Who REALLY owns their Z???

PharmDZ · 10-14-2012, 09:23 AM

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

blackcherry20 · 10-14-2012, 09:33 AM

Quote:

Originally Posted by PharmDZ

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

me too...that is a sweet deal....free money!

MarkGideon · 10-14-2012, 10:33 AM

Quote:

Originally Posted by PharmDZ

May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

Same here. At 0% no reason for me not to not just use NMAC's money. I can understand paying it off early though if your rate on the loan is more than what your money can earn for you.

dmenges · 10-14-2012, 11:49 AM

I could have paid for my 2012 Z with cash, but Nissan had a 0% financing package going and the dealer took $3k off the list price, so why hand out all that money at once?

kfull · 10-14-2012, 12:06 PM

0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

birdmanx1 · 10-14-2012, 12:21 PM

Quote:

Originally Posted by kfull

0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

Student loans are tax deductible...

6MT · 10-14-2012, 12:56 PM

I paid cash for mine after it arrived from Japan.

Dasweb · 10-14-2012, 01:02 PM

Quote:

Originally Posted by SolidRed370Z

Congrats on the new Z! And welcome to the forum.

Thanks!

nmjaxx9 · 10-14-2012, 02:48 PM

6 years financed half a G a month yeah its owned.

6MT · 10-14-2012, 04:30 PM

Quote:

Originally Posted by birdmanx1

Student loans are tax deductible...

Not above the 49th parallel they're not.

birdmanx1 · 10-14-2012, 05:58 PM

Quote:

Originally Posted by 6MT

Not above the 49th parallel they're not.

LOL @ the 49th parallel, in the US the interests are

dnwarwas · 10-14-2012, 07:34 PM

Paid in full....still have student loan payments, however.

onzedge · 10-14-2012, 08:02 PM

Quote:

Originally Posted by birdmanx1

Student loans are tax deductible...

Only the interest, not the principle, is deductibke.

gthausz · 10-14-2012, 08:02 PM

Mins is already paid off...

XiP · 10-15-2012, 12:12 AM

Paid 34k in full for mine

10-14-2012, 11:49 AM	#214 (permalink)
dmenges Base Member Join Date: Mar 2012 Location: New York Posts: 19 Drives: 2012 370Z Touring Rep Power: 13	0% I could have paid for my 2012 Z with cash, but Nissan had a 0% financing package going and the dealer took $3k off the list price, so why hand out all that money at once?

10-14-2012, 12:56 PM	#217 (permalink)
6MT A True Z Fanatic Join Date: May 2009 Location: ITU Zone 2 Posts: 22,459 Drives: Reliant Robin Rep Power: 1790	I paid cash for mine after it arrived from Japan. __________________ Andrew 2009 370Z Sport/Touring 6MT sold 2013 Honda Civic Si coupe D/D

10-14-2012, 08:02 PM	#224 (permalink)
gthausz Base Member Join Date: Oct 2012 Location: DSM Posts: 95 Drives: 09nissan 370z M6 Rep Power: 13	Mins is already paid off... __________________ GThaus Exhaust, K&N air intake

10-15-2012, 12:12 AM	#225 (permalink)
XiP A True Z Fanatic Join Date: Dec 2011 Location: no clipping Posts: 11,096 Drives: ↑ ↓ Rep Power: 534	Paid 34k in full for mine __________________ I <3 Frost!!!

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10-14-2012, 09:23 AM	#211 (permalink)
PharmDZ Track Member Join Date: Jul 2012 Location: New Jersey Posts: 997 Drives: 11 Nissan 370Z BS M6 Rep Power: 14	May sound like excuses but I'm in no rush to pay mine off when it's financed at 0% for 60 months. Payments are 545/mo which is more than reasonable with the new job I have. Nice to see a lot of people not breaking their banks to afford it though! The 370z crowd always seemed like a more responsible one.

10-14-2012, 12:06 PM	#215 (permalink)
kfull Track Member Join Date: Mar 2012 Location: Massachusetts Posts: 909 Drives: A lot Rep Power: 14	0% all the way. I still put 9k down and got about 8k for my trade in. I owe 18k at the moment. Monthly payments are 349 dollars. I plan to pay off student loans first then just pay the minimum monthly for the Z. It's nice knowing I have the 0% financing so I don't feel like I have to cut any corners to save up and pay it off due to any apr.

10-14-2012, 02:48 PM	#219 (permalink)
nmjaxx9 A True Z Fanatic Join Date: Jul 2011 Location: Middletown, Ct Posts: 5,853 Drives: 2011 Nissan 370z Rep Power: 26	6 years financed half a G a month yeah its owned.

10-14-2012, 07:34 PM	#222 (permalink)
dnwarwas Base Member Join Date: Oct 2012 Location: Austin, Tx Posts: 57 Drives: 2012 370z Nismo Rep Power: 13	Paid in full....still have student loan payments, however.