Funny....insurance.. lol

Nismo89 · 04-04-2011, 10:36 PM

hey all ...well just wanted to let everyone know i got my Z today, at the dealership.... drivers so so nicee and i love it to death....

but the added suprise was when my dad and brother told me that they contacted the insurance company and they only raised my insurance $200 because they told my dad... "its not a sports car because it doesnt have a turbo in it... if it hada turbo in it...then yes it would be considered a sports car"

dad told me and i was even more estatic.....

Note: the guy in the pic is my dad. checking for scratches

anyone else have this happen?

UPDATED!! My New 2011 Z... i love LOVE it.

and..

Masa · 04-04-2011, 10:57 PM

Congrats on the car! I see you're from MD too!

I had something similar. Mine said something about it being not a V8 -- in the end I only end up paying $558 / 6 months.

JrumMusic · 04-04-2011, 11:13 PM

Yes i recently had a 2001 Chevy cavalier insurance and deductible all the same as what im about to say, no differences in coverage.

Im 21 years old.

*old car* 2001 CAVALIER - $156 a month

*old car* 2010 RX8 - $116

*current car* 2009 - NISSAN 370Z SPORTS PACKAGE - $106!!!!!

HAHA MINE WENT DOWNNNN

Congrats on the Z bro, im so happy with mine, just make sure to drive safe for the most part.

Nismo89 · 04-04-2011, 11:26 PM

i LOVE LOVE LOVE my Z so much..... im a very safe driver... i dont see the point in speeding on the road because it leads to troulbe to everyone ..higher insurance.... injury , death..... exc..... if you want to speed. PLEASE PLEASE do it where speed is expected... the track.... or strip.... not the road.... and please be safe..

i know i was expecting it to sky rocket.... but instead? it went up only a lil because to them the z isnt a "sports" car till it hasa turbo in it..

JrumMusic · 04-05-2011, 12:52 AM

Quote:

Originally Posted by Nismo89

i LOVE LOVE LOVE my Z so much..... im a very safe driver... i dont see the point in speeding on the road because it leads to troulbe to everyone ..higher insurance.... injury , death..... exc..... if you want to speed. PLEASE PLEASE do it where speed is expected... the track.... or strip.... not the road.... and please be safe..

i know i was expecting it to sky rocket.... but instead? it went up only a lil because to them the z isnt a "sports" car till it hasa turbo in it..

Very smart man, my buddy at work said this...

"Why race a car you already know you can beat"

"Even if you cant beat it, your car is still sexier, looks like a super car" haha

But yes stay safe, but for the most important thing is HAVE FUN in it!! Its a sports car so your gonna smash the gas sometimes, i mean theres a time and a place, you understand lol im just happy to be apart of this RARE community of Z owners, im only 21 and im 100% financially stable on my own, no parents helped buy **** for me, im doing it on my own!!! *NOT SAYING HAVING HELP FROM PARENTS IS BAD, JUST SAYING I FEEL PROUD OF MY SELF* =]

jaedub · 04-05-2011, 12:54 AM

congratz! Have fun and drive safe!!

Nismo89 · 04-05-2011, 12:59 AM

Quote:

Originally Posted by JrumMusic

Very smart man, my buddy at work said this...

"Why race a car you already know you can beat"

"Even if you cant beat it, your car is still sexier, looks like a super car" haha

But yes stay safe, but for the most important thing is HAVE FUN in it!! Its a sports car so your gonna smash the gas sometimes, i mean theres a time and a place, you understand lol im just happy to be apart of this RARE community of Z owners, im only 21 and im 100% financially stable on my own, no parents helped buy **** for me, im doing it on my own!!! *NOT SAYING HAVING HELP FROM PARENTS IS BAD, JUST SAYING I FEEL PROUD OF MY SELF* =]

oh i know especially that line thats bolded.... i took it out for a lil cruise after i got home around the town right? and what do ya know..... driving through the McDonalds parking lot..... what pulls up beside me..both sides of me? 2 Civics reving their engines with tinted windows.... they then rolled down the windows... looked at the car, did one of those "oh ****" looks on their faces and backed off lol me and my friend were like "wow! ...... immaturity! .... Dont mess with the big boys please.... the track is where its at"

JrumMusic · 04-05-2011, 01:03 AM

Quote:

Originally Posted by Nismo89

oh i know especially that line thats bolded.... i took it out for a lil cruise after i got home around the town right? and what do ya know..... driving through the McDonalds parking lot..... what pulls up beside me..both sides of me? 2 Civics reving their engines with tinted windows.... they then rolled down the windows... looked at the car, did one of those "oh ****" looks on their faces and backed off lol me and my friend were like "wow! ...... immaturity! .... Dont mess with the big boys please.... the track is where its at"

***NOT THE MCDONALD CIVIC GANG!! OH NO!!!***

LMFAOOOO thats sooo the typical import car everywhere huh? lol

But ya i actually enjoy cruising around ENJOYING the car, have a blast man!!

dirtrat · 04-05-2011, 01:13 AM

My insurance only went up $45 every 6 months on my 2011.

Nismo89 · 04-05-2011, 01:14 AM

Quote:

Originally Posted by JrumMusic

***NOT THE MCDONALD CIVIC GANG!! OH NO!!!***

LMFAOOOO thats sooo the typical import car everywhere huh? lol

But ya i actually enjoy cruising around ENJOYING the car, have a blast man!!

hahahaha i know what you mean and yes the Civic gang was out ...cuz you know... McDonalds... is where all the "cool " kids roll into....

that may be true but its not where you'll catch my Z. rolling in the McD's!

there was also what looked like a suburu parked with windows tinted, big huge wing on the back end of it and rims just sitting there parked noone around and we were like "really?? i mean really?!?.... 2 civics and then this? McD's is REALLY where it MUST be at.. wow..."

ImportConvert · 04-05-2011, 02:16 AM

Quote:

Originally Posted by Nismo89

hey all ...well just wanted to let everyone know i got my Z today, at the dealership.... drivers so so nicee and i love it to death....

but the added suprise was when my dad and brother told me that they contacted the insurance company and they only raised my insurance $200 because they told my dad... "its not a sports car because it doesnt have a turbo in it... if it hada turbo in it...then yes it would be considered a sports car"

dad told me and i was even more estatic.....

Note: the guy in the pic is my dad. checking for scratches

anyone else have this happen?

UPDATED!! My New 2011 Z... i love LOVE it.
[IMG]http://i33.photobucket.com/albums/d79/hunter89/untitled-1.jpg[IMG]http://www.the370z.com/nissan-370z-general-discussions/

and..
[IMG]http://i33.photobucket.com/albums/d79/hunter89/untitled-2.jpg[IMG]

Congrats!

They go by VIN#, not what the dealership tells them it has under the hood. How old are you? That has a LOT! to do with insurance, as does the state you live in. When I changed states, my insurance nearly doubled on my F-body.

maro · 04-05-2011, 04:28 AM

Quote:

Originally Posted by JrumMusic

Yes i recently had a 2001 Chevy cavalier insurance and deductible all the same as what im about to say, no differences in coverage.

Im 21 years old.

*old car* 2001 CAVALIER - $156 a month

*old car* 2010 RX8 - $116

*current car* 2009 - NISSAN 370Z SPORTS PACKAGE - $106!!!!!

HAHA MINE WENT DOWNNNN

Congrats on the Z bro, im so happy with mine, just make sure to drive safe for the most part.

wow,,,i have 09 too,,and im 25 n i pay 960 for 6 month,,,which insurance company r u with?

ImportConvert · 04-05-2011, 06:02 AM

Quote:

Originally Posted by maro

wow,,,i have 09 too,,and im 25 n i pay 960 for 6 month,,,which insurance company r u with?

It doesn't much matter. It's totally different than what you will pay.

Vegitto-kun · 04-05-2011, 06:26 AM

here they don't look at engine size or turbo.

purely the HP and worth of the car new.

fullmonty · 04-05-2011, 08:00 AM

Welcome! When I bought mine it dropped my insurance and I was coming from a truck

04-04-2011, 10:36 PM	#1 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	Funny....insurance.. lol hey all ...well just wanted to let everyone know i got my Z today, at the dealership.... drivers so so nicee and i love it to death.... but the added suprise was when my dad and brother told me that they contacted the insurance company and they only raised my insurance $200 because they told my dad... "its not a sports car because it doesnt have a turbo in it... if it hada turbo in it...then yes it would be considered a sports car" dad told me and i was even more estatic..... Note: the guy in the pic is my dad. checking for scratches anyone else have this happen? UPDATED!! My New 2011 Z... i love LOVE it. and.. Last edited by Nismo89; 04-05-2011 at 12:47 AM. Reason: PICS added!

04-04-2011, 11:13 PM	#3 (permalink)
JrumMusic Enthusiast Member Join Date: Mar 2011 Location: Florida Posts: 324 Drives: Pearl White 370z Rep Power: 14	Yes i recently had a 2001 Chevy cavalier insurance and deductible all the same as what im about to say, no differences in coverage. Im 21 years old. old car 2001 CAVALIER - $156 a month old car 2010 RX8 - $116 current car 2009 - NISSAN 370Z SPORTS PACKAGE - $106!!!!! HAHA MINE WENT DOWNNNN Congrats on the Z bro, im so happy with mine, just make sure to drive safe for the most part. __________________ Pearl White 370z \| Sport Package \| 19" Rays \| Stillen Oil Cooler \|Ark CBE \| K&N Short Ram Intake \| Kenwood 7" Nav Unit \| Custom Sound System \| More mods coming soon

04-04-2011, 11:26 PM	#4 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	i LOVE LOVE LOVE my Z so much..... im a very safe driver... i dont see the point in speeding on the road because it leads to troulbe to everyone ..higher insurance.... injury , death..... exc..... if you want to speed. PLEASE PLEASE do it where speed is expected... the track.... or strip.... not the road.... and please be safe.. i know i was expecting it to sky rocket.... but instead? it went up only a lil because to them the z isnt a "sports" car till it hasa turbo in it.. Last edited by Nismo89; 04-04-2011 at 11:40 PM.

04-05-2011, 08:00 AM	#15 (permalink)
fullmonty A True Z Fanatic Join Date: Nov 2009 Location: Dirty Jersey Posts: 7,762 Drives: 370 Touring/Sport Rep Power: 34	Welcome! When I bought mine it dropped my insurance and I was coming from a truck __________________

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04-04-2011, 10:57 PM	#2 (permalink)
Masa A True Z Fanatic Join Date: Feb 2011 Location: Annapolis, MD Posts: 2,237 Drives: Family Cars Rep Power: 20	Congrats on the car! I see you're from MD too! I had something similar. Mine said something about it being not a V8 -- in the end I only end up paying $558 / 6 months.

04-05-2011, 12:54 AM	#6 (permalink)
jaedub Track Member Join Date: Aug 2010 Location: Los Angeles Posts: 906 Drives: 2010 Black 370Z MT Rep Power: 305	congratz! Have fun and drive safe!!

04-05-2011, 01:13 AM	#9 (permalink)
dirtrat Base Member Join Date: Dec 2010 Location: Sacramento Posts: 170 Drives: 2011 370Z/Touring/Sp Rep Power: 15	My insurance only went up $45 every 6 months on my 2011.

04-05-2011, 06:26 AM	#14 (permalink)
Vegitto-kun A True Z Fanatic Join Date: Feb 2010 Location: USA Posts: 2,011 Drives: 09 370Z Rep Power: 262	here they don't look at engine size or turbo. purely the HP and worth of the car new.