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I created a spreadsheet of all my routine expenses, such as car payments, mortgage, credit card payments, internet, electric, etc., so I know how much I have left. I then

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Old 06-14-2016, 04:46 PM   #10 (permalink)
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I created a spreadsheet of all my routine expenses, such as car payments, mortgage, credit card payments, internet, electric, etc., so I know how much I have left. I then set up an allotment for a reasonable amount to a savings account (not to include retirement) so I have a somewhat fixed amount to play with every paycheck.

My wife and I recently returned to Germany from Guam so my monthly compensation went down about $1K. It's just how it is, we get paid based on rank, marital status, and location. The cost of living in Germany is simply less compared to Guam so we really have to be mindful of our expenses.
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