Originally Posted by jpritche 100%
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03-22-2011, 11:34 AM | #46 (permalink) |
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03-22-2011, 11:38 AM | #47 (permalink) |
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Join Date: Nov 2009
Location: Salt Lake City
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Drives: 09 370Z M6
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Bought used from a private party and paid in full. I recently purchased another vehicle and anticipated paying in full, but the dealer offered 1.9%. I put 40% down on that vehicle and financed the balance. I hate car payments so I plan on paying it off within 3 years.
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03-22-2011, 04:00 PM | #51 (permalink) |
A True Z Fanatic
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well ive been thinking on this for a while, turns out im going to be putting more than 15,000 down on my car.... (15,000..check) then the trade in Value for another car, trade in value worth anywhere from 2 to 6 thousand ..... ontop of the 15,000 already, so all in all.... total amount put down? anywhere from 17 to 20 thousand before even driving a single mile on the car itself =)
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03-22-2011, 04:33 PM | #52 (permalink) |
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Join Date: Dec 2009
Location: Greensburg PA
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I've always paid cash for my cars, and I realize that I am fortunate to be able to do so. But that said, I'd never buy a relatively expensive and less than practical car like a Z (hard for it to be a 12 month DD here in snowy western PA) unless I could afford, without strain, to pay cash for it.
I consider owning a Z to be a real treat---for me a reward for a full career of hard work and careful financial planning. I wouldn't have bought it unless and until all the other higher priority items in life have been paid or provided for. But that's just me. To each his own. |
03-22-2011, 11:29 PM | #53 (permalink) | |
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Quote:
I expected interest rates to at least come up, esp. with auto loans. If anything, rates have gone DOWN recently. The market is an infinitely unknowable thing, eh?
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03-23-2011, 12:13 AM | #54 (permalink) |
A True Z Fanatic
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Location: Calgary
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with cash and trade in about 4k, but i was about to build another house, so i had to keep money for that, plus i didn't plan on buying the Z for another year.
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03-23-2011, 03:35 AM | #55 (permalink) |
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03-23-2011, 06:37 AM | #56 (permalink) |
Base Member
Join Date: Oct 2010
Location: Washington, DC
Posts: 201
Drives: '10 370Z Tour/Sp M6
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I leased my car, but I think I put $6400 down on the lease portion. If I buy the car out at the end of the lease, I'll just pay cash for the residual.
I considered buying the car, but I traded in a three year old car that I had bought and after looking at the financials on that car, I actually would have spent less money had I leased it. Obviously I'm taking the risk that if I decide to buy the Z after the lease, I'll have wasted money over buying it up front, but I like the ability to walk away from the car after 39 months if I want to. |
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