What are your monthly payments?

Gadgetech · 11-15-2013, 07:02 AM

Quote:

Originally Posted by enkei2k

I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

There is no price on happiness. That being said, I'd set a budget next time.

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synolimit · 11-15-2013, 07:28 AM

Quote:

Originally Posted by XiP

are you serious?

If it was a brand new nismo with nothing down at $43500 yeah.

MarkGideon · 11-15-2013, 08:14 AM

Quote:

Originally Posted by Mark1010

Monthly Payment:690.XX
Money Down:0.00
Price Paid:41,400
Location:Chicago

Got 0%APR so why put money down? Oh and credit score is over 800.

Same here. I put a little down just to get the payment to my "budget" for the monthly payment. With 0%, may as well use their money.

Quote:

Originally Posted by synolimit

Unless you total it and its worth less than you owe.

And that's why I dropped a few dollars for gap insurance.

Sh0velMan · 11-15-2013, 08:28 AM

Quote:

Originally Posted by synolimit

Unless you total it and its worth less than you owe.

That's what gap insurance is for.

Lothario · 11-15-2013, 09:03 AM

buddy owns a dealership, got mine at cost, paid cash. quick and easy.

ElVee · 11-15-2013, 09:17 AM

Same here with the 0% and 0 down on a new model, which bumps me up into that highest bracket.

Haboob · 11-15-2013, 09:26 AM

I wish I could have gotten 0%.

damian_mb · 11-15-2013, 10:43 AM

$390 @ 4.9% apr

Down $5,500. Could have down $10K if I didn't buy my WRX as well.

chuky · 11-15-2013, 11:56 AM

Quote:

Originally Posted by enkei2k

I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

Same here, brand new nismo 13. My credit is also crappy, but im a happy man

Ghostvette · 11-15-2013, 12:01 PM

2012 car bought in 2013 with 1600 miles
30K out the door (tax, title, registration, gap insurance)
marginal credit
$1700 trade in, $0 down.
$575 for 60 months

next goal: Pay off in half the time.

onzedge · 11-15-2013, 12:17 PM

I purchased my 40th Anniversary (RIP) in April 2010 and paid by a personal check in full.

When I bought my replacement 2013, I was going to do the same, but my sales guy (an excellent human being) said that I could get zero percent financing from Nissan. So, I put about half down and invested the rest in some goofy stocks that are doing pretty well so far. I will pay off the balance by summer anyway.

onzedge · 11-15-2013, 12:20 PM

I tried to buy a new car with cash one time -- actual cash, in twenties.

They had a fit when I pulled out all the bills. It was the same reaction I would expect if I had pulled out a rattlesnake or something. They had no idea what to do with it and it took 4 different people to work on the problem.

kenchan · 11-15-2013, 12:21 PM

should this poll be separated into leases and loans?

onzedge · 11-15-2013, 12:22 PM

Quote:

Originally Posted by kenchan

should this poll be separated into leases and loans?

chuky · 11-15-2013, 12:32 PM

Quote:

Originally Posted by onzedge

I tried to buy a new car with cash one time -- actual cash, in twenties.

They had a fit when I pulled out all the bills. It was the same reaction I would expect if I had pulled out a rattlesnake or something. They had no idea what to do with it and it took 4 different people to work on the problem.

baller

View Poll Results: How much are your monthly payments
$0 -- I own it!	57	22.18%
$200 to $249	3	1.17%
$250 to $299	6	2.33%
$300 to $349	18	7.00%
$350 to $399	19	7.39%
$400 to $449	34	13.23%
$450 to $499	33	12.84%
$500 to $549	27	10.51%
$550 to $599	17	6.61%
$600+	43	16.73%
Voters: 257. You may not vote on this poll

11-15-2013, 12:01 PM	#85 (permalink)
Ghostvette A True Z Fanatic Join Date: Aug 2013 Location: Shawnee KS Posts: 5,698 Drives: 15 Magma Red 6MT Rep Power: 2684377	2012 car bought in 2013 with 1600 miles 30K out the door (tax, title, registration, gap insurance) marginal credit $1700 trade in, $0 down. $575 for 60 months next goal: Pay off in half the time. __________________ 2015 Magma Red 6MT Sport Tech/2012 Fairlady MB 6MT Base (RIP 08032018)https://www.nicoclub.com/FSM/370Z/Coupe/

11-15-2013, 12:17 PM	#86 (permalink)
onzedge A True Z Fanatic Join Date: Apr 2010 Location: Battle Lake MN Age: 64 Posts: 183,964 Drives: 370Z 240Z Rep Power: 2684736	I purchased my 40th Anniversary (RIP) in April 2010 and paid by a personal check in full. When I bought my replacement 2013, I was going to do the same, but my sales guy (an excellent human being) said that I could get zero percent financing from Nissan. So, I put about half down and invested the rest in some goofy stocks that are doing pretty well so far. I will pay off the balance by summer anyway. b15, Waiz and DEpointfive0 like this. __________________ Koni\|Swift\|Michelin\|Motordyne\|Berk\|RJM Performance\|Gates\|SPL\|Motul\|Technafit\|Ate Super Blue\|Hawk Tommy Kaira\|Momo\|Optima\|Hella\|Hotchkis\|Red Line\|ZSpeed\|Stillen\|B&M\|H&R

11-15-2013, 12:20 PM	#87 (permalink)
onzedge A True Z Fanatic Join Date: Apr 2010 Location: Battle Lake MN Age: 64 Posts: 183,964 Drives: 370Z 240Z Rep Power: 2684736	I tried to buy a new car with cash one time -- actual cash, in twenties. They had a fit when I pulled out all the bills. It was the same reaction I would expect if I had pulled out a rattlesnake or something. They had no idea what to do with it and it took 4 different people to work on the problem. chuky and Ghostvette like this. __________________ Koni\|Swift\|Michelin\|Motordyne\|Berk\|RJM Performance\|Gates\|SPL\|Motul\|Technafit\|Ate Super Blue\|Hawk Tommy Kaira\|Momo\|Optima\|Hella\|Hotchkis\|Red Line\|ZSpeed\|Stillen\|B&M\|H&R

11-15-2013, 12:21 PM	#88 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	should this poll be separated into leases and loans? Chuck33079 likes this.

11-15-2013, 09:03 AM	#80 (permalink)
Lothario Enthusiast Member Join Date: May 2013 Location: florida Posts: 361 Drives: nikes Rep Power: 14	buddy owns a dealership, got mine at cost, paid cash. quick and easy.

11-15-2013, 09:17 AM	#81 (permalink)
ElVee Track Member Join Date: Mar 2013 Location: Iowa Posts: 750 Drives: 13 370z 7at t+s grey Rep Power: 16	Same here with the 0% and 0 down on a new model, which bumps me up into that highest bracket.

11-15-2013, 09:26 AM	#82 (permalink)
Haboob A True Z Fanatic Join Date: Aug 2012 Location: Surface of the sun. Posts: 13,159 Drives: '18 GTI Autobahn DSG Rep Power: 1387	I wish I could have gotten 0%.

11-15-2013, 10:43 AM	#83 (permalink)
damian_mb Base Member Join Date: Jul 2013 Location: MN Posts: 213 Drives: 12 370z / 13 WRX Rep Power: 12	$390 @ 4.9% apr Down $5,500. Could have down $10K if I didn't buy my WRX as well.

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