Torn between two beasts.

Spstone · 06-10-2016, 03:17 PM

I would look into the insurance on the vett. I know the lady complimented me on the NISMO instead of of a Vett for a midlife crisis car. She said insurance would have easily been double if not triple for me at 32 with a military discount and no accidents and insurance, plus 2 homes.

Personally I think getting a base model isn't the best idea. I'd save a little more and get some thing a little higher. Every one who can just barely afford it gets the base model and they end up depreciating pretty quick comparatively just due to the amount produced. I've had multiple of the kids that work for me take bathes on vettes because of this. Especially as quickly as they have been producing the next model lately. By the time your notes paid off the next gen will be out and your vet will be worth half if not less than what you paid for it. One of my guys just picked up a 2008 C6 Z06 with 8K miles for 26K.

I wouldn't bank on any federal job being permanent in the current political enviroment, especially in the prison system. Budget cuts suck and when it comes to firing federal employees the youngest and newest are the easiest to get rid of.

Fearless_Z · 06-10-2016, 04:32 PM

There are some pretty good alternatives, it just comes down to what I am willing to do and spend for however long. I didn't realize the C6 Z06's were going cheap like that. I just have a lot of research to do before I make a move. I did a progressive quote on the Vette online and the quote came out to be around 260 a month. I don't know if that is accurate but that's the quote I got on the Vette.

Hotrodz · 06-10-2016, 04:58 PM

I'm not sure how old you are but yes insurance costs are much higher on a Vett as well as the tags depending on your state of residence. Also, my insurance company doesn't charge me more for my mods but will replace them if I am in an accident. I'm with State Farm and I pay $98 a month.

Sent from my SM-N910P using Tapatalk

Fearless_Z · 06-10-2016, 05:29 PM

Yeah, Im 25 and I was a bit surprised to see a quote on a 2016 vette for 260 a month. I thought it would be much more than that.

Hotrodz · 06-10-2016, 06:03 PM

That is a smoking deal...young males and a Sportscar mean high premiums lol. I'm 56 so they don't expect me to drive like a 20 something lol.

Sent from my SM-N910P using Tapatalk

Fearless_Z · 06-10-2016, 06:18 PM

I honestly don't trust that quote though. I want to give them a VIN over the phone and act like I already bought it and see what they quote me because that's unreal.

Spstone · 06-10-2016, 08:11 PM

I wouldn't say that quote is terrible, I'm paying $123.00 for my Z and my wife's Rouge, and she said it would have been doubled if I had bought a vett, but that wasn't with Gap insurance, since I'm already ahead of the ball game for a couple years.

Fearless_Z · 06-10-2016, 08:38 PM

Btw guys, in case I didn't make it clear. I won't be going through the dealership when it comes to financing. I am going to go through a credit union. My credit is excellent and I believe I can get a interest rate of around 2-3% for 84 months with a monthly note of $650 at the most. Still, sounds like a bad idea?

Chuck33079 · 06-10-2016, 08:45 PM

An 84 month car note will always sound like a bad idea.

ChaseZ · 06-12-2016, 11:25 PM

Quote:

Originally Posted by Chuck33079

An 84 month car note will always sound like a bad idea.

I'm a car guy through and through, but that's not a car payment it's a mortgage!

Fearless_Z · 06-10-2016, 08:49 PM

Lol, yeah, I guess so.

zefaulter · 06-12-2016, 10:41 PM

Don't do it.... 84 months is way too long. You'll change your mind before you reach the halfway point

jshare1 · 06-12-2016, 11:22 PM

I understand extending duration to drive down the monthly payment but jeebus don't do 84 months, and I highly doubt a bank will do 84 months at 2-3%, more like just short of 4%

Fearless_Z · 06-27-2016, 07:42 PM

Well guys, if everything goes through just fine once I get back for my federal law enforcement training, I'll be getting a Black 2014 370z Nismo with 1000 miles. Made my decision.

ChopsZ · 06-29-2016, 05:24 AM

Quote:

Originally Posted by Fearless_Z

Well guys, if everything goes through just fine once I get back for my federal law enforcement training, I'll be getting a Black 2014 370z Nismo with 1000 miles. Made my decision.

You made the right choice! Honestly, you made the only choice as far as I'm concerned!

06-10-2016, 04:58 PM	#3 (permalink)
Hotrodz A True Z Fanatic Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684385	I'm not sure how old you are but yes insurance costs are much higher on a Vett as well as the tags depending on your state of residence. Also, my insurance company doesn't charge me more for my mods but will replace them if I am in an accident. I'm with State Farm and I pay $98 a month. Sent from my SM-N910P using Tapatalk __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

06-10-2016, 06:03 PM	#5 (permalink)
Hotrodz A True Z Fanatic Join Date: Aug 2012 Location: NW, AZ Posts: 9,330 Drives: 10 Nissan 370z Nismo Rep Power: 2684385	That is a smoking deal...young males and a Sportscar mean high premiums lol. I'm 56 so they don't expect me to drive like a 20 something lol. Sent from my SM-N910P using Tapatalk __________________ *Fast Intentions TT Installed and Tuned by Seb at SpecialtyZ 610whp 560tq:\|Fast Intentions 3" TT-TDX*\|SpecialtyZ/Fast Intentions 72 Row Oil Cooler\|SZ 6 Puck Clutch & Flywheel\|3GsCustoms\|Z1\|Wavetrac\|Hotchkis\|Whiteline \|Blitz\|Fortune Auto 500\|Fujimura\|SPL\|H&R\|TK\|TWM\|RPM Rollbar\|Sparco\|Next Level Performance\|TrackSpec\|AeroFlow Dynamics\|Pioneer\|

06-10-2016, 06:18 PM	#6 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	I honestly don't trust that quote though. I want to give them a VIN over the phone and act like I already bought it and see what they quote me because that's unreal. Hotrodz likes this.

06-10-2016, 08:45 PM	#9 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29539	An 84 month car note will always sound like a bad idea. Davey, DarkJak, Hotrodz and 1 others like this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

06-12-2016, 11:22 PM	#13 (permalink)
jshare1 Enthusiast Member Join Date: Aug 2014 Location: Hanover, MD Posts: 283 Drives: 14' 370Z Touring 6MT Rep Power: 15	I understand extending duration to drive down the monthly payment but jeebus don't do 84 months, and I highly doubt a bank will do 84 months at 2-3%, more like just short of 4% __________________ "only acceptable trades are turtles or beer"

06-10-2016, 03:17 PM	#1 (permalink)
Spstone Enthusiast Member Join Date: Aug 2015 Location: Wilmington, nc Posts: 354 Drives: 14 370Z Nismo 6MT PW Rep Power: 10	I would look into the insurance on the vett. I know the lady complimented me on the NISMO instead of of a Vett for a midlife crisis car. She said insurance would have easily been double if not triple for me at 32 with a military discount and no accidents and insurance, plus 2 homes. Personally I think getting a base model isn't the best idea. I'd save a little more and get some thing a little higher. Every one who can just barely afford it gets the base model and they end up depreciating pretty quick comparatively just due to the amount produced. I've had multiple of the kids that work for me take bathes on vettes because of this. Especially as quickly as they have been producing the next model lately. By the time your notes paid off the next gen will be out and your vet will be worth half if not less than what you paid for it. One of my guys just picked up a 2008 C6 Z06 with 8K miles for 26K. I wouldn't bank on any federal job being permanent in the current political enviroment, especially in the prison system. Budget cuts suck and when it comes to firing federal employees the youngest and newest are the easiest to get rid of.

06-10-2016, 04:32 PM	#2 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	There are some pretty good alternatives, it just comes down to what I am willing to do and spend for however long. I didn't realize the C6 Z06's were going cheap like that. I just have a lot of research to do before I make a move. I did a progressive quote on the Vette online and the quote came out to be around 260 a month. I don't know if that is accurate but that's the quote I got on the Vette.

06-10-2016, 05:29 PM	#4 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	Yeah, Im 25 and I was a bit surprised to see a quote on a 2016 vette for 260 a month. I thought it would be much more than that.

06-10-2016, 08:11 PM	#7 (permalink)
Spstone Enthusiast Member Join Date: Aug 2015 Location: Wilmington, nc Posts: 354 Drives: 14 370Z Nismo 6MT PW Rep Power: 10	I wouldn't say that quote is terrible, I'm paying $123.00 for my Z and my wife's Rouge, and she said it would have been doubled if I had bought a vett, but that wasn't with Gap insurance, since I'm already ahead of the ball game for a couple years.

06-10-2016, 08:38 PM	#8 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	Btw guys, in case I didn't make it clear. I won't be going through the dealership when it comes to financing. I am going to go through a credit union. My credit is excellent and I believe I can get a interest rate of around 2-3% for 84 months with a monthly note of $650 at the most. Still, sounds like a bad idea?

06-10-2016, 08:49 PM	#11 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	Lol, yeah, I guess so.

06-12-2016, 10:41 PM	#12 (permalink)
zefaulter A True Z Fanatic Join Date: Jan 2013 Location: Toronto, Canada Posts: 1,983 Drives: 40th 370Z Rep Power: 28	Don't do it.... 84 months is way too long. You'll change your mind before you reach the halfway point

06-27-2016, 07:42 PM	#14 (permalink)
Fearless_Z Base Member Join Date: Sep 2012 Location: Center Point, LA Posts: 208 Drives: 2014 Nissan Z Nismo Rep Power: 13	Well guys, if everything goes through just fine once I get back for my federal law enforcement training, I'll be getting a Black 2014 370z Nismo with 1000 miles. Made my decision. Magic Bus likes this.

Thread Tools
Show Printable Version Email this Page
Display Modes
Switch to Linear Mode Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Torn between two colors	Munts	Nissan 370Z General Discussions	24	08-15-2014 01:33 PM
Torn up nismo bumper...	street2soul	Exterior & Interior	21	05-21-2014 08:17 PM
Another worn/torn roof	TripleBlkZ	Nissan 370Z Roadster (Convertible)	21	02-16-2012 07:19 PM
Very torn between the two	JakeZ34	Nissan 370Z General Discussions	18	10-18-2009 03:27 AM
Torn.	jcrosswhite	Other Vehicles	13	06-07-2009 05:49 PM