Who REALLY owns their Z???

olddudesrule · 05-14-2013, 02:30 PM

Paid cash. Sold the Z06, so I banked some extra too!

chknhawk · 05-14-2013, 02:57 PM

Check american express savings.. they also have competitive rates.

Quote:

Originally Posted by ImportConvert

Where to Find the Best Savings Rates - SmartMoney.com

Look at the bottom, and I promise you that's not all the banks doing 4%+. Look around.

Different banks run different "promos". what they do is offer great rates to attract customers so that they can lend more. Find a bank with a shitty checking interest rate, and they are going to be more happy to issue you a loan. Find a bank with a great checking interest rate, and vice-versa. Back in 2010, for example, my googling reveals that there was a bank in TX that was open to all TX residents that offered over 4% up to $25K. Currently, they have dropped down to 2%. Did you get in on that? Why not?

Well never fear, I did your homework for you just to prove to you and others that if you look around you can put your money to work for you: Interest Rates & Fees | Tyler - Longview - Kilgore | Texas - TX | BankTexas

There you go. 3.25% up to $10K. Open and available to YOU! But you know what? You probably won't do it anyway, so I'm wasting my time other than to prove to you what you're pissing away in interest with low rates.

kfull · 05-14-2013, 02:58 PM

Bought for 34.7k brand new, currently owe ~16.5k. Gettin there! 0%financing feels good though.

Wabbyyy · 05-14-2013, 03:30 PM

Dad payed it off same day :]

BigT · 05-14-2013, 04:19 PM

Quote:

Originally Posted by Wabbyyy

Dad payed it off same day :]

Thanks for being honest. Most of the other 20 something's in here that paid in cash forgot to mention that someone gave them the money.

I'm 27 and my car is financed. Payments are easy, credit score is nearly 800, but I need history. The only check I ever plan on writing that's $35k or larger is for a down payment on a house. I'm the "keep it in the bank as long as possible" kind of guy. I worked hard for that $35k. No sense in spending it right away when I can just pay for it little by little.

My next daily driver will be leased and I will buy something used that I can pay for in cash as a toy car. Sub 15k.

fonzo179 · 05-14-2013, 04:44 PM

Quote:

Originally Posted by red6spd

Must be nice Daddy Warbucks LOL... I will own mine in a few years.

LMFAO Warbucks....I am 27, I still owe about 22K on my Z. I paid off my '07 Galant after I got back from Iraq, and traded it in for the Nissan.

I am pinching every penny (being single helps)

to pay it off as a Christmas gift to myself this year. USAA helped me finance it, and they are awesome with payment flexibility.

122554 · 05-14-2013, 04:56 PM

Paid cash

edub370 · 05-14-2013, 05:08 PM

24. Paid off

enkei2k · 05-14-2013, 05:15 PM

I'll own it in a little less than 4 years...unless I win the lotto then, it'd be much quicker.

zeeder · 05-14-2013, 07:17 PM

Mine is financed at 2.9% for 72 months and I'm about to make my first payment in a few days...lol. It's going to be a long, but hopefully extremely enjoyable, six years! That said, the plan is to keep it for 10+ years though no one knows what the future holds.

CSA0890 · 05-14-2013, 07:34 PM

Quote:

Originally Posted by zeeder

Mine is financed at 2.9% for 72 months and I'm about to make my first payment in a few days...lol. It's going to be a long, but hopefully extremely enjoyable, six years! That said, the plan is to keep it for 10+ years though no one knows what the future holds.

It takes forever to start seeing it come down. I have dropped several grand off in the last few months.

22 financed the whole shibang. Once the wifes car is paid off in a month or two I will be doubling down on the Z. My goal is to own it in 2-3 years.

wheee! · 05-14-2013, 07:36 PM

3 payments left

kenchan · 05-14-2013, 08:25 PM

^^ nice.

Atm121990 · 05-14-2013, 08:57 PM

$31,500 after all fees. After trade in and down payment only owe $14,000 for 4 years. Planning to have it paid off in 2 years

fairlady_z34 · 05-14-2013, 09:19 PM

just bought mines a few weeks ago. will own mines in two years hopefully(did a 5 year term). paying 339 a month

05-14-2013, 03:30 PM	#244 (permalink)
Wabbyyy Base Member Join Date: Feb 2013 Location: New Jersey Age: 31 Posts: 126 Drives: 2009 370z Rep Power: 12	Dad payed it off same day :] __________________ 2009 370z.

05-14-2013, 04:56 PM	#247 (permalink)
122554 Track Member Join Date: Jan 2013 Location: My own world Posts: 506 Drives: 2010 Nismo Rep Power: 13	Paid cash __________________ I don't normally drink beer, but when I do....i drink a lot!

05-14-2013, 05:08 PM	#248 (permalink)
edub370 A True Z Fanatic Join Date: May 2011 Location: KCMO Posts: 3,458 Drives: 09 370z S/T 6MT Rep Power: 20	24. Paid off __________________ 09 370Z ST 6MT//Injen CAI//Greddy CBE//TP//TSW's//Swifts//Stillen lip//Whiteline sways 326whp/268tq

05-14-2013, 05:15 PM	#249 (permalink)
enkei2k A True Z Fanatic Join Date: Apr 2011 Location: NYC Posts: 6,365 Drives: '12 G41 B/S M6 Rep Power: 3716	I'll own it in a little less than 4 years...unless I win the lotto then, it'd be much quicker. __________________ ...need boost...

05-14-2013, 07:17 PM	#250 (permalink)
zeeder Enthusiast Member Join Date: Jun 2011 Location: Columbia, MO Age: 47 Posts: 460 Drives: ‘13 370Z ST 6M Rep Power: 3428	Mine is financed at 2.9% for 72 months and I'm about to make my first payment in a few days...lol. It's going to be a long, but hopefully extremely enjoyable, six years! That said, the plan is to keep it for 10+ years though no one knows what the future holds. __________________ Zack FI catback, HFC, and Start Button - Z1 Intake - Nismo S-Tune Spoiler - PasswordJDM V2 Shift Knob

05-14-2013, 02:30 PM	#241 (permalink)
olddudesrule Enthusiast Member Join Date: Apr 2013 Location: Gilbert, AZ Posts: 252 Drives: 2012 Nismo Rep Power: 12	Paid cash. Sold the Z06, so I banked some extra too!

05-14-2013, 02:58 PM	#243 (permalink)
kfull Track Member Join Date: Mar 2012 Location: Massachusetts Posts: 909 Drives: A lot Rep Power: 14	Bought for 34.7k brand new, currently owe ~16.5k. Gettin there! 0%financing feels good though.

05-14-2013, 07:36 PM	#252 (permalink)
wheee! A True Z Fanatic Join Date: Sep 2009 Location: Mod Capital of Canada Age: 58 Posts: 7,354 Drives: cars. lots of cars. Rep Power: 40182	3 payments left kfull and blackcherry20 like this. __________________ H&R / Stillen / Berk / HKS / Swift / Michelin / UpRev / SPC / Amuse Rep / Seibon / Fringe XVO / TWM / more... My Journal

05-14-2013, 08:25 PM	#253 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	^^ nice.

05-14-2013, 08:57 PM	#254 (permalink)
Atm121990 Base Member Join Date: Mar 2013 Location: Hagerstown, Md Posts: 52 Drives: 13-nissan370-gun,m6 Rep Power: 12	Financed $31,500 after all fees. After trade in and down payment only owe $14,000 for 4 years. Planning to have it paid off in 2 years

05-14-2013, 09:19 PM	#255 (permalink)
fairlady_z34 Track Member Join Date: May 2013 Location: socal Posts: 568 Drives: 09 370z touring Rep Power: 13	just bought mines a few weeks ago. will own mines in two years hopefully(did a 5 year term). paying 339 a month

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