What are your monthly payments?

DEpointfive0 · 11-14-2013, 07:50 PM

Quote:

Originally Posted by Chuck33079

I'm shocked the majority of people so far own their car outright.

Equally amazed so many people pay over $600/month

ParkStr8 · 11-14-2013, 09:11 PM

This is not quite a fair poll - and consumer research is part of my job.

Not apples to apples.

Base vs sport vs touring vs sport touring vs nav with all vs roadster base vs ZR touring vs tour with sport...

there could be up to almost a 20k difference. hence the variance.

I'm on car #49 so paying cash is silly for me - i trade every 6 months to year with a few exceptions. If I decide I want to keep this after a year - I'll just write a check.

andre12031948 · 11-14-2013, 09:17 PM

so why should I finance??

Justice97 · 11-14-2013, 09:21 PM

Benji says the borrower becomes the slave to the lender.

Paid cash and already saving for my next toy.

enkei2k · 11-14-2013, 09:24 PM

I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

waaaasabi · 11-14-2013, 09:31 PM

Quote:

Originally Posted by enkei2k

I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

Justice97 · 11-14-2013, 09:31 PM

Quote:

Originally Posted by enkei2k

I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

That is insane...54K for a car that will be worth 15K maybe 18K in 5 years.
Plus insurance full coverage, because it's financed.
That is a freaking house payment.

jaybulls · 11-14-2013, 09:57 PM

Quote:

Originally Posted by DEpointfive0

Equally amazed so many people pay over $600/month

yeah, me too, i thought my $593/was bad enuff...whew!!!

luckily, i only get screwed for 72 mos.---and only lost 9k on my paid off, fully loaded, lil' rocket ship, the honda '11 cr-z...

if only when i first got my first windfall and was looking at the Z w/33k in the bank from SS, not knowing 3 more windies were coming from my pensions, i'da saved thousands of dollars by just buying my first choice...thx gawd i onliest pay $200 a mos. in insurance and $120 in gas as a DD...

MY THOUSAND DOLLAR BABY GIRL..."my mid-life crisis lil' red corvette", as it were...

Mark1010 · 11-14-2013, 09:57 PM

Monthly Payment:690.XX
Money Down:0.00
Price Paid:41,400
Location:Chicago

Got 0%APR so why put money down? Oh and credit score is over 800.

kenchan · 11-14-2013, 10:21 PM

$0.00

mag_black · 11-14-2013, 11:30 PM

$349/month
$24K paid

(negotiation is fun!)
$7500 down

synolimit · 11-15-2013, 01:43 AM

Monthly Payment: $409
Money Down: $458
Price Paid: invoice $35,116+$250 doc+33.5 tags/title.
Location: OH

Residual is 22k at the moment.

marty31 · 11-15-2013, 06:13 AM

Quote:

Originally Posted by Mark1010

Monthly Payment:690.XX
Money Down:0.00
Price Paid:41,400
Location:Chicago

Got 0%APR so why put money down? Oh and credit score is over 800.

Now that, to me, is smart buying if you're not paying for it outright. Free loan. Stretch it out as far as they'll let you. Wise.

synolimit · 11-15-2013, 06:34 AM

Unless you total it and its worth less than you owe.

XiP · 11-15-2013, 06:41 AM

Quote:

Originally Posted by enkei2k

I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

are you serious?

View Poll Results: How much are your monthly payments
$0 -- I own it!	57	22.18%
$200 to $249	3	1.17%
$250 to $299	6	2.33%
$300 to $349	18	7.00%
$350 to $399	19	7.39%
$400 to $449	34	13.23%
$450 to $499	33	12.84%
$500 to $549	27	10.51%
$550 to $599	17	6.61%
$600+	43	16.73%
Voters: 257. You may not vote on this poll

11-14-2013, 09:17 PM	#63 (permalink)
andre12031948 Banned Join Date: Feb 2011 Location: monticello new york 127 Posts: 1,095 Drives: 08 350z black 6m/t Rep Power: 0	It's easy to go under the mattress so why should I finance??

11-14-2013, 09:24 PM	#65 (permalink)
enkei2k A True Z Fanatic Join Date: Apr 2011 Location: NYC Posts: 6,365 Drives: '12 G41 B/S M6 Rep Power: 3716	I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate __________________ ...need boost...

11-14-2013, 09:57 PM	#69 (permalink)
Mark1010 Base Member Join Date: Nov 2010 Location: no where Posts: 68 Drives: Not a Z Rep Power: 15	Monthly Payment:690.XX Money Down:0.00 Price Paid:41,400 Location:Chicago Got 0%APR so why put money down? Oh and credit score is over 800. b15 and marty31 like this.

11-14-2013, 11:30 PM	#71 (permalink)
mag_black A True Z Fanatic Join Date: Mar 2013 Location: Massachusetts Posts: 1,400 Drives: 09 370Z MT6 Rep Power: 666	$349/month $24K paid (negotiation is fun!) $7500 down __________________ fujimura ≠ abbeyRoadCompany ≠ fastIntentions ≠ motordyne ≠ avantGarde ≠ ecutek ≠ nismo ≠ stillen ≠ stoptech ≠ gtm ≠ spl ≠ carbonfiberelement ≠ stance™

11-14-2013, 09:11 PM	#62 (permalink)
ParkStr8 Enthusiast Member Join Date: Mar 2009 Location: Dallas, Tx Posts: 361 Drives: 2015 370z Sport Tech Rep Power: 16	This is not quite a fair poll - and consumer research is part of my job. Not apples to apples. Base vs sport vs touring vs sport touring vs nav with all vs roadster base vs ZR touring vs tour with sport... there could be up to almost a 20k difference. hence the variance. I'm on car #49 so paying cash is silly for me - i trade every 6 months to year with a few exceptions. If I decide I want to keep this after a year - I'll just write a check.

11-14-2013, 09:21 PM	#64 (permalink)
Justice97 Enthusiast Member Join Date: Sep 2013 Location: San Antonio Posts: 387 Drives: 11 370Z MB M6 Rep Power: 16	Benji says the borrower becomes the slave to the lender. Paid cash and already saving for my next toy.

11-14-2013, 10:21 PM	#70 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	$0.00

11-15-2013, 01:43 AM	#72 (permalink)
synolimit A True Z Fanatic Join Date: May 2013 Location: Columbus, OH Posts: 5,051 Drives: 2013 Silver 370z Rep Power: 3389	Monthly Payment: $409 Money Down: $458 Price Paid: invoice $35,116+$250 doc+33.5 tags/title. Location: OH Residual is 22k at the moment. __________________ 13 370z-

11-15-2013, 06:34 AM	#74 (permalink)
synolimit A True Z Fanatic Join Date: May 2013 Location: Columbus, OH Posts: 5,051 Drives: 2013 Silver 370z Rep Power: 3389	Unless you total it and its worth less than you owe. __________________ 13 370z-

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