Nissan 370Z Forum - Insurance

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scope22

03-09-2016 11:00 AM

Insurance

Has anyone tried to get a custom coverage to cover mods? Seems to be an up the hill battle

Chuck33079

03-09-2016 11:08 AM

Many insurers will sell you additional riders to cover mods.

cooltoy

03-09-2016 11:16 AM

Ibtm.

scope22

03-09-2016 11:49 AM

Quote:

Originally Posted by cooltoy (Post 3432603)

Ibtm.

whats ibtm? google search didn't help

Ghostvette

03-09-2016 11:53 AM

Quote:

Originally Posted by scope22 (Post 3432634)

whats ibtm? google search didn't help

"In before the move"... ;)

or he might have meant "IBTL" and fat fingered it. :rofl2:

cooltoy

03-09-2016 11:55 AM

Move.

scope22

03-09-2016 11:59 AM

i have insurance, i mean nobody will inspect the car before giving you coverage so that is not an issue, but you'll only get blue book value in case of an accident.

Quote:

Originally Posted by Ghostvette (Post 3432639)

"In before the move"... ;)

or he might have meant "IBTL" and fat fingered it. :rofl2:

MagmaRed370z

03-09-2016 12:00 PM

Give your insurance a call. It is usually 20 dollars per every 1K of mods (Rule of thumbs). (Keep receipts too).

scope22

03-09-2016 12:17 PM

Quote:

Originally Posted by schellingr (Post 3432647)

Give your insurance a call. It is usually 20 dollars per every 1K of mods (Rule of thumbs). (Keep receipts too).

It's allstate and they said they have to call underwriters, so I'm guessing they cant

mishuko

03-09-2016 01:19 PM

they frown upon that in Canada... :( mods I mean

SwissCheese

03-09-2016 09:22 PM

A lot of companies will allow you to buy extra coverage for installed parts. I know that Progressive comes with $1k included with their insurance, and you can buy up to $5k more. If I remember correctly, State Farm doesn't have a cap on how much extra coverage you can buy.

From Progressive's Website:

Quote:

For: Accessories
This protects you if items you add to your car get damaged; we pay to repair or replace them. We protect accessories like stereos and TV equipment, navigation systems, phones, custom grilles and spoilers, and custom paint.

scope22

03-09-2016 10:26 PM

Quote:

Originally Posted by SwissCheese (Post 3433048)

Thanks I'll call them, if anyone else knows of a company without a limit let me know please

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