i forgot to tell you guys i'm an axe murdering rapist with a suspended lisence, a 175 credit score, and 15 million dollars in debt.

You're Donald Trump?

:icon18: Zing

Lol, my '92 300zx NON TURBO is nearly $680/6 mo for full coverage and my '06 Dodge 2500 Diesel is like $1,050/6 mo again with full coverage.

Age: 23
Marital Status: Single (for about 7 more months)
Driving Record: ehh....we will not get into that ( When the DMV laughs when your MVR report is 3 pages long, you'll understand)

Have you tried for any discounts....Good Student, Clean Driving Record, Taking a Defensive Driving Class???

For arguements sake....ask most guys who work in body shops who they use for their personal car insurance. From my personal experience, majority will respond with State Farm. You may pay a little more, but they are ALOT better about replacing damaged parts with New OEM pieces (this is a huge deal for me with both my truck and my two Z's) and are much easier to work with.

Companies like Geico will try to nickle and dime you on repairs and will attempt to replace damaged parts with used or repaired pieces. I spent 4 months argueing with their home office trying to get my '06 Dodge fixed correctly.

Again, thats my personal experience.

Thanks for sharing your info. :tiphat:

I thought Joe Jeff was an excellent quarterback, until Lawrence Taylor broke his leg.

I had this exact experience which is why I switched to State Farm. Not only did my rates go down dramatically, but coverage is much better and customer service is ten times better.

That said, it does suck paying so much for insurance at 20 years old when I have no tickets, no accidents, safe driver discount, good student discount, and I did a private driving school. Unfortunately, you end up paying for other people in our age range that are not as careful and seem to be carefree with their driving style in comparison.

I've only seen a handful of 370's here in the KC metro as well. Even the 350's are fairly rare. Mine hibernates in the winter, but I woke it up a couple weeks ago when the weather got nice.

I use Geico because of the website options. I'd hope by now that all these insurance companies have the same options they do, but Geico used to be the only one you could go online, change up your coverages on the fly, print your own docs, and totally bypass the agents. I still do it every year, dropping down coverage in the winter, bumping it back up in the spring.

I'd guess that most insurance companies are a pain to deal with when you file a claim. I had State Farm years ago when i totaled a vehicle. Not a pleasant experience, but I'm guessing no worse than any other company would be. I basically had to leave though, based on the new rates they gave me after the wreck, which wasn't even my fault. I haven't had to file a claim in over 15yrs now, so no clue how Geico works in that regard, and hopefully I'll never know.

USAA all the way

USAA ripped my friend a new one. Charged him WAY more than other competing companies like Geico, etc. I was shocked that they would treat a former US Marine that way.

Say :eek2:

wtf my 6 months was only $100. $20 a month.

I need to recheck my USAA policy, remember taht they are not affiliate with the Armed Forces is like AAFES. They will ripped you off too if you don't pay attention. ;)

everyone knows insurance rates aren't about "risk assessment" I know people in insurance (yeah my rate still sucks they don't get to bend the rules) and risk assessment is step 1 after they figure out how much it would actually cost on average to insure your car, given age, and area, and all the probabilities, they then factor in the supply and demand rule just like every other business. If people pay there premiums on time, and they don't see an unprofitable drop in sales they raise the rates to what they know they can get away with charging for best profitability. reassessment is them reassessing there volume of sales and profit margin and figuring how much they can bend you over for.

$702.96/6 months through Star & Shield Insurance Exchange. Just six months ago I was paying in the $800 range but it dropped significantly.

Damn! 15 pages from a thread I thought was going to get locked in 15 mins. Haha nice Jeff :tup:

15 i've only got 6, change your settings. (.Y.)

http://www.the370z.com/attachment.ph...1&d=1299443753

....FYI since the forum censors curses, you can't put a link or image that contains a curse.... because it *'s out the letters and makes the link not work.


http://www.martingordon.org/blog/wp-...e_you_know.jpg
:iagree: