Insurance for the Z

SPDKING · 06-25-2019, 10:56 AM

I've never had an accident and never drive recklessly to ever be in one, plus my mother does drive the car probably more than me. It's the people that drive recklessly usually younger males that crash these things that drive up the insurance. Unfortunately, going by age an sex, I get lumped into that category unfairly and don't want to pay higher costs for something someone else is doing. I'll probably switch when I'm closer to my mid 30s when males are deemed "less dangerous drivers", for right now I don't care what you think and you'll never change my mind. I can think of better ways to spend my money.

SPDKING · 06-25-2019, 11:02 AM

On top of that, if you want to talk about honesty, think about how much insurance companies screw people every year with purposely raising rates and defrauding people and denying coverage for people who have done it the "legal" way for years even decades. Why don't you apply to be a adjuster and actually work for them to see what I'm talking about. You'll know why I don't feel an once of guilt for what I'm doing. And I know, I worked for an insurance company to see what goes on with those corporate scum bags.

Ghostvette · 06-25-2019, 11:22 AM

Quote:

Originally Posted by SPDKING

I've never had an accident and never drive recklessly to ever be in one, plus my mother does drive the car probably more than me. It's the people that drive recklessly usually younger males that crash these things that drive up the insurance. Unfortunately, going by age an sex, I get lumped into that category unfairly and don't want to pay higher costs for something someone else is doing. I'll probably switch when I'm closer to my mid 30s when males are deemed "less dangerous drivers", for right now I don't care what you think and you'll never change my mind. I can think of better ways to spend my money.

Quote:

Originally Posted by SPDKING

On top of that, if you want to talk about honesty, think about how much insurance companies screw people every year with purposely raising rates and defrauding people and denying coverage for people who have done it the "legal" way for years even decades. Why don't you apply to be a adjuster and actually work for them to see what I'm talking about. You'll know why I don't feel an once of guilt for what I'm doing. And I know, I worked for an insurance company to see what goes on with those corporate scum bags.

Let's just admit to fraud on an Internet forum..... bye....

SPDKING · 06-25-2019, 11:28 AM

Quote:

Originally Posted by Ghostvette

Let's just admit to fraud on an Internet forum..... bye....

Yes. The internet, where no one can tell who's telling the truth. It's a really reliable source of info. How do you even know I have a Z? I could just be driving a 1985 Corolla that leaks when it rains or take the bus lol

JARblue · 06-25-2019, 11:28 AM

Quote:

Originally Posted by SPDKING

I've never had an accident and never drive recklessly to ever be in one

Those sounds like famous last words

Quote:

Originally Posted by SPDKING

On top of that, if you want to talk about honesty, think about how much insurance companies screw people every year with purposely raising rates and defrauding people and denying coverage for people who have done it the "legal" way for years even decades.

Two wrongs don't make a right.

SPDKING · 06-25-2019, 11:39 AM

Quote:

Originally Posted by JARblue

Two wrongs don't make a right.

They don't but people shouldn't lay down and get screwed with. If you actually seen some of these claims that the companies denied to people or raised their rates on people that never even had accidents, your heart will drop by how these companies mess with people that don't deserve it.

vtec to vvel · 06-25-2019, 12:00 PM

Quote:

Originally Posted by SPDKING

They don't but people shouldn't lay down and get screwed with. If you actually seen some of these claims that the companies denied to people or raised their rates on people that never even had accidents, your heart will drop by how these companies mess with people that don't deserve it.

Lol we have an insurance vigilante.

It sounds like someone needs to move back home and live with their parents. But that’s just my opinion

SPDKING · 06-25-2019, 12:05 PM

Quote:

Originally Posted by vtec to vvel

Lol we have an insurance vigilante.

It sounds like someone needs to move back home and live with their parents. But that’s just my opinion

When are you moving in?

Ghostvette · 06-25-2019, 12:38 PM

Just another one for the iggy list.

You ask on an internet forum about how to save money on insurance, yet claim to have worked for an insurance company?

In my book that makes you a troll.... bye Felicia....

Spooler · 06-25-2019, 12:40 PM

Are we really having this conversation?????? Chill out guys.

SPDKING · 06-25-2019, 12:43 PM

Quote:

Originally Posted by Spooler

Are we really having this conversation?????? Chill out guys.

It's ok, I just like his reactions lol

vtec to vvel · 06-25-2019, 12:45 PM

Quote:

Originally Posted by Spooler

Are we really having this conversation?????? Chill out guys.

I'm good. I just trolling him lol his defense/justification responses are quite amusing.

JARblue · 06-25-2019, 01:23 PM

I've filed a number of claims over the years and my insurance company has never once made it a hassle for me. They usually just took care of everything without even bothering me. Even when I disputed repair costs to make sure mods were covered they approved the changes in less than 24 hours.

Cheap insurance companies are the worst offenders. They have to keep costs down to stay in business, so they fight every claim tooth and nail.

SPDKING · 06-25-2019, 01:25 PM

Quote:

Originally Posted by JARblue

I've filed a number of claims over the years and my insurance company has never once made it a hassle for me. They usually just took care of everything without even bothering me. Even when I disputed repair costs to make sure mods were covered they approved the changes in less than 24 hours.

Cheap insurance companies are the worst offenders. They have to keep costs down to stay in business, so they fight every claim tooth and nail.

Which do you have? That sounds like a good deal. I have Amica.

JARblue · 06-25-2019, 01:33 PM

I've had a variety of companies. I shop around a couple of times a year and I don't hesitate to switch at a moment's notice. I've gotten a better rate from one company 6 months after leaving them. More than once.

If you do switch the biggest thing you have to worry about is making sure any lien holders get the updated insurance info. One time my mortgage company almost purchased outrageously expensive insurance on my behalf because they didn't get my new insurance info.

06-25-2019, 10:56 AM	#1 (permalink)
SPDKING Base Member Join Date: Dec 2016 Location: Los Angeles Posts: 207 Drives: 14' Nissan 370Z SP Rep Power: 1999	I've never had an accident and never drive recklessly to ever be in one, plus my mother does drive the car probably more than me. It's the people that drive recklessly usually younger males that crash these things that drive up the insurance. Unfortunately, going by age an sex, I get lumped into that category unfairly and don't want to pay higher costs for something someone else is doing. I'll probably switch when I'm closer to my mid 30s when males are deemed "less dangerous drivers", for right now I don't care what you think and you'll never change my mind. I can think of better ways to spend my money. __________________ Stillen front and rear sway bars/Continental Extreme Tires/Annex Suspension Coilovers/Z1 Oil Cooler/Borla Catback Exhaust/K&N Drop in filters/SPL Last edited by SPDKING; 06-25-2019 at 10:58 AM.

06-25-2019, 11:02 AM	#2 (permalink)
SPDKING Base Member Join Date: Dec 2016 Location: Los Angeles Posts: 207 Drives: 14' Nissan 370Z SP Rep Power: 1999	On top of that, if you want to talk about honesty, think about how much insurance companies screw people every year with purposely raising rates and defrauding people and denying coverage for people who have done it the "legal" way for years even decades. Why don't you apply to be a adjuster and actually work for them to see what I'm talking about. You'll know why I don't feel an once of guilt for what I'm doing. And I know, I worked for an insurance company to see what goes on with those corporate scum bags. __________________ Stillen front and rear sway bars/Continental Extreme Tires/Annex Suspension Coilovers/Z1 Oil Cooler/Borla Catback Exhaust/K&N Drop in filters/SPL

06-25-2019, 12:38 PM	#9 (permalink)
Ghostvette A True Z Fanatic Join Date: Aug 2013 Location: Shawnee KS Posts: 5,698 Drives: 15 Magma Red 6MT Rep Power: 2684377	Just another one for the iggy list. You ask on an internet forum about how to save money on insurance, yet claim to have worked for an insurance company? In my book that makes you a troll.... bye Felicia.... Tick64, Memphis370Z, vtec to vvel and 1 others like this. __________________ 2015 Magma Red 6MT Sport Tech/2012 Fairlady MB 6MT Base (RIP 08032018)https://www.nicoclub.com/FSM/370Z/Coupe/

06-25-2019, 12:40 PM	#10 (permalink)
Spooler A True Z Fanatic Join Date: Jun 2014 Location: Ga Posts: 14,029 Drives: 2013 Nismo 370z Rep Power: 2684393	Are we really having this conversation?????? Chill out guys. nis350 likes this.

06-25-2019, 01:23 PM	#13 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 44 Posts: 36,450 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684441	I've filed a number of claims over the years and my insurance company has never once made it a hassle for me. They usually just took care of everything without even bothering me. Even when I disputed repair costs to make sure mods were covered they approved the changes in less than 24 hours. Cheap insurance companies are the worst offenders. They have to keep costs down to stay in business, so they fight every claim tooth and nail. Memphis370Z likes this. __________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

06-25-2019, 01:33 PM	#15 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 44 Posts: 36,450 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684441	I've had a variety of companies. I shop around a couple of times a year and I don't hesitate to switch at a moment's notice. I've gotten a better rate from one company 6 months after leaving them. More than once. If you do switch the biggest thing you have to worry about is making sure any lien holders get the updated insurance info. One time my mortgage company almost purchased outrageously expensive insurance on my behalf because they didn't get my new insurance info. __________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

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