Trying to buy a NISMO. How much can you go down on the posted price?

Originally Posted by Ghostvette

Don't pay it just to get it off your report, demand written proof that it belongs to you. If the people that are holding the debt don't know where it's from, chances are it's bogus. Also, depending on the state, statute of limitations comes into play. Research what your state's statute of limitations is on debt and if this is outside of it, tell them to pound sand and get the credit bureaus to erase it.