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Z Totaled yesterday - Pics inside - Please advise! :(

Was driving home from work yesterday in heavy rain when my Z hit a pool of water and hydroplaned. The car ended up swerving off the road and hit a

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Old 07-01-2011, 12:28 PM   #1 (permalink)
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Unhappy Z Totaled yesterday - Pics inside - Please advise! :(

Was driving home from work yesterday in heavy rain when my Z hit a pool of water and hydroplaned. The car ended up swerving off the road and hit a pole. The driver's side airbag went off (no passenger). No other cars were involved.

I was looking to get your opinions on whether or not the car is totaled. It is a 2009 Touring/Sport/Nav with basically every option installed. Mileage = 29k. There is ~$8,500 left on the loan from the bank.

Damage...

-Front completely smashed (obviously). You can see that the pole hit the dead center of my car. Don't know how far into my engine damage got.
-Both quarter panels smashed
-Driver's airbag deployed
-Front wheels are not in sync. One was pointed at a 45 degree angle while the other was straight.
-One front and one back tire are flat
-Not sure if the doors were affected, but the back of the car is unaffected (I think).

It's my preference that the car be totaled, simply because of the loss of value the Z would take if it was fixed. On the accident report, the police officer put down $9,000 as the estimated damage, but I think that is definitely too little. Just looking to get your opinion on whether you think it will be considered a total loss, and any advice you could give in dealing with this situation. FYI my car insurance is through Geico. Thanks!!
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Old 07-01-2011, 12:29 PM   #2 (permalink)
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That's a pretty big hit -- way more than $9k in damage. I'd say it's totaled. Glad you're OK.
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Old 07-01-2011, 12:31 PM   #3 (permalink)
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Ouch. Leo put down way too little. Probably totaled.
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Old 07-01-2011, 12:35 PM   #4 (permalink)
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I'm an estimator at a bodyshop. Thats no doubt a total loss. Ouch! Way over $9,000 worth of damage. i wouldn't doubt that will be over $20k worth.
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Old 07-01-2011, 12:42 PM   #5 (permalink)
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IMO the cars a total loss. Glad you're OK though man
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Old 07-01-2011, 12:44 PM   #6 (permalink)
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Total'd.

Glad you're ok but I would start planning on getting a new car...
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Old 07-01-2011, 12:59 PM   #7 (permalink)
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Sorry for your loss. Glad you are OK! I would be VERY surprised if it wasn't totaled.
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Old 07-01-2011, 01:14 PM   #8 (permalink)
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I wouldn't let them NOT total it. With that much frame and front end damage, it's done. No fixing.
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Old 07-01-2011, 01:15 PM   #9 (permalink)
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How can a police officer estimate damages?
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Old 07-01-2011, 01:17 PM   #10 (permalink)
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Quote:
Originally Posted by steveg78 View Post
How can a police officer estimate damages?
^--- this


I don't think what he writes is going to have any impact on how geico proceeds. It will be what their evaluator determines the damage is, which will be well over $9k.
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Old 07-01-2011, 01:22 PM   #11 (permalink)
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Quote:
Originally Posted by frost View Post
^--- this


I don't think what he writes is going to have any impact on how geico proceeds. It will be what their evaluator determines the damage is, which will be well over $9k.
They always do, usually just for order of magnitude things. As long as he didn't write down $300, you're fine.
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Old 07-01-2011, 01:25 PM   #12 (permalink)
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Good to hear your OK
But it's a TOTAL LOSS!!!
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Old 07-01-2011, 01:31 PM   #13 (permalink)
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VDC off?

Glad you're OK..
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Old 07-01-2011, 01:38 PM   #14 (permalink)
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Thanks for the concern, guys. The VDC was, in fact, on. I can confirm that the airbag was very effective and you guys should feel very safe and protected in your Zs. I walked away with only slight soreness in my face from the airbag. I'm fixing to call Geico now.
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Old 07-01-2011, 01:40 PM   #15 (permalink)
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glad you are okay.


airbags being deployed = $$$$$$ so i'm sure it's totalled. Just hope it is anyways.
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