2014 370z car accident... with a pickup truck

raffenblackma

You could always call, your insurance company and ask them if your rates would go up if you filed a claim. Im 25 and have been in two accidents one of which was when I was 23 and it was almost $16,000 in damages, and my rates have not gone up. I have USAA.

gpx123

Ah that is true but in your scenario it was clearly the other person's fault, in my situation it could go either way and they would probably lean towards it being my fault as I made contact with him on his rear but one could argue he shouldn't have been where he was but still if it ended up being an at fault accident my rates would of almost certain gone up significantly

Fuzzzy

It isn't that simple--at least not in my area. My son had a very minor incident in the car I handed down to him. I called the agent prior to filing a claim, and he was reluctant to tell me anything beyond "maybe." Almost no guidance at all.

I had a similar issue with my homeowner's insurance (with a different company) a year ago. Extreme reluctance to give me any guidance at all regarding what effect filing a claim would have on my future rates.

I ended up deciding to file on both, but my decisions were not assisted at all by any guidance I received from my agents.

It certainly wouldn't hurt to ask, but OP might need to temper his expectations.

Good luck getting it resolved, OP!