I live in Louisiana. #1 most expensive state to insure a car in.
My rates on a new Z06 with sick covereage, 25/m/single, are still better than OP is paying for his 370Z. He's getting screwed HARD!

Yeah, I was with State Farm until they told me they wanted $242/mo and their policy wasn't near as good as Allstate's.

I could have only paid $142 a month if I didn't want accident forgiveness or free 3-year new car replacement.

Maybe you owe your local Allstate agent a phone call. State Farm is a good company, but so is Allstate, and they are a LOT cheaper on sports cars. I paid more for my old trans am with State Farm than I am this new Z06 with Allstate.

The rate for my daily driver (G20) was only a few bucks difference between Allstate and Statefarm, fwiw.

I love Origami

600.00 for a 6 month policy allstate.

It stands to reason that if more 370z's are crashed by morons then the insurance premiums are going to go up. This is how insurance companies work. Risk analysis. So to the op...the morons are out there and this thread will make no difference, unfortunately.

Funny because last year my rate was:

$1200 for one year.

I just renewed last week and the rate was:

$1000.

I have AAA.

I have a 2010 370z,2004 Honda civic,1994 Acura legend and they all have full coverage thru Allstate and I pay $148.00 a month.

Rates are based on where you garage it, crime stats, etc per that zip code. Maybe he lives in a shitty area.

i live in a rather wealthy long island neighborhood...my car is garaged as well....and you can look at all the **** rates i received as well.

im 21/m/single live on long island, have a nice job, etc... they all told me they dont care because I'm 21 and have a sport car, and they "know how we drive"

I'm 27 In NY not the cleanest driving record but not the worst and my premium with all state it 860 for 6 months. 500 deductible , million in liability, inj, etc ...

What company do you have?

The "25" years old myth is really based on the fact that everyone supposedly gets a license at 16 and drives for 9 years before they get a discount. Other discounts include home owners, life, and multiple car insurance. I have all of those including law enforcement discounts.

I'm with Geico, and they were the cheapest by about $1000

what i found interesting waas that a camaro SS was cheaper to insure

Its good to see my rates weren't the only ones increased for absolutely no reason other than the one OP stated.

Before i got the Z i was looking at an 09 vette, it was only $8.00 bucks more then what i'm paying for the Z now.

When I take the Z out of storage, we pay about $1200/6months for full coverage which includes rental insurance and gap insurance. That's for 2 cars, though.

Guys guys guys...9 pages of everyone saying their rates is worthless. That's like saying "I got a TV for $20"... Sure you might have a TV but is it color? Or is it a broken 1970s wooden monster?

What I'm saying is there is NO COMPARISON just in the numbers except just that. But the numbers mean nothing without the coverage included. Do you want cheap insurance? Then that means state BARE MINIMUM requirements. That means if you hit a building or a home or damage property (signs, telephone poles etc) your insurance company might pay say 5-10k and then YOU are responsible for the rest. Same goes for injuries incurred by you, your passengers and the other party (regardless of fault). These are the "limits" you can play with when getting insurance and they will drive the price up or down. Other extras like rental car, accident forgiveness sometimes come at a cost too.

The whole game with insurance is picking the coverage that makes you feel comfortable. I know me personally, I dont feel comfortable with bare minimum and I feel better knowing that I will be covered well god forbid something happened to me or my passengers. State minimum might be OK for some people but some people might have better piece of mind knowing they wont lose everything in the event of a terrible accident.

I've only got four pages, change your settings. Only the OP and AK/Admin can lock/close the thread.

Is this enough info ? Are do you need my blood type aswell ?:ugh2:

Was that for me?

My 6 month is close to $1600.

I think that the insurance carriers also consider your credit score and criminal history.

My wife and I have used Progressive for 11 years now and pay $540 / 6 months for an '09 Z and an '07 Trailblazer full coverage. We have excellent credit scores, no criminal history, live in a decent enough neighborhood and keep both vehicles locked up in the garage. We also pay the premiums up front and avoid the admin fees.

:happydance:

No, that's not enough info.

Unless we know the details of your policy coverage (ie. I have "bodily injury/property damage" set at 100/300/100, which is as high as I could go) and vehicle coverages (deductibles, uninsured coverage, etc) it's pretty hard to compare.

The info you and others are providing is a start, but it's hardly the entire picture.

BTW, my agent recently told me zip code is also a huge factor in determining rates. I recently moved to a house 5 miles from my old apartment, and my rate went up $30 per month.

Yes and no, really just trying to spice the thread up. Also serious if more realistic info would be helpful in comparing i'd be happy to get it. :tup:

Then actually no, it isn't enough info.
How many miles a year do you drive each vehicle and where do you drive your vehicle to work? And which vehicle is the primary vehicle? Are they garaged? What is your comprehensive deductible? What is your collision deductible? What are your bodily injury liability, and property damage limits per accident, per person? How about your uninsured motorist coverage? And what are those limits?

Every single penny we pay for insurance is the result of a formula. Actuaries make good money calculating the risks and pinning a dollar amount to everything :)

But actually, the only good help the OP will get is responses from other people in his area.

I pay 730 per 6 months.. 22/Male/Single No accidents or tickets ever... *Knock on wood*
Credit score: 790
Nationwide

50/100/100
30/60 on Uninsured
$250 Deductible on Collision
$100 Deductible on Comprehensive
OEM Parts only
Rental & Medical payments
+ Free $1500 customization
+ Accident Forgiveness

I was actually looking at an 08 Z06 and it was 6 bucks cheaper than my 2010 fully loaded roadster... at 500/6months

This is what i found at the house, and it's only the gold pck. There is only one level higher.

http://img26.imageshack.us/img26/5467/carinsure1.jpg


http://img62.imageshack.us/img62/1355/carinsure2.jpg

http://img832.imageshack.us/img832/6378/carinsure3.jpg

It says 7500 miles a year but we drive far less, i purchased my Z in jan 09 and i've only got 5,573 on it.

Yeah see that's the kind of stuff that's worthwhile for comparisons sake.. Here's mine:

http://img132.imageshack.us/img132/9762/scan0006mz.jpg

I have my 09 370z spt touring and wifey has a 11 Cooper S, we pay combined for 6 months 1771 for both cars. Im 27 and she is 28. It would be about 3-4 hundred cheaper if we still lived in central florida but upon moving to miami, no accidents, no changes in mileage or anything our rates jumped up. They go even higher if you move to within 3 miles of the coast, Im guessing because of the risk with hurricanes but I dont know.

those rates are nuts. My yearly premium for full coverage is only $930.

Looking at yours, it looks like my coverage sucks.:roflpuke2: It's the 2nd highest that allstate had to offer.

:facepalm:

I live in a crime free neighborhood in nassau county, on long island. my car is garaged. i have perfect credit, clean record (Driving and legally). aside from my age and gender i dont really have any material strikes against me that should make my rates high.

i think the biggest factor is if you are older or younger than 25. theoretically me and chuck should have similar insurance. same car, same area (more or less) but i'm 22 he's 27, and that costs me literally double his insurance.

Mine is the highest State Farm offered in DE. For a small increase I was able to significantly raise my limits which to me it was worth it. I realized I was getting less coverage for more $ when I moved here from NJ. My NJ insurance company limits were higher and my premiums were about the same.

That's what I was trying to explain to everyone here. Now at least some good has come out of this thread :)

Oh BTW, off topic but I noticed you dont have pics of your PG Z, did you sell it? I loved the Volk GT30s on that car.

I pay Nationwide $62/mo. for full coverage. Shop around. The car insurance business has become a buyers' market.

Yeah the PG Z is sold :crying:, but on the plus side i did steal all the modds off of it and put them on my PW Z and got the CF Amuse kit minus the wing. I'm looking at the VIP type 3 wing now. :tup:

I live in the same area as you and my insurance went way down when I turned 25 (30 now). When I bought my first car, an 89 Jeep Cherokee with over 160k miles on her, my insurance was about $1000/6 months. I had paid $3,500 for the car. Insurance companies hate young drivers in general, which is understandable. Most are horrible drivers, which sucks for young responsible drivers.

it honestly just seems totally random to a certain extent. one would think a 94 300zx twin turbo would cost more to insure for a 22 year old than an 89 cherokee, but alas, it makes no sense. the quote i got for the 300 is 645, which is less than the thousand you paid for the cherokee.

FWIW I pay more for my 2003 Jeep dd than I do for my Z pleasure vehicle. And even if the Z wasn't listed as a pleasure vehicle the Jeep would still be more. SUVs are not all cheap to insure.

When i first went to allstate from my last insure. com. they told me the only car on their uninsure list was the 300zx i don't remember the year of the Z. They said it was due to it's poor performance in the crash test, and higher theft rate.