Went to a chevy dealership today...

nogoodname · 05-30-2010, 09:34 AM

Quote:

Originally Posted by 370Zsteve

Sometimes it's good to be old and smart vs young and .......

One has to be young and stupid in order to be old and
wise.

After the 72-84 months. Procharger!!

Modshack · 05-30-2010, 10:39 AM

Quote:

Originally Posted by m4a1mustang

This is why its a good idea to keep the financial details to yourself.

Yeah, including the other 3 vehicle loans and credit card debt you have.....But, Hey! It's the American way (Which is why so many are in so much trouble these days)

Zsteve · 05-30-2010, 10:58 AM

Quote:

Originally Posted by Modshack

Yeah, including the other 3 vehicle loans and credit card debt you have.....But, Hey! It's the American way (Which is why so many are in so much trouble these days)

Thats whats keeping me from getting my dream car. I have a loan on my car, just got the wife a jeep wrangler islander, and my daugthers car loan while she is in college. But when she is out of college and paying her own bills, dream car here I come. And a nicely loaded Vette will probably be on the list.

Zsteve · 05-30-2010, 11:08 AM

Well you can look at it two ways, one get the lowest paymnet you can by going longer in years cuz if you keep the car for the full length of the loan it doesnt really matter much. Two you can always pay more when $$$$ allow for it. Whe I get my so called dream car it will be a car that I keep for a very long time so if I pay on it 4 or 5 or whatever it wont really matter. A car is a loss no matter what way you pay for it so have fun in it and dont worry be happy.

One could say if you have to do anything on credit, you cant afford it.

Modshack · 05-30-2010, 11:23 AM

Quote:

Originally Posted by Zsteve

One could say if you have to do anything on credit, you cant afford it.

Never more obvious than here. If the car can be bought yesterday for $42K, what's it worth today??....$38K?. That puts the OP $18,000 upside down even before the payments even start...Yikes!

kannibul · 05-30-2010, 12:13 PM

Quote:

Originally Posted by Zsteve

Well you can look at it two ways, one get the lowest paymnet you can by going longer in years cuz if you keep the car for the full length of the loan it doesnt really matter much. Two you can always pay more when $$$$ allow for it. Whe I get my so called dream car it will be a car that I keep for a very long time so if I pay on it 4 or 5 or whatever it wont really matter. A car is a loss no matter what way you pay for it so have fun in it and dont worry be happy.

One could say if you have to do anything on credit, you cant afford it.

This...exactly. Fact is the Z has SH|t value.

At the end of the day, the corvette is a whole $125 more a month, than my Z was. I can absorb that and not even blink.

frost · 05-30-2010, 11:26 AM

antennahead · 05-30-2010, 11:29 AM

Quote:

Originally Posted by Modshack

Never more obvious than here. If the car can be bought yesterday for $42K, what's it worth today....$38K?. That puts the OP $18,000 upside down even before the payments start...Yikes!

Quote:

Originally Posted by frost

As a senior management level finance and banking individual with 34 years experience, I have purposly avoided posting/commenting in the thread

Modshack · 05-30-2010, 11:31 AM

Quote:

Originally Posted by antennahead

As a senior management level finance and banking individual with 34 years experience, I have purposly avoided posting/commenting in the thread

LOL...You have shown remarkable restraint!.....

antennahead · 05-30-2010, 11:37 AM

Quote:

Originally Posted by Modshack

LOL...You have shown remarkable restraint!.....

I assure you it has not been easy

Zsteve · 05-30-2010, 01:41 PM

Quote:

Originally Posted by frost

Thats funny as hell but that guy might bring home a couple hundred every day. In El Paso we have beggers at every light and they are always getting a buck here and there at each light. I bet they make a hundred every day. I might dress up all bum like one weekend and pick a light and see what I get just to see.

Trips · 05-30-2010, 01:42 PM

Quote:

Originally Posted by Zsteve

Thats funny as hell but that guy might bring home a couple hundred every day. In El Paso we have beggers at every light and they are always getting a buck here and there at each light. I bet they make a hundred every day. I might dress up all bum like one weekend and pick a light and see what I get just to see.

And its tax free!!

Zsteve · 05-30-2010, 01:44 PM

Quote:

Originally Posted by Triple's

And its tax free!!

Yea baby and I might a free cig or two and some food.

Trips · 05-30-2010, 12:04 PM

I guess, when you really wish Hard!
They sometimes do come true!

m4a1mustang · 05-30-2010, 12:25 PM

People get themselves into trouble when they look at monthly payments instead of total cost. If you ever go to a dealership with the intent of financing through them, they always ask you "what is your maximum monthly payment?"

Translation, "how much per month can I rape you for?"

05-30-2010, 11:08 AM	#4 (permalink)
Zsteve A True Z Fanatic Join Date: Sep 2009 Location: TX Posts: 3,298 Drives: the 2 balled club Rep Power: 22	Well you can look at it two ways, one get the lowest paymnet you can by going longer in years cuz if you keep the car for the full length of the loan it doesnt really matter much. Two you can always pay more when $$$$ allow for it. Whe I get my so called dream car it will be a car that I keep for a very long time so if I pay on it 4 or 5 or whatever it wont really matter. A car is a loss no matter what way you pay for it so have fun in it and dont worry be happy. One could say if you have to do anything on credit, you cant afford it. __________________ 2010 LS3 C6 Silver coupe corvette

05-30-2010, 12:04 PM	#14 (permalink)
Trips Administrator Join Date: May 2009 Location: Disneyland, Ca Posts: 8,732 Drives: 🔰 Rep Power: 10	I guess, when you really wish Hard! They sometimes do come true! __________________

05-30-2010, 12:25 PM	#15 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6963	People get themselves into trouble when they look at monthly payments instead of total cost. If you ever go to a dealership with the intent of financing through them, they always ask you "what is your maximum monthly payment?" Translation, "how much per month can I rape you for?" __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

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