Newbier to the Z Family

ProfessorDave · 03-14-2011, 08:19 PM

What would a 21 year old pay on a Cayman? It's gotta be more...

Red__Zed · 03-14-2011, 08:29 PM

Quote:

Originally Posted by Nismo89

typo on the score thing, i meant high 750's to around 800 , but still doesnt take away the fact that what i read in the article posted.... has me slightly like "idk if i want to now" even tho this car is getting better and better with every bit of info im getting from you guys....

should i even bother get one? since im apparently TOO young to get a good rate with the insurance company, even tho, ive never had a tidcket, never had an accident, my credit score is through the roof good.... should i even bother now? its kinda disheartening...all because im 21..... rediculous if you ask me...

dont really want to give up, especially on a car such as this, what do you guys think...high rates, just because im too young? is simply rediculous... doesnt even matter that im a good driver, never speed, never gotten a ticket.... oh no... "hes 21..... and wanting to get a sports car... he MUST want to blaze down the road and wreck...jack his insurance through the roof!" ...

what are you younger owners seeing with it all?

I'm 22 with some driving violations, and it's less than $120 a month for insurance. It's worth calling around. I almost didn't buy the car due to being quoted $350 a month by state farm, but got hooked up by Geico.

Nismo89 · 03-14-2011, 08:29 PM

forgot to mention i dont pay monthly for insurance, i used to pay twice a year, but now only pay once a year

Red__Zed · 03-14-2011, 08:33 PM

Quote:

Originally Posted by Nismo89

forgot to mention i dont pay monthly for insurance, i used to pay twice a year, but now only pay once a year

Same principle. My 12 month premium is like $1400 or so.

Nismo89 · 03-14-2011, 08:41 PM

as i pay right now, its around 1200 once a year, but keep in mind thats before the Z..... just my accent...1200 is around what i pay for the accent..

ProfessorDave · 03-14-2011, 08:42 PM

Quote:

Originally Posted by Nismo89

forgot to mention i dont pay monthly for insurance, i used to pay twice a year, but now only pay once a year

Ouch!

Nismo89 · 03-14-2011, 08:51 PM

paying it once a year, its actually 200 bucks cheaper than i was paying twice a year.... around 1200 or so not totally sure

ProfessorDave · 03-14-2011, 08:59 PM

Quote:

Originally Posted by Nismo89

paying it once a year, its actually 200 bucks cheaper than i was paying twice a year.... around 1200 or so not totally sure

I'm just reacting because I have 5 cars on my policy, including 4 drivers (2 are under 21). I don't want that bill just once a year.

I don't really want the bill at all.

Anyone want to adopt a couple college kids with a ticket or two on their driving record?

sonic370 · 03-14-2011, 09:00 PM

as most have stated before in its price range its the best bang for your buck..
in its class. but that doesn't make the car perfect. there are some small issues.

if its a DD get used to some road noise mostly from the crappy bridgestones
but you can change those. which you will anyway because they won't last past 20,000 miles....... no offence but if you have to worry about gas mileage may not be the right car for your needs... iv'e had no issues with rattles which drive me more crazy than the road noise..............

so anyway to get to the point, its sexy,its fast,it will turn heads..
and you will never get tired of pushing that little white start button!!

Nismo89 · 03-14-2011, 09:04 PM

ive said before.. to solve the gas mileage issue...im keeping my accent (as it gets 35 mpg) for work and stuff) and looking to buy the Touring Z as my off car, my weekend car.. exc.... but i said i did want it to have decent gas mileage, which it does have (25-29) ...issue now is the insurance...

hansoac · 03-14-2011, 09:58 PM

Quote:

Originally Posted by ProfessorDave

I'm just reacting because I have 5 cars on my policy, including 4 drivers (2 are under 21). I don't want that bill just once a year.

I don't really want the bill at all.

Anyone want to adopt a couple college kids with a ticket or two on their driving record?

How much...i need help installing my AAM exhaust

OldGuy · 03-14-2011, 11:04 PM

Quote:

Originally Posted by Nismo89

ive said before.. to solve the gas mileage issue...im keeping my accent (as it gets 35 mpg) for work and stuff) and looking to buy the Touring Z as my off car, my weekend car.. exc.... but i said i did want it to have decent gas mileage, which it does have (25-29) ...issue now is the insurance...

I'm paying only $57.00/mo for full coverage. Of course, I'm an old guy, who drives conservatively and has a clean record. Age does have its advantages.

Nismo89 · 03-14-2011, 11:41 PM

and im a 21 year ol male, with a spotless driving record, a excellent credit score....exc..... and just because im not a certain number (age) my insurance gets shafted cuz a majority of ppl my age, act stupid and wreck and speed and get thrown in jail exc...and causing hell for good drivers under the age of 25..... damn it, it wont stop me from getting one but it is a factor that will wear on you after a while

Nismo89 · 03-15-2011, 01:49 AM

YouTube - Snow Day in a 2010 Nissan 370z

LunaZ · 03-15-2011, 09:39 AM

1. Go take a test drive. Try out the different trim levels. See if you even like the car at all.
Oh, right... you drive an Accent. You'll like it.

2. You're keeping your Accent for economical driving. Let's stop talking about fuel economy in the Z because those two concepts are an oxymoron for anyone other than those who can keep the revs below 3,000 and drive exactly the speed limit on extended highway runs.

3. Call your insurance agent to get an accurate quote on what insuring a Z would cost for you. Call a few other companies to price shop. There are many variables that determine what one person pays versus another.

4. Consider a pre-owned Z. If enough people who are concerned about fuel prices start dumping their gas-hogs, there should be some cars floating around that you can pick up at a good price and not take the depreciation hit.

5. Call your bank or credit union and see what you're approved for. Many financial institutions have online tools that can help you figure out what your monthly payment would be on the car you're thinking of purchasing.

03-14-2011, 08:19 PM	#46 (permalink)
ProfessorDave A True Z Fanatic Join Date: Jul 2010 Location: Scranton, PA Posts: 1,580 Drives: In the fairway Rep Power: 19	What would a 21 year old pay on a Cayman? It's gotta be more... __________________ Rain, snow, sleet, hail: 2009 Mazda 3 sGT HB Everything else: 2009 370z, PW Touring 6MT

03-15-2011, 09:39 AM	#60 (permalink)
LunaZ A True Z Fanatic Join Date: Mar 2010 Location: Vagabond Posts: 6,704 Drives: Project: a white one Rep Power: 512	1. Go take a test drive. Try out the different trim levels. See if you even like the car at all. Oh, right... you drive an Accent. You'll like it. 2. You're keeping your Accent for economical driving. Let's stop talking about fuel economy in the Z because those two concepts are an oxymoron for anyone other than those who can keep the revs below 3,000 and drive exactly the speed limit on extended highway runs. 3. Call your insurance agent to get an accurate quote on what insuring a Z would cost for you. Call a few other companies to price shop. There are many variables that determine what one person pays versus another. 4. Consider a pre-owned Z. If enough people who are concerned about fuel prices start dumping their gas-hogs, there should be some cars floating around that you can pick up at a good price and not take the depreciation hit. 5. Call your bank or credit union and see what you're approved for. Many financial institutions have online tools that can help you figure out what your monthly payment would be on the car you're thinking of purchasing. __________________ 2009 370Z Sport/Touring/Navigation \| see my journal for mods facebook: Be my friend... or not.

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03-14-2011, 08:29 PM	#48 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	forgot to mention i dont pay monthly for insurance, i used to pay twice a year, but now only pay once a year

03-14-2011, 08:41 PM	#50 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	as i pay right now, its around 1200 once a year, but keep in mind thats before the Z..... just my accent...1200 is around what i pay for the accent..

03-14-2011, 08:51 PM	#52 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	paying it once a year, its actually 200 bucks cheaper than i was paying twice a year.... around 1200 or so not totally sure

03-14-2011, 09:00 PM	#54 (permalink)
sonic370 A True Z Fanatic Join Date: May 2010 Location: Orange Texas Posts: 1,574 Drives: 09 370Z Sports PGK Rep Power: 18	as most have stated before in its price range its the best bang for your buck.. in its class. but that doesn't make the car perfect. there are some small issues. if its a DD get used to some road noise mostly from the crappy bridgestones but you can change those. which you will anyway because they won't last past 20,000 miles....... no offence but if you have to worry about gas mileage may not be the right car for your needs... iv'e had no issues with rattles which drive me more crazy than the road noise.............. so anyway to get to the point, its sexy,its fast,it will turn heads.. and you will never get tired of pushing that little white start button!!

03-14-2011, 09:04 PM	#55 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	ive said before.. to solve the gas mileage issue...im keeping my accent (as it gets 35 mpg) for work and stuff) and looking to buy the Touring Z as my off car, my weekend car.. exc.... but i said i did want it to have decent gas mileage, which it does have (25-29) ...issue now is the insurance...

03-14-2011, 11:41 PM	#58 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	and im a 21 year ol male, with a spotless driving record, a excellent credit score....exc..... and just because im not a certain number (age) my insurance gets shafted cuz a majority of ppl my age, act stupid and wreck and speed and get thrown in jail exc...and causing hell for good drivers under the age of 25..... damn it, it wont stop me from getting one but it is a factor that will wear on you after a while

03-15-2011, 01:49 AM	#59 (permalink)
Nismo89 A True Z Fanatic Join Date: Mar 2011 Location: Colora, MD Age: 35 Posts: 15,831 Drives: daily Zen and woosah Rep Power: 37386	YouTube - Snow Day in a 2010 Nissan 370z