Insurance Question

OldGuy · 03-19-2011, 11:05 AM

Quote:

Originally Posted by Econ

travelers quoted me at $4130 for 12 months!!

Nationwide: Full coverage for $62.00/mo. but I'm an old man with a clean record and all my other coverages are also through Nationwide.

Wrenise · 03-19-2011, 12:31 PM

USAA German policy 2k year.

Strangler · 03-19-2011, 12:48 PM

Depending where you live also plays a factor on insurance prices as well.

Nismo89 · 03-19-2011, 04:32 PM

was looking on the progressive website, entered information exc.... (name your price option) (im paying 1300 now with with my accent) they gave me.. 644.00 if paid in full or monthly payments of $119.19/month... (the email they sent me).. looking to get my own...with a 64.82 permium

just not buying now since i dont have my Nissan Z yet

sucasa · 03-19-2011, 07:09 PM

geico full coverage $90.00/month
in NOVA/DC Area.

Nismo89 · 03-19-2011, 07:27 PM

i called gieco and they gave me a quote of paying over 2,000 and something every 6 months or something, i said sorry you guys no.

sucasa · 03-19-2011, 07:36 PM

Quote:

Originally Posted by Nismo89

i called gieco and they gave me a quote of paying over 2,000 and something every 6 months or something, i said sorry you guys no.

again, it does depend of area, driving history, age.. which factor into the pricing. but 2k for 6 months is outrageous. i have been w/ Geico for over 15 yrs, never any problems w/ rates.

370zlove3 · 03-19-2011, 08:01 PM

My friend who is under 25 asked me a similar question the other day but I couldn't answer his question.

His insurance is with State Farm along with his parents and siblings. Don't the insurance people usually ask who would be the main driver of the said car?
So say if he bought a 370Z and with his insurance, claim that his father would be the main driver, would his insurance rate be raised?

srbrubak · 03-20-2011, 12:51 PM

I am very old and retired. Pay State Farm $320 every 6 months for full coverage. No deductable on comprehensive and $250 deductable on collision. Also have a 2005 Altima and 2001 Dodge Caravan insured with them.

Cell · 03-20-2011, 01:06 PM

Seems like American Family insurance is not popular here...

I have American Family and I pay about 640/6 months. I am also 25 years old and turning 26 in the summer. They wanted to charge me over 700 but I haggled them down considering my record is clean with no claims on my insurance for the 7-8 years I have been with them. I also have a very high credit score. I am also insured for second vehicle (Toyota Highlander).

Nismo89 · 03-20-2011, 01:44 PM

hmmm ive been quoted by 5 companies so far, few have been decent (All State and progressive) gonna keep looking

Kingpin1320 · 03-20-2011, 02:12 PM

Hey everyone.

Im new to this site but I have some pretty good knowledge on this subject. My dad owns an insurance company. Anyway, There are a lot of things that go into your insurance quotes, your age, driving history, what kind of car you have, what kind of insurance you want (full coverage, or liability only) etc. Most car insurance companies give you a large break on your 21st birthday so if your 21 or older, your insurance will be lower. Your next big break will be on your 26th birthday. If you have a bad driving record then you will be considered high risk, that will effect it as well. Every car has an insurance rating which determines how high your insurance will be, unfortunately for us, our car is rated higher than a Z06 corvette for the fact that most people that drive this car are younger people as apposed to the corvette, who's owners are generally older.

If you have a clean record, 21 years old, and want full coverage then a good cost should be between 1000-1400 depending on what insurance company you go through.

Not saying most of you didn't already know this but just to clarify in case anyone didn't know some of the factors they take in to consideration.

USMCASA · 03-20-2011, 02:34 PM

i thought mine was high... i was with farm bureau until it went from $100 a month to $600 a month for 2 tickets. i'm with nationwide now and pay $200 a month. if you have farm bureau i suggest you drop their coverage immediately.

onzedge · 03-20-2011, 03:29 PM

Quote:

Originally Posted by 370zlove3

My friend who is under 25 asked me a similar question the other day but I couldn't answer his question.

His insurance is with State Farm along with his parents and siblings. Don't the insurance people usually ask who would be the main driver of the said car?
So say if he bought a 370Z and with his insurance, claim that his father would be the main driver, would his insurance rate be raised?

That is a fine approach until you get caught. Why not just be honest? There is too much deception in the world already.

Nismo89 · 03-20-2011, 03:48 PM

Quote:

Originally Posted by Kingpin1320

Hey everyone.

Im new to this site but I have some pretty good knowledge on this subject. My dad owns an insurance company. Anyway, There are a lot of things that go into your insurance quotes, your age, driving history, what kind of car you have, what kind of insurance you want (full coverage, or liability only) etc. Most car insurance companies give you a large break on your 21st birthday so if your 21 or older, your insurance will be lower. Your next big break will be on your 26th birthday. If you have a bad driving record then you will be considered high risk, that will effect it as well. Every car has an insurance rating which determines how high your insurance will be, unfortunately for us, our car is rated higher than a Z06 corvette for the fact that most people that drive this car are younger people as apposed to the corvette, who's owners are generally older.

If you have a clean record, 21 years old, and want full coverage then a good cost should be between 1000-1400 depending on what insurance company you go through.
Not saying most of you didn't already know this but just to clarify in case anyone didn't know some of the factors they take in to consideration.

im 21, turning 22 in May (17th) and looking for the absolute best rate so far... clean drving record, no arrests, credit score somewhere between 750 to low 800's.... i drive to and from work 4-5 days a week (15 miles one way, so 30 miles around trip) exc..
-21st century qouted me with " Your 6-month quote is just $1044.64"
-Progressive qouted me with "
Your 6-month policy premium is $591.00 if paid in full or monthly payments of $114.19/month"
-Geico sent me a qoute again today with.. " $725.60 for 6 months of coverage"

03-19-2011, 04:32 PM	#34 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	was looking on the progressive website, entered information exc.... (name your price option) (im paying 1300 now with with my accent) they gave me.. 644.00 if paid in full or monthly payments of $119.19/month... (the email they sent me).. looking to get my own...with a 64.82 permium just not buying now since i dont have my Nissan Z yet Last edited by Nismo89; 03-19-2011 at 06:11 PM.

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03-19-2011, 12:31 PM	#32 (permalink)
Wrenise Base Member Join Date: Jan 2011 Location: Kaiserslautern Germany Posts: 59 Drives: 2011 G37S 6MT Sedan Rep Power: 14	USAA German policy 2k year.

03-19-2011, 12:48 PM	#33 (permalink)
Strangler Enthusiast Member Join Date: Dec 2009 Location: CA Posts: 260 Drives: 10 370z Touring 6MT Rep Power: 16	Depending where you live also plays a factor on insurance prices as well.

03-19-2011, 07:09 PM	#35 (permalink)
sucasa Base Member Join Date: Jan 2011 Location: DC Posts: 156 Drives: 2010 370Z Rep Power: 15	geico full coverage $90.00/month in NOVA/DC Area.

03-19-2011, 07:27 PM	#36 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	i called gieco and they gave me a quote of paying over 2,000 and something every 6 months or something, i said sorry you guys no.

03-19-2011, 08:01 PM	#38 (permalink)
370zlove3 Base Member Join Date: Sep 2009 Location: USA Posts: 73 Drives: 2010 370Z Rep Power: 16	My friend who is under 25 asked me a similar question the other day but I couldn't answer his question. His insurance is with State Farm along with his parents and siblings. Don't the insurance people usually ask who would be the main driver of the said car? So say if he bought a 370Z and with his insurance, claim that his father would be the main driver, would his insurance rate be raised?

03-20-2011, 12:51 PM	#39 (permalink)
srbrubak Base Member Join Date: Nov 2010 Location: Cedar Rapids, Iowa Posts: 144 Drives: 2010 370Z Blue 6MT Rep Power: 15	I am very old and retired. Pay State Farm $320 every 6 months for full coverage. No deductable on comprehensive and $250 deductable on collision. Also have a 2005 Altima and 2001 Dodge Caravan insured with them.

03-20-2011, 01:06 PM	#40 (permalink)
Cell A True Z Fanatic Join Date: Jan 2010 Location: Chicago Posts: 1,449 Drives: A Garbage Truck Rep Power: 21	Seems like American Family insurance is not popular here... I have American Family and I pay about 640/6 months. I am also 25 years old and turning 26 in the summer. They wanted to charge me over 700 but I haggled them down considering my record is clean with no claims on my insurance for the 7-8 years I have been with them. I also have a very high credit score. I am also insured for second vehicle (Toyota Highlander).

03-20-2011, 01:44 PM	#41 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	hmmm ive been quoted by 5 companies so far, few have been decent (All State and progressive) gonna keep looking

03-20-2011, 02:12 PM	#42 (permalink)
Kingpin1320 Base Member Join Date: Jan 2011 Location: Ohio Age: 35 Posts: 62 Drives: 370z Rep Power: 14	Hey everyone. Im new to this site but I have some pretty good knowledge on this subject. My dad owns an insurance company. Anyway, There are a lot of things that go into your insurance quotes, your age, driving history, what kind of car you have, what kind of insurance you want (full coverage, or liability only) etc. Most car insurance companies give you a large break on your 21st birthday so if your 21 or older, your insurance will be lower. Your next big break will be on your 26th birthday. If you have a bad driving record then you will be considered high risk, that will effect it as well. Every car has an insurance rating which determines how high your insurance will be, unfortunately for us, our car is rated higher than a Z06 corvette for the fact that most people that drive this car are younger people as apposed to the corvette, who's owners are generally older. If you have a clean record, 21 years old, and want full coverage then a good cost should be between 1000-1400 depending on what insurance company you go through. Not saying most of you didn't already know this but just to clarify in case anyone didn't know some of the factors they take in to consideration.

03-20-2011, 02:34 PM	#43 (permalink)
USMCASA A True Z Fanatic Join Date: Nov 2009 Location: NC Posts: 1,152 Drives: 09 370z CY M6 Rep Power: 18	i thought mine was high... i was with farm bureau until it went from $100 a month to $600 a month for 2 tickets. i'm with nationwide now and pay $200 a month. if you have farm bureau i suggest you drop their coverage immediately.