What are your monthly payments?

Mishimoto · 11-16-2013, 01:15 PM

Quote:

Originally Posted by Meulen

I have a rule about paying cash for toys. So I paid cash for the Z. I didn't pull out bills mind you! LOL but cash!

actually, the dealer offered me a better deal if I took their financing. So I took it and just paid it off when I got the bill.

I agree with you in principle.. but with the interest rates today you could lock in at 1.9% on the note and put the cash into a safe investment and yield a 5% return!

Best,

Mike

b15 · 11-16-2013, 01:20 PM

Quote:

Originally Posted by Mishimoto

I agree with you in principle.. but with the interest rates today you could lock in at 1.9% on the note and put the cash into a safe investment and yield a 5% return!

Best,

Mike

x2. I have no problems financing a car at low rates, while making my money work for me. I do this on all my cars.

jaybulls · 11-16-2013, 04:54 PM

Quote:

Originally Posted by DEpointfive0

I paid a 23k down payment for a car in hundreds. It took a while, but they didn't mind

that's almost exactly how and the amt. i paid for my new '11 cr-z ($26k)...

122554 · 11-16-2013, 06:46 PM

Used my Visa to buy mine!

onzedge · 11-16-2013, 07:22 PM

Quote:

Originally Posted by 122554

Used my Visa to buy mine!

Mark1010 · 11-17-2013, 06:44 PM

Quote:

Originally Posted by 122554

Used my Visa to buy mine!

Not that I doubt you but my friend tried to buy his 13 Elantra and was told no. Did you have to speak to Visa beforehand or anything?

synolimit · 11-17-2013, 07:58 PM

Quote:

Originally Posted by Mark1010

Not that I doubt you but my friend tried to buy his 13 Elantra and was told no. Did you have to speak to Visa beforehand or anything?

My old job would charge 3% on anything over $2000 since all credit card charges come with a 3% fee to the dealer. Any points you'd get would be pointless if paying $750-1350 extra on a car.

lt_370z · 11-18-2013, 12:08 AM

09 PW Nismo 39k miles

MP: 446
MD: 0
PP: 29,000
LOC. Houston

Ghostvette · 11-18-2013, 01:38 PM

Quote:

Originally Posted by synolimit

My old job would charge 3% on anything over $2000 since all credit card charges come with a 3% fee to the dealer. Any points you'd get would be pointless if paying $750-1350 extra on a car.

Don't all credit cards charge a fee? Or did I miss something along the way?

b15 · 11-18-2013, 03:50 PM

Quote:

Originally Posted by Ghostvette

Don't all credit cards charge a fee? Or did I miss something along the way?

Yes, but it's dependent on the business if they pass it along. I charged $10,000 last year for a payment on the venue for my wedding because I wanted the reward points. No charges.

theDreamer · 11-18-2013, 04:20 PM

Quote:

Originally Posted by Ghostvette

Don't all credit cards charge a fee? Or did I miss something along the way?

Yes they do, but many places that do not typically accept CC or see little to no CC transactions will usually remove the cost and then charge the customer per transaction.
My university does this, tuition is X price but if you pay by CC they add an additional 3% to cover any CC fees.

kenchan · 11-18-2013, 04:24 PM

i usually charge as much as i can on my credit card so that i get the credit card points.

some dealers have a limit, some do not. most have been $6K over the years. then i just write out a check for the rest.

122554 · 11-18-2013, 04:27 PM

Don't know if they charged or not, nothing ever said to me. When I sat down to make the dealer I was asked how I would be paying. Handed them the card, they ran it, bank called me, DEAL DONE! Charge came through at the agreed price.

nmjaxx9 · 11-18-2013, 10:32 PM

450.

synolimit · 11-18-2013, 10:37 PM

Quote:

Originally Posted by Ghostvette

Don't all credit cards charge a fee? Or did I miss something along the way?

No they do to the store/dealer, but my dealer would charge the customer if the amount went over $2000. They can't be expected to not charge you and swallow a several hundred dollar bill specially if they sold a car at invoice or something.

View Poll Results: How much are your monthly payments
$0 -- I own it!	57	22.18%
$200 to $249	3	1.17%
$250 to $299	6	2.33%
$300 to $349	18	7.00%
$350 to $399	19	7.39%
$400 to $449	34	13.23%
$450 to $499	33	12.84%
$500 to $549	27	10.51%
$550 to $599	17	6.61%
$600+	43	16.73%
Voters: 257. You may not vote on this poll

11-16-2013, 06:46 PM	#124 (permalink)
122554 Track Member Join Date: Jan 2013 Location: My own world Posts: 506 Drives: 2010 Nismo Rep Power: 14	Used my Visa to buy mine! jaedub likes this. __________________ I don't normally drink beer, but when I do....i drink a lot!

11-18-2013, 04:27 PM	#133 (permalink)
122554 Track Member Join Date: Jan 2013 Location: My own world Posts: 506 Drives: 2010 Nismo Rep Power: 14	Don't know if they charged or not, nothing ever said to me. When I sat down to make the dealer I was asked how I would be paying. Handed them the card, they ran it, bank called me, DEAL DONE! Charge came through at the agreed price. __________________ I don't normally drink beer, but when I do....i drink a lot!

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11-18-2013, 04:24 PM	#132 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	i usually charge as much as i can on my credit card so that i get the credit card points. some dealers have a limit, some do not. most have been $6K over the years. then i just write out a check for the rest.

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