car worth vs. ins co.

280z/300zx · 10-22-2010, 03:37 PM

Whats the best way to haggle with car ins. for worth of a car? I've looked up KBB which has the Z listed at roughly 32-34k (private seller and dealer) but craigslist has them selling used for 27-29k. Just wondering the best way to get the most value for my car.

theDreamer · 10-22-2010, 03:40 PM

KBB has been off the past few years, at this point a 2009 will be sold for sub 30k even a fully loaded with low miles.
When looking at craigslist, ebay, etc. you have match features. Many times I see a 370z for sale with touring/navigation or touring but no sport package, good price drop.

VCuomo · 10-22-2010, 05:32 PM

From past experience - Get at least 3 classified ads from your local area for roughly the same car as yours and provide them to the insurance company.

fuct · 10-22-2010, 05:39 PM

u can haggle with your ins company? interesting.

VCuomo · 10-22-2010, 06:16 PM

Quote:

Originally Posted by fuct

u can haggle with your ins company? interesting.

You can haggle with anyone...

specZ · 10-22-2010, 10:57 PM

autotrader,recycler,local newspaper. Bottom line is use cars as close to your area as possible as this is a main factor which determines car value.

Jordo! · 10-23-2010, 12:37 AM

You can't really haggle -- they go by the black book value. That's the "true" value of the car.

Black book is always way lower than KBB or the NADA yellow book.

If you ever want to make a car dealer wince, walk in holding the black book

280z/300zx · 10-23-2010, 03:37 AM

How does one get this black book or at least look one up online?

theDreamer · 10-23-2010, 11:25 AM

Black book is a paid site to get access to.
It basically has all the prices of how used cars are selling, auction sales, etc.

PapoZalsa · 10-23-2010, 08:55 PM

Quote:

Originally Posted by Jordo!

You can't really haggle -- they go by the black book value. That's the "true" value of the car.

Black book is always way lower than KBB or the NADA yellow book.

If you ever want to make a car dealer wince, walk in holding the black book

That is the book that they used at the auctions! They have tried that $hit when I have traded a car. I have told them "This is NOT an auction".

IDZRVIT · 10-24-2010, 08:52 AM

BB lists wholesale prices for the various conditions/mileage of the car. The dealer selling price is the retail price. Let the haggling begin.

10-22-2010, 03:37 PM	#1 (permalink)
280z/300zx Track Member Join Date: Feb 2009 Location: Nevada Posts: 689 Drives: 280z, 300zx, Vette Rep Power: 272	car worth vs. ins co. Whats the best way to haggle with car ins. for worth of a car? I've looked up KBB which has the Z listed at roughly 32-34k (private seller and dealer) but craigslist has them selling used for 27-29k. Just wondering the best way to get the most value for my car.

10-22-2010, 03:40 PM	#2 (permalink)
theDreamer A True Z Fanatic Join Date: Feb 2009 Location: Texas Posts: 30,879 Drives: 370z Rep Power: 4210	KBB has been off the past few years, at this point a 2009 will be sold for sub 30k even a fully loaded with low miles. When looking at craigslist, ebay, etc. you have match features. Many times I see a 370z for sale with touring/navigation or touring but no sport package, good price drop. __________________ theDreamer's Z // Fast Intentions // Uprev // GTM // HKS // TEIN theDreamer's Silvia // URAS // GREDDY Houston Zs // Facebook // Twitter // Instagram

10-23-2010, 12:37 AM	#7 (permalink)
Jordo! A True Z Fanatic Join Date: May 2010 Location: nirvana Posts: 6,394 Drives: 2023 NATM Rep Power: 418	You can't really haggle -- they go by the black book value. That's the "true" value of the car. Black book is always way lower than KBB or the NADA yellow book. If you ever want to make a car dealer wince, walk in holding the black book __________________ Enjoy it. Destroy it.

10-23-2010, 11:25 AM	#9 (permalink)
theDreamer A True Z Fanatic Join Date: Feb 2009 Location: Texas Posts: 30,879 Drives: 370z Rep Power: 4210	Black book is a paid site to get access to. It basically has all the prices of how used cars are selling, auction sales, etc. __________________ theDreamer's Z // Fast Intentions // Uprev // GTM // HKS // TEIN theDreamer's Silvia // URAS // GREDDY Houston Zs // Facebook // Twitter // Instagram

10-24-2010, 08:52 AM	#11 (permalink)
IDZRVIT A True Z Fanatic Join Date: May 2009 Location: Halifax Posts: 1,659 Drives: '13 CTS-V, '76 Vette Rep Power: 27	BB lists wholesale prices for the various conditions/mileage of the car. The dealer selling price is the retail price. Let the haggling begin. __________________ "America.... still builds rockets!" Vette: 355 cid, 400 rwhp '13 CTS-V Coupe: 6.2L LSA, 556HP

10-22-2010, 05:32 PM	#3 (permalink)
VCuomo Track Member Join Date: May 2009 Location: SoCal Posts: 887 Drives: BMW 335i Sport Rep Power: 17	From past experience - Get at least 3 classified ads from your local area for roughly the same car as yours and provide them to the insurance company.

10-22-2010, 05:39 PM	#4 (permalink)
fuct A True Z Fanatic Join Date: May 2009 Location: Sugar Land Posts: 3,692 Drives: 97' Ranger :) Rep Power: 24	u can haggle with your ins company? interesting.

10-22-2010, 10:57 PM	#6 (permalink)
specZ Enthusiast Member Join Date: Feb 2010 Location: Los Angeles Posts: 336 Drives: On The Weekends Rep Power: 23	autotrader,recycler,local newspaper. Bottom line is use cars as close to your area as possible as this is a main factor which determines car value.

10-23-2010, 03:37 AM	#8 (permalink)
280z/300zx Track Member Join Date: Feb 2009 Location: Nevada Posts: 689 Drives: 280z, 300zx, Vette Rep Power: 272	How does one get this black book or at least look one up online?

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