Went to a chevy dealership today...

antennahead

I assure you it has not been easy

__________________
Time is a companion, who goes with us on the journey, and reminds us to cherish every moment............ because it will never come again

Trips

I guess, when you really wish Hard!
They sometimes do come true!

__________________

kannibul

This...exactly. Fact is the Z has SH|t value.

At the end of the day, the corvette is a whole $125 more a month, than my Z was. I can absorb that and not even blink.

m4a1mustang

People get themselves into trouble when they look at monthly payments instead of total cost. If you ever go to a dealership with the intent of financing through them, they always ask you "what is your maximum monthly payment?"

Translation, "how much per month can I rape you for?"

__________________
- Steve

Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!)
LIKE us on Facebook!

Trips

__________________

kannibul

And yet...the night prior I decided while that I could afford 5yr terms, I can sleep better knowing that I can live with the terms that were agreed on...

There's the thought "I can always pay more" (and save myself on interest) - first priority after this is to get her Civic paid off, then roll that payment into my truck, then roll those payments into the Vette. I have no credit cards, I got rid of 21,000 of credit card debt in a year...WITH the Z payment being what it was. The loan is 4.75%/84 mo. It would have been 4.75%/72mo, or 0%/5yr, and I would have been stretching our budget more than I'd have liked (ie, dropping what we're tossing into savings by half)

Honestly, the best (financial) thing would have been for me to sell the Z outright and just walk away and take out a personal loan to finance what I'm under.

But since I posted a for sale thread here, everyone wanted to buy the parts off it, and not go off KBB...I asked $35K, and someone sh|t all over my thread saying "good luck with that"...KBB has it listed for 34...and I've got 2.5K in aftermarket stuff. And, who says I wouldn't take payoff...which I would have...

Anyhow...

Zsteve

Thats funny as hell but that guy might bring home a couple hundred every day. In El Paso we have beggers at every light and they are always getting a buck here and there at each light. I bet they make a hundred every day. I might dress up all bum like one weekend and pick a light and see what I get just to see.

__________________
2010 LS3 C6 Silver coupe corvette

Trips

And its tax free!!

__________________

Zsteve

But not everyone can look at it in the long run compared to month to month. I would rather have a nice house and nice car with low monthly payments and pay longer than get a house and car that I can really afford to save in the long run. Its all a matter of wants and needs. If you use credit you lose point blank. All you can say is that you are not losing as much as a person that got the same for a longer time but you both are losing money so either way if you dont pay cash its a mut point.

__________________
2010 LS3 C6 Silver coupe corvette

Zsteve

Yea baby and I might a free cig or two and some food.

__________________
2010 LS3 C6 Silver coupe corvette

kannibul

Even then, who of us here *need* to drive anything more than a car/truck that costs $20K...

Zsteve

ME

__________________
2010 LS3 C6 Silver coupe corvette

Pushing_Tin

True, 99% of the of us here would get by just fine driving a 2000 Ford Taurus that cost $3500. But what fun would that be? I'm not going to bust your balls, congrats on the car and I hope you really enjoy it.

Zsteve

Yep, Im on his side, play now, have fun, (cuz when you get old you might not be able to) get the lower payments so you can drive a higher end car. Like I said, all said and done we all lose money when financing, hell even if you pay cash you lose money, so enjoy. I might be there with you in a yr or two.

__________________
2010 LS3 C6 Silver coupe corvette