Originally Posted by sig11 Hah That is an old report! Also it's more about auto theft rates than violent crime isn't it? Stealing any of my vehicles would probably increase
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03-03-2011, 04:49 PM | #107 (permalink) |
Grand Prix of Endurance
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Where you live also affects the rate.
Car insurance rates - the most and least expensive states for car insurance Also:Maintenance-Car bibles
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03-03-2011, 05:04 PM | #109 (permalink) |
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31yrs old married, clean records me and the wife, 09 Z $504.25 for 6 months, wife 09 g8 gt $653.85 for 6 months, my 00 dakota v8 $284.81 for 6 months. Full coverage on all, carrier is allstate i'm in louisiana.
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03-03-2011, 05:13 PM | #111 (permalink) | |
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03-03-2011, 05:13 PM | #112 (permalink) | |
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Anyway... some of these rates actually went UP upon calling them...once they found out I only held my job for 1 month ( i just graduated college), they hiked up the premium even further... |
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03-03-2011, 05:13 PM | #113 (permalink) | |
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03-03-2011, 05:18 PM | #114 (permalink) |
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dude you have no idea...
I called a bunch of the "cheaper" companies and just pretended to not have had a previous quote...they would give me the quote(usually within a couple hundred of the online quote), and then they would tell me that it was a good deal considering my age!!!!! HAH! Oh and Did i mention those quotes are with a defensive driving course discount. |
03-03-2011, 05:20 PM | #115 (permalink) | |
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I was being sarcastic in the other thread
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2010 40th Anniversary 370Z
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03-03-2011, 07:38 PM | #120 (permalink) |
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Insurance ratemaking 101:
Imagine a piece of paper floating in the air at an angle with the lowest point in a corner. Let the x and y axis represent two variables. Lets say credit score and driver age. As your credit improves the paper decreases in height. As your age increases the paper decreases in height. The height of the paper at a particular point represents how much you pay in premium based on these two variables. Your rates (height of the paper) can change for any or all of the following 3 reasons: 1. The paper stays the same shape but raises in height off the ground. 2. The paper stays the same height on average but the shape of the paper changes. Perhaps it becomes steeper or it is made wavy or something. 3. The paper stays the same height and shape but your location on it changes. Insurance rates are like this but they use something more like 20 to 30 variables. If you can visualize a 30 dimensional plane let me know. Every company has their own paper that can be completely different than the others. Thus, the only thing you can do is shop around and compare rates. And making comparisons between other people is kind of meaningless. The reason being is that you know nothing about their company's piece of paper and where you would be placed relative to them. |
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