Alternate reality; 2021 370Z Refresh

vtec to vvel

It doesn't make sense to get into unnecessary debt at this time (with the exception of buying real estate). If you can't buy with cash, don't buy it at all for now.

The Feds will likely continue to raise rates in a supply-short environment (quantitative tightening), which in turn makes it more expensive to borrow to buy something that is already at elevated prices.

Pricing going down will heavily depend on the supply side, which we are still somewhat experiencing global supply chain issues and when the Feds will decide to implement quantitative easing (which typically happens during a recession and not when fighting inflation).

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