How much did you put down on your Z

onzedge · 03-22-2011, 11:34 AM

Quote:

Originally Posted by jpritche

100%

mototrmpt · 03-22-2011, 11:38 AM

Bought used from a private party and paid in full. I recently purchased another vehicle and anticipated paying in full, but the dealer offered 1.9%. I put 40% down on that vehicle and financed the balance. I hate car payments so I plan on paying it off within 3 years.

Jeffblue · 03-22-2011, 12:07 PM

paid 0 down. I haven't made any payments yet, and they STILL haven't found me!

crap gotta run!

Horseface · 03-22-2011, 02:04 PM

$43,000.

StLRedrider · 03-22-2011, 02:38 PM

11k

Nismo89 · 03-22-2011, 04:00 PM

well ive been thinking on this for a while, turns out im going to be putting more than 15,000 down on my car.... (15,000..check) then the trade in Value for another car, trade in value worth anywhere from 2 to 6 thousand ..... ontop of the 15,000 already, so all in all.... total amount put down? anywhere from 17 to 20 thousand before even driving a single mile on the car itself =)

OldGuy · 03-22-2011, 04:33 PM

I've always paid cash for my cars, and I realize that I am fortunate to be able to do so. But that said, I'd never buy a relatively expensive and less than practical car like a Z (hard for it to be a 12 month DD here in snowy western PA) unless I could afford, without strain, to pay cash for it.
I consider owning a Z to be a real treat---for me a reward for a full career of hard work and careful financial planning. I wouldn't have bought it unless and until all the other higher priority items in life have been paid or provided for. But that's just me. To each his own.

optiontrader · 03-22-2011, 11:29 PM

Quote:

Originally Posted by shadow2k

Come on now...if someone offered to loan me thousands of dollars at 2-3%, I'd take it regardless of whether I needed it or not.

LOL, agreed - that's what many people did during the housing boom and happy years of easy credit. Why put 20% down on a home when you can use OPM (other people's money), and then flip the house a year down the road for $100K? My blood still curdles hearing of stories of no-down, $150K payoffs. Then again, I hear the other side of the market: buying a $1.5M home on an option only loan only to find out it's worth 3/4 that within two years...

I expected interest rates to at least come up, esp. with auto loans. If anything, rates have gone DOWN recently. The market is an infinitely unknowable thing, eh?

Quote:

Originally Posted by Jeffblue

paid 0 down. I haven't made any payments yet, and they STILL haven't found me!

crap gotta run!

90 ST · 03-23-2011, 12:13 AM

with cash and trade in about 4k, but i was about to build another house, so i had to keep money for that, plus i didn't plan on buying the Z for another year.

1slow370 · 03-23-2011, 03:35 AM

7.5k

Jessobear · 03-23-2011, 06:37 AM

I leased my car, but I think I put $6400 down on the lease portion. If I buy the car out at the end of the lease, I'll just pay cash for the residual.

I considered buying the car, but I traded in a three year old car that I had bought and after looking at the financials on that car, I actually would have spent less money had I leased it. Obviously I'm taking the risk that if I decide to buy the Z after the lease, I'll have wasted money over buying it up front, but I like the ability to walk away from the car after 39 months if I want to.

elmz · 03-23-2011, 10:21 AM

My 2005 350Z was my down, I think it was 13k.

GZ3 · 03-23-2011, 10:24 AM

3k

A.J@CarbonSignal · 03-23-2011, 10:36 AM

Quote:

Originally Posted by onzedge

This is very true. For me, I hate paying interest that I don't need to pay if I can help it.

Very well said!

SVTNate · 03-23-2011, 05:07 PM

Quote:

Originally Posted by Horseface

$43,000.

What?!?

I paid about $37,000 OTD for my 2010 with Sport and Touring (no nav)

You paid 6 grand more than me for the nav system? Oh Mah Lawd!

03-22-2011, 02:04 PM	#49 (permalink)
Horseface Enthusiast Member Join Date: Nov 2009 Location: Los Angeles. Posts: 253 Drives: 2010 370 Tr/Sprt/Nv Rep Power: 16	$43,000. __________________ Whinny!

03-22-2011, 02:38 PM	#50 (permalink)
StLRedrider A True Z Fanatic Join Date: Jan 2009 Location: St.louis,Mo Posts: 17,755 Drives: O9Sprt/Touring,p-51 Rep Power: 60	11k __________________ Dream as if you'll live forever, live as if you'll die today J.Dean

03-23-2011, 03:35 AM	#55 (permalink)
1slow370 A True Z Fanatic Join Date: Aug 2009 Location: In the D Posts: 3,732 Drives: v8 74 260z ;) Rep Power: 7251	7.5k __________________ ANSWER PRICE LIST Answers - - - - - - - - - - - - - - - - $0.75 Answers (requiring thought) - - - - $1.25 Answers (correct) - - - - - - - - - - $12.50

03-23-2011, 10:24 AM	#58 (permalink)
GZ3 A True Z Fanatic Join Date: Dec 2009 Location: SATX Posts: 3,296 Drives: Z Rep Power: 22	3k __________________ 09 GT-R 12' 370Z 7AT HANDED DOWN 12'+13' 5.0 SOLD

03-22-2011, 11:38 AM	#47 (permalink)
mototrmpt Base Member Join Date: Nov 2009 Location: Salt Lake City Posts: 57 Drives: 09 370Z M6 Rep Power: 16	Bought used from a private party and paid in full. I recently purchased another vehicle and anticipated paying in full, but the dealer offered 1.9%. I put 40% down on that vehicle and financed the balance. I hate car payments so I plan on paying it off within 3 years.

03-22-2011, 12:07 PM	#48 (permalink)
Jeffblue A True Z Fanatic Join Date: Dec 2009 Location: NY Age: 36 Posts: 9,192 Drives: Z32TT & 335xi Coupe Rep Power: 37	paid 0 down. I haven't made any payments yet, and they STILL haven't found me! crap gotta run!

03-22-2011, 04:00 PM	#51 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	well ive been thinking on this for a while, turns out im going to be putting more than 15,000 down on my car.... (15,000..check) then the trade in Value for another car, trade in value worth anywhere from 2 to 6 thousand ..... ontop of the 15,000 already, so all in all.... total amount put down? anywhere from 17 to 20 thousand before even driving a single mile on the car itself =)

03-22-2011, 04:33 PM	#52 (permalink)
OldGuy Base Member Join Date: Dec 2009 Location: Greensburg PA Posts: 899 Drives: '09370Z Red Base A7 Rep Power: 17	I've always paid cash for my cars, and I realize that I am fortunate to be able to do so. But that said, I'd never buy a relatively expensive and less than practical car like a Z (hard for it to be a 12 month DD here in snowy western PA) unless I could afford, without strain, to pay cash for it. I consider owning a Z to be a real treat---for me a reward for a full career of hard work and careful financial planning. I wouldn't have bought it unless and until all the other higher priority items in life have been paid or provided for. But that's just me. To each his own.

03-23-2011, 12:13 AM	#54 (permalink)
90 ST A True Z Fanatic Join Date: May 2010 Location: Calgary Posts: 1,861 Drives: 90 and 15 GMC Sierra Rep Power: 421	with cash and trade in about 4k, but i was about to build another house, so i had to keep money for that, plus i didn't plan on buying the Z for another year.

03-23-2011, 06:37 AM	#56 (permalink)
Jessobear Base Member Join Date: Oct 2010 Location: Washington, DC Posts: 201 Drives: '10 370Z Tour/Sp M6 Rep Power: 15	I leased my car, but I think I put $6400 down on the lease portion. If I buy the car out at the end of the lease, I'll just pay cash for the residual. I considered buying the car, but I traded in a three year old car that I had bought and after looking at the financials on that car, I actually would have spent less money had I leased it. Obviously I'm taking the risk that if I decide to buy the Z after the lease, I'll have wasted money over buying it up front, but I like the ability to walk away from the car after 39 months if I want to.

03-23-2011, 10:21 AM	#57 (permalink)
elmz Track Member Join Date: Feb 2009 Location: San Diego, CA Posts: 674 Drives: 2014 Porsche Boxster Rep Power: 17	My 2005 350Z was my down, I think it was 13k.