Best ways to save money $

old guy · 06-14-2016, 08:09 PM

Quote:

Originally Posted by Mike

when I was in the Navy, I would wait until I got to work to take my morning poop! saved $$ on toilet paper at home!

Now that's funny

old guy · 06-14-2016, 08:14 PM

Quote:

Originally Posted by SouthArk370Z

ROFLMAO That's one of the very few things I'll spend extra on. And you can't have too much of it in the pantry.

Got to agree with that

My old saying : when the sh-t hits the fan you'll need something to wipe it with

b15 · 06-14-2016, 10:27 PM

Agree with majority of what is said already. Another one for us was reducing how much we ate out. Not saying never go out, but it's amazing how a little for lunch, few drinks for happy hour, dinner here and there, add up over a month.

MagmaRed370z · 06-14-2016, 10:38 PM

Quote:

Originally Posted by cooltoy

Quit smoking and drinking.

and eating out a lot.

MagmaRed370z · 06-14-2016, 10:40 PM

Don't visit the "For Sale" section on this forum lol

Fuzzzy · 06-14-2016, 11:33 PM

Quote:

Originally Posted by Mike

when I was in the Navy, I would wait until I got to work to take my morning poop! saved $$ on toilet paper at home!

Quote:

Originally Posted by SouthArk370Z

ROFLMAO That's one of the very few things I'll spend extra on. And you can't have too much of it in the pantry.

OTOH, I encourage my wife to go at work because "There is nothing better than being paid to poop."

cooltoy · 06-15-2016, 12:09 AM

There is - to be paid to play sports (companies hockey team, playing during work hours).

Rusty · 06-15-2016, 01:11 AM

Quote:

Originally Posted by Mike

when I was in the Navy, I would wait until I got to work to take my morning poop! saved $$ on toilet paper at home!

When I was still working. We had a saying. You sh!t on company time, and sweat on your time.We also had guys who only showered on company time at the end of the shift. And wore company uniforms all the time. That's the only clothes they owned.

/Angelo350Z/ · 06-15-2016, 07:11 AM

One more thing I'd like to add is don't buy sh!t just because it's on sale. What's the point in buying something cheap if there's no need for it? My wife is particularly bad with this, so we have stacks of notebooks when neither of us are currently in school; boxes of coloring books when we still don't have any children; mannequins (fawking mannequins!!!) when we don't have a clothing store. I'm not talking about the oddly attractive mannequins, but the creepy ones with one arm, missing head, etc.

MarkGideon · 06-15-2016, 09:24 AM

As much of a pain it can be dealing with all the people, do your grocery shopping at Wal-Mart, and buy their brand whenever possible. Wal-Mart does not have any production facilities of their own, so everything with their store brand was made by someone else, likely in the same facility as a name brand product. For example, a few years ago there was a peanut butter recall for both Peter Pan and Great Value since they were both made in the same ConAgra facility.

As for avoiding the usual crowd at Wal-Mart, I usually go around 6:00 AM on Saturday to do the weekly grocery shopping. The store is well-stocked and there are few people to deal with.

GraphiteZ · 06-15-2016, 09:28 AM

I spend less when I don't see the money. So, I max out my 401K. Since it is tax deductible, it is like making 25% guaranteed return for the first year.

Chuck33079 · 06-15-2016, 09:41 AM

Quote:

Originally Posted by Desert Rat

Save and pay cash.

No car payments ever again.

Not necessarily. If your interest rate is less than what you would get by investing the lump sum into something conservative, use the dealer's money.

Quote:

Originally Posted by cooltoy

Take advantage of 0% interest for a year credit card offers. Transfer some of the debt there to lower interest paid. Then cancel the credit card in a year.

You might be better served by keeping the card open and using it responsibly. Closing the card can ding your credit, especially if you've had it for a while.

MagmaRed370z · 06-15-2016, 04:16 PM

Quote:

Originally Posted by Chuck33079

You might be better served by keeping the card open and using it responsibly. Closing the card can ding your credit, especially if you've had it for a while.

This is true.

TerribleONE · 06-15-2016, 04:18 PM

Quote:

Originally Posted by /Angelo350Z/

One more thing I'd like to add is don't buy sh!t just because it's on sale. What's the point in buying something cheap if there's no need for it? My wife is particularly bad with this, so we have stacks of notebooks when neither of us are currently in school; boxes of coloring books when we still don't have any children; mannequins (fawking mannequins!!!) when we don't have a clothing store. I'm not talking about the oddly attractive mannequins, but the creepy ones with one arm, missing head, etc.

And I thought my girl bought some weird ****..

cooltoy · 06-15-2016, 04:19 PM

No. Just keep the card for the offer period. Having several cards actuall lowers your ability to get credit, if you ever need it. The balance, even if you don't use it counts as debit against you.

06-14-2016, 10:27 PM	#18 (permalink)
b15 A True Z Fanatic Join Date: Feb 2010 Location: Chicago Posts: 3,229 Drives: 4drz Rep Power: 36571	Agree with majority of what is said already. Another one for us was reducing how much we ate out. Not saying never go out, but it's amazing how a little for lunch, few drinks for happy hour, dinner here and there, add up over a month. cooltoy and old guy like this.

06-14-2016, 10:40 PM	#20 (permalink)
MagmaRed370z A True Z Fanatic Join Date: Jun 2014 Location: USA Posts: 1,468 Drives: 14' 370z Sport Magma Rep Power: 13	Don't visit the "For Sale" section on this forum lol cooltoy, TonyZ34, old guy and 2 others like this. __________________ Sold: 2014 Magnetic Black Base. Current: 2014 Magma Red 370z Sport \| ARK Grip Exhaust \| 25mm HR Spacers \| GTR Button \| DRL Mod

06-15-2016, 12:09 AM	#22 (permalink)
cooltoy Elite Member Join Date: Jun 2012 Location: Calgary Posts: 13,973 Drives: 14 PW 370Z S/T MT Rep Power: 243722	There is - to be paid to play sports (companies hockey team, playing during work hours). Fuzzzy, old guy and birdman71 like this. __________________ Member of kenchan's "photoshopped mods" and "proper offsets" gang.

06-15-2016, 07:11 AM	#24 (permalink)
/Angelo350Z/ A True Z Fanatic Join Date: Feb 2013 Location: Germany Posts: 2,230 Drives: Z34 \| MK7 \| F82 Rep Power: 3660	One more thing I'd like to add is don't buy sh!t just because it's on sale. What's the point in buying something cheap if there's no need for it? My wife is particularly bad with this, so we have stacks of notebooks when neither of us are currently in school; boxes of coloring books when we still don't have any children; mannequins (fawking mannequins!!!) when we don't have a clothing store. I'm not talking about the oddly attractive mannequins, but the creepy ones with one arm, missing head, etc. TonyZ34 and old guy like this. __________________ 2013 MB NISSAN 370Z SPORT

06-15-2016, 09:24 AM	#25 (permalink)
MarkGideon Base Member Join Date: May 2012 Location: USA, SC Posts: 213 Drives: 2012 370Z Base Rep Power: 13	As much of a pain it can be dealing with all the people, do your grocery shopping at Wal-Mart, and buy their brand whenever possible. Wal-Mart does not have any production facilities of their own, so everything with their store brand was made by someone else, likely in the same facility as a name brand product. For example, a few years ago there was a peanut butter recall for both Peter Pan and Great Value since they were both made in the same ConAgra facility. As for avoiding the usual crowd at Wal-Mart, I usually go around 6:00 AM on Saturday to do the weekly grocery shopping. The store is well-stocked and there are few people to deal with. MagmaRed370z and old guy like this. __________________ 2012 370Z Base Gun Metallic--2015 Altima 2.5SV Gun Metallic--2020 Chevy Silverado RST--1965 Chevy C10 Stepside Shortbed

06-15-2016, 09:28 AM	#26 (permalink)
GraphiteZ Base Member Join Date: Nov 2010 Location: Northern VA Posts: 96 Drives: 05 Elise and 13 GTI Rep Power: 32	I spend less when I don't see the money. So, I max out my 401K. Since it is tax deductible, it is like making 25% guaranteed return for the first year. Chuck33079 and old guy like this.

06-15-2016, 04:19 PM	#30 (permalink)
cooltoy Elite Member Join Date: Jun 2012 Location: Calgary Posts: 13,973 Drives: 14 PW 370Z S/T MT Rep Power: 243722	No. Just keep the card for the offer period. Having several cards actuall lowers your ability to get credit, if you ever need it. The balance, even if you don't use it counts as debit against you. __________________ Member of kenchan's "photoshopped mods" and "proper offsets" gang.

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