Torn between two beasts.

Fearless_Z · 06-10-2016, 08:05 AM

Well in the line of work that I do, one thing I don't have to worry about is job security. I work for the Federal Bureau of Prisons. As for retirement, I have a TSP account with my job in which 5% of my check goes into and the Feds match it and so on and so forth, and yes, I could always do more with that. But on the other hand, I see what you are saying and you are correct. My perspective was just different. I was looking at it in another way but I know that the only way for me to afford the car on a 5 year loan, is to save up around 20-25k and drop that as a down payment. My problem is patience, I've been waiting for 3 years already to get back into another fun car and out of the soccer mom SUV I've been driving. Its killin me, hah!

Chuck33079 · 06-10-2016, 08:11 AM

Even a five year note is really pushing it unless the rate is awesome. I signed up for five years with my DD, but at 0.9%, I'll take all the term you can give me. I don't see GM offering that kind of rate on Vettes yet. They're not having any trouble selling them right now. The best move would be an intermediate car. Find what you can get on a 3 year note with a moderate down payment, and bank the difference for a couple of years. Then you can get into that Vette without signing for 84 months.

Fearless_Z · 06-10-2016, 08:14 AM

I honestly have no idea what I'm going to do. If I can get that dealer to come down on that Nismo to around 30k, i'll jump on it. Otherwise, I'm probably just gonna sit back and keep saving.

Dirk McGurck · 06-10-2016, 08:42 AM

Buy one of the 10 370ZTTs for sale on the Facebook page. Cheaper than the Vette by a large margin.

Chuck33079 · 06-10-2016, 08:57 AM

Quote:

Originally Posted by Dirk McGurck

Buy one of the 10 370ZTTs for sale on the Facebook page. Cheaper than the Vette by a large margin.

That makes sense as long as you're reasonably mechanically inclined. FI Zs require more maintenance and upkeep than a stock car.

Dirk McGurck · 06-10-2016, 09:46 AM

He can put that extra $300 per month he saves on the car into a mechanic fund.

B&W_Evader · 06-10-2016, 10:11 AM

How about a low mileage used C6-Z06 for around 40k. That thing will knock the socks off a Z, and only 30hp less than the new $75.5k Z51. That'll be all you need to more fun than is legal. Use the leftover funds for track days and chicks! Lots of performance in that package. Reliable 430HP, easy to increase and car is designed to handle it.

Hotrodz · 06-10-2016, 10:37 AM

Lol my tt Nismo eats Vetts for snacks! If it wasn't for continually modifications the maintenance is no different than a stock Z. The reality is that most people don't keep up with the maintenance on their vehicles.

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Spstone · 06-10-2016, 04:17 PM

I would look into the insurance on the vett. I know the lady complimented me on the NISMO instead of of a Vett for a midlife crisis car. She said insurance would have easily been double if not triple for me at 32 with a military discount and no accidents and insurance, plus 2 homes.

Personally I think getting a base model isn't the best idea. I'd save a little more and get some thing a little higher. Every one who can just barely afford it gets the base model and they end up depreciating pretty quick comparatively just due to the amount produced. I've had multiple of the kids that work for me take bathes on vettes because of this. Especially as quickly as they have been producing the next model lately. By the time your notes paid off the next gen will be out and your vet will be worth half if not less than what you paid for it. One of my guys just picked up a 2008 C6 Z06 with 8K miles for 26K.

I wouldn't bank on any federal job being permanent in the current political enviroment, especially in the prison system. Budget cuts suck and when it comes to firing federal employees the youngest and newest are the easiest to get rid of.

Fearless_Z · 06-10-2016, 05:32 PM

There are some pretty good alternatives, it just comes down to what I am willing to do and spend for however long. I didn't realize the C6 Z06's were going cheap like that. I just have a lot of research to do before I make a move. I did a progressive quote on the Vette online and the quote came out to be around 260 a month. I don't know if that is accurate but that's the quote I got on the Vette.

Hotrodz · 06-10-2016, 05:58 PM

I'm not sure how old you are but yes insurance costs are much higher on a Vett as well as the tags depending on your state of residence. Also, my insurance company doesn't charge me more for my mods but will replace them if I am in an accident. I'm with State Farm and I pay $98 a month.

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Fearless_Z · 06-10-2016, 06:29 PM

Yeah, Im 25 and I was a bit surprised to see a quote on a 2016 vette for 260 a month. I thought it would be much more than that.

Hotrodz · 06-10-2016, 07:03 PM

That is a smoking deal...young males and a Sportscar mean high premiums lol. I'm 56 so they don't expect me to drive like a 20 something lol.

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Fearless_Z · 06-10-2016, 07:18 PM

I honestly don't trust that quote though. I want to give them a VIN over the phone and act like I already bought it and see what they quote me because that's unreal.

Spstone · 06-10-2016, 09:11 PM

I wouldn't say that quote is terrible, I'm paying $123.00 for my Z and my wife's Rouge, and she said it would have been doubled if I had bought a vett, but that wasn't with Gap insurance, since I'm already ahead of the ball game for a couple years.

06-10-2016, 08:05 AM	#46 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	Well in the line of work that I do, one thing I don't have to worry about is job security. I work for the Federal Bureau of Prisons. As for retirement, I have a TSP account with my job in which 5% of my check goes into and the Feds match it and so on and so forth, and yes, I could always do more with that. But on the other hand, I see what you are saying and you are correct. My perspective was just different. I was looking at it in another way but I know that the only way for me to afford the car on a 5 year loan, is to save up around 20-25k and drop that as a down payment. My problem is patience, I've been waiting for 3 years already to get back into another fun car and out of the soccer mom SUV I've been driving. Its killin me, hah! solo413 likes this.

06-10-2016, 08:11 AM	#47 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	Even a five year note is really pushing it unless the rate is awesome. I signed up for five years with my DD, but at 0.9%, I'll take all the term you can give me. I don't see GM offering that kind of rate on Vettes yet. They're not having any trouble selling them right now. The best move would be an intermediate car. Find what you can get on a 3 year note with a moderate down payment, and bank the difference for a couple of years. Then you can get into that Vette without signing for 84 months. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

06-10-2016, 08:14 AM	#48 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	I honestly have no idea what I'm going to do. If I can get that dealer to come down on that Nismo to around 30k, i'll jump on it. Otherwise, I'm probably just gonna sit back and keep saving. solo413 likes this.

06-10-2016, 08:42 AM	#49 (permalink)
Dirk McGurck Track Member Join Date: Jun 2014 Location: Delaware Posts: 715 Drives: 09 MB 370Z Touring Rep Power: 21	Buy one of the 10 370ZTTs for sale on the Facebook page. Cheaper than the Vette by a large margin. __________________ 2009 370Z Touring with Sport

06-10-2016, 09:46 AM	#51 (permalink)
Dirk McGurck Track Member Join Date: Jun 2014 Location: Delaware Posts: 715 Drives: 09 MB 370Z Touring Rep Power: 21	He can put that extra $300 per month he saves on the car into a mechanic fund. __________________ 2009 370Z Touring with Sport

06-10-2016, 10:11 AM	#52 (permalink)
B&W_Evader Track Member Join Date: Aug 2011 Location: CA Posts: 972 Drives: slower than before Rep Power: 387	How about a low mileage used C6-Z06 for around 40k. That thing will knock the socks off a Z, and only 30hp less than the new $75.5k Z51. That'll be all you need to more fun than is legal. Use the leftover funds for track days and chicks! Lots of performance in that package. Reliable 430HP, easy to increase and car is designed to handle it. __________________ \|RIP\|6spd-sport\|OSG-LSD\|XP8\|RBF600\|Eibach Sways\|RE-71R\|FI-34Row\|Gen3-CAI\|Yaw P.S.\|

06-10-2016, 10:37 AM	#53 (permalink)
Hotrodz A True Z Fanatic Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684385	Lol my tt Nismo eats Vetts for snacks! If it wasn't for continually modifications the maintenance is no different than a stock Z. The reality is that most people don't keep up with the maintenance on their vehicles. Sent from my SM-N910P using Tapatalk TerribleONE and Dirk McGurck like this. __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

06-10-2016, 04:17 PM	#54 (permalink)
Spstone Enthusiast Member Join Date: Aug 2015 Location: Wilmington, nc Posts: 354 Drives: 14 370Z Nismo 6MT PW Rep Power: 10	I would look into the insurance on the vett. I know the lady complimented me on the NISMO instead of of a Vett for a midlife crisis car. She said insurance would have easily been double if not triple for me at 32 with a military discount and no accidents and insurance, plus 2 homes. Personally I think getting a base model isn't the best idea. I'd save a little more and get some thing a little higher. Every one who can just barely afford it gets the base model and they end up depreciating pretty quick comparatively just due to the amount produced. I've had multiple of the kids that work for me take bathes on vettes because of this. Especially as quickly as they have been producing the next model lately. By the time your notes paid off the next gen will be out and your vet will be worth half if not less than what you paid for it. One of my guys just picked up a 2008 C6 Z06 with 8K miles for 26K. I wouldn't bank on any federal job being permanent in the current political enviroment, especially in the prison system. Budget cuts suck and when it comes to firing federal employees the youngest and newest are the easiest to get rid of.

06-10-2016, 05:32 PM	#55 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	There are some pretty good alternatives, it just comes down to what I am willing to do and spend for however long. I didn't realize the C6 Z06's were going cheap like that. I just have a lot of research to do before I make a move. I did a progressive quote on the Vette online and the quote came out to be around 260 a month. I don't know if that is accurate but that's the quote I got on the Vette.

06-10-2016, 05:58 PM	#56 (permalink)
Hotrodz A True Z Fanatic Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684385	I'm not sure how old you are but yes insurance costs are much higher on a Vett as well as the tags depending on your state of residence. Also, my insurance company doesn't charge me more for my mods but will replace them if I am in an accident. I'm with State Farm and I pay $98 a month. Sent from my SM-N910P using Tapatalk __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

06-10-2016, 06:29 PM	#57 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	Yeah, Im 25 and I was a bit surprised to see a quote on a 2016 vette for 260 a month. I thought it would be much more than that.

06-10-2016, 07:03 PM	#58 (permalink)
Hotrodz A True Z Fanatic Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684385	That is a smoking deal...young males and a Sportscar mean high premiums lol. I'm 56 so they don't expect me to drive like a 20 something lol. Sent from my SM-N910P using Tapatalk __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

06-10-2016, 07:18 PM	#59 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	I honestly don't trust that quote though. I want to give them a VIN over the phone and act like I already bought it and see what they quote me because that's unreal. Hotrodz likes this.

06-10-2016, 09:11 PM	#60 (permalink)
Spstone Enthusiast Member Join Date: Aug 2015 Location: Wilmington, nc Posts: 354 Drives: 14 370Z Nismo 6MT PW Rep Power: 10	I wouldn't say that quote is terrible, I'm paying $123.00 for my Z and my wife's Rouge, and she said it would have been doubled if I had bought a vett, but that wasn't with Gap insurance, since I'm already ahead of the ball game for a couple years.

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