck-IANA Age: 60 Posts: 4,886 Drives: '09 370 & ‘14 Juke Rep Power: 27409	I wouldn't let them NOT total it. With that much frame and front end damage, it's done. No fixing.

07-01-2011, 12:15 PM	#10 (permalink)
steveg78 Track Member Join Date: Apr 2009 Location: MD Posts: 569 Drives: 09 370Z PG M6 +Sport Rep Power: 17	How can a police officer estimate damages?

07-01-2011, 03:42 PM	#14 (permalink)
mspaun3 Base Member Join Date: Nov 2010 Location: Satellite Beach, Fla Posts: 61 Drives: 40th Rep Power: 15	About 45ish. However, the road was really slick (It's been raining HARD the last 7-10 days here in Florida. It was really a shock that the car lost control, I wasn't driving crazy by any means. I really am hoping they will total it. I read online that I may be able to buy the car back from Geico at a small price. I'm thinking that may be the thing to do as I could part out wheels, seats, etc. Adjuster is looking at it Wednesday post-teardown so we'll see.