Wrecked...

frost · 12-22-2010, 07:42 PM

Quote:

Originally Posted by jamesleerpc

Hows my car only worth 15-20k? Its worth 42.6k and i only had 1800 miles on it. and can you explain what you mean by "insurance company would just write it off?" Sorry this is my first wreck and i am really shocked.

If they were to write you a check, it would be for what they call "black book value" which is what your particular car is selling for your area. So, if you go to autotrader, look for what your car is going for, average it out, that's the check they are going to write you.

Hope you got GAP insurance at the dealership, or through your own insurance.

spearfish25 · 12-22-2010, 07:44 PM

Given my recent experience, I'd guess you're looking at $15-20k, more if the motor took a whack. Most insurance companies won't total a car unless the damage is 70-80% of the value. Unless the motor needs to be replaced or there is serious frame or suspension involvement, you're looking at a repair.

frost · 12-22-2010, 07:44 PM

Quote:

Originally Posted by kgreen

sorry man but your car is not worth 43k. Go to KBB.com and see what your car is worth with your mileage. By write-off he means totalled. Write u a check for what its worth and ur done.

Quote:

Originally Posted by Snakes709

Blue book on the cars is like 35,000. If the damage comes close, too or over that amount. They will write the car off. The guy that bought my supercharged cobalt blue booked at $10,000. He got in a wreck that was repairable but was going to cost approx $11,000....the insurence company wrote it off.

From someone who has had to go through this a couple times (on the receiving end of a collision), most insurance companies are not going to give blue book without putting up a fight.

m4a1mustang · 12-22-2010, 07:47 PM

Blue book is all out of whack for these cars. Try getting blue book on your trade or private sale... not gonna happen.

Trips · 12-22-2010, 07:49 PM

I'd suggest going thru the insurance process to see what its really going to cost, Instead of asking for estimates with a pic or two?
Sorry to see this and glad you're ok. The Z will get fixed and made like new or not. Just make sure your Happy when the bodyshop is done. Good Luck

Snakes709 · 12-22-2010, 07:49 PM

I got close to blue book for my 09 370z touring. It had 16,000km on it and had some cosmetic damage to it. Car was going for $35,000, they gave me $30,000

jamesleerpc · 12-22-2010, 07:49 PM

Quote:

Originally Posted by frost

If they were to write you a check, it would be for what they call "black book value" which is what your particular car is selling for your area. So, if you go to autotrader, look for what your car is going for, average it out, that's the check they are going to write you.

Hope you got GAP insurance at the dealership, or through your own insurance.

Yes I do have GAP insurance. Also, looking at KBB do i look at how much i would get if i traded the car or what? because if i look at how much i would get it is around 35k

frost · 12-22-2010, 07:50 PM

Quote:

Originally Posted by m4a1mustang

Blue book is all out of whack for these cars. Try getting blue book on your trade or private sale... not gonna happen.

That's exactly the argument they gave me: "Why would I give you $28k for your car (what KBB listed it as) when there are people selling it for $18k in auto trader?"

That was geico, I ended having to sue them. And then my story with state farm was very similar.

jamesleerpc · 12-22-2010, 07:51 PM

Quote:

Originally Posted by Triple's

I'd suggest going thru the insurance process to see what its really going to cost, Instead of asking for estimates with a pic or two?
Sorry to see this and glad you're ok. The Z will get fixed and made like new just make sure your Happy when the bodyshop is done. Good Luck

See thing is that i dont know if my parents want to repair the car if there is a chance of it being totaled. I had more pictures but i guess my phone didnt save all of them. Those are the only pictures i have. I am sorry

m4a1mustang · 12-22-2010, 07:51 PM

Quote:

Originally Posted by frost

That's exactly the argument they gave me: "Why would I give you $28k for your car (what KBB listed it as) when there are people selling it for $18k in auto trader?"

That was geico, I ended having to sue them. And then my story with state farm was very similar.

I was thinking only a couple thousand under KBB value.

m4a1mustang · 12-22-2010, 07:52 PM

Quote:

Originally Posted by jamesleerpc

See thing is that i dont know if my parents want to repair the car if there is a chance of it being totaled. I had more pictures but i guess my phone didnt save all of them. Those are the only pictures i have. I am sorry

If it is totaled dude the car is not being repaired. And whether it gets repaired or not determines on what the insurance company decides.

Jamaica · 12-22-2010, 07:53 PM

Dude thagts an easy 10k worth of work. I hope there is no frame damage could be more

frost · 12-22-2010, 07:55 PM

If you have GAP insurance, it really doesn't matter what they would give you for the car, GAP will pick up the tab.

Trips · 12-22-2010, 07:56 PM

I just saw those pics maximized, and the conclusion is its probably a write off!!

AllForTheCash · 12-22-2010, 07:59 PM

Quote:

Originally Posted by m4a1mustang

That's way beyond $10k. One of our Mid-A members took a hit in his right front corner that didn't look as bad as that and the total repair bill was a little over $20k.

I agree over 10K easily.

12-22-2010, 07:44 PM	#32 (permalink)
spearfish25 A True Z Fanatic Join Date: Mar 2009 Location: Naples, FL Posts: 4,117 Drives: to work Rep Power: 1856	Given my recent experience, I'd guess you're looking at $15-20k, more if the motor took a whack. Most insurance companies won't total a car unless the damage is 70-80% of the value. Unless the motor needs to be replaced or there is serious frame or suspension involvement, you're looking at a repair. __________________ 2013 Cadillac V-Wagon, RIP Z

12-22-2010, 07:47 PM	#34 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6962	Blue book is all out of whack for these cars. Try getting blue book on your trade or private sale... not gonna happen. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

12-22-2010, 07:49 PM	#35 (permalink)
Trips Administrator Join Date: May 2009 Location: Disneyland, Ca Posts: 8,732 Drives: 🔰 Rep Power: 10	I'd suggest going thru the insurance process to see what its really going to cost, Instead of asking for estimates with a pic or two? Sorry to see this and glad you're ok. The Z will get fixed and made like new or not. Just make sure your Happy when the bodyshop is done. Good Luck __________________ Last edited by Trips; 12-22-2010 at 07:52 PM.

12-22-2010, 07:49 PM	#36 (permalink)
Snakes709 A True Z Fanatic Join Date: Aug 2009 Location: Edmonton Posts: 1,205 Drives: 2011 Evo-X GSR Rep Power: 18	I got close to blue book for my 09 370z touring. It had 16,000km on it and had some cosmetic damage to it. Car was going for $35,000, they gave me $30,000 __________________ 2011 Evo-GSR AMS 2.4 stroker/ bore, FP Black build in progress. Sponsor: DSG Performance

12-22-2010, 07:56 PM	#44 (permalink)
Trips Administrator Join Date: May 2009 Location: Disneyland, Ca Posts: 8,732 Drives: 🔰 Rep Power: 10	I just saw those pics maximized, and the conclusion is its probably a write off!! __________________

12-22-2010, 07:53 PM	#42 (permalink)
Jamaica A True Z Fanatic Join Date: Mar 2010 Location: SoCal Posts: 15,362 Drives: Under boost Rep Power: 73	Dude thagts an easy 10k worth of work. I hope there is no frame damage could be more

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